Charlotte, NC Area Used Pickups Under $45,000

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4x4 pickup below 22,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $41K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$40,899
Est. Payment:	$732.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,722
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$40,899.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,244.94
Avg. DMV Fee	88.00
Cash Sale Price	$42,830.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,830.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Off-Road

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This low mileage preowned 2024 Toyota Tacoma TRD Off-Road 4x4 pickup below 31,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now below $41K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$40,499
Est. Payment:	$725.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,484
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$40,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,232.94
Avg. DMV Fee	88.00
Cash Sale Price	$42,418.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport HV

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This low mileage preowned 2024 Toyota Tacoma TRD Sport HV 4x4 pickup under 14,000 miles, automatic transmission, and 23 MPG, 2.4L hybrid engine is for sale right now below $45K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$44,040
Est. Payment:	$788.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,284
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$44,040.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,339.17
Avg. DMV Fee	88.00
Cash Sale Price	$46,066.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,066.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$788.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,040.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Off-Road

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This low mileage preowned 2024 Toyota Tacoma TRD Off-Road 4x4 pickup below 36,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now below $41K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$40,019
Est. Payment:	$717.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,780
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$40,019.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,218.54
Avg. DMV Fee	88.00
Cash Sale Price	$41,924.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,924.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$717.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,019.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport HV

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This low mileage used 2024 Toyota Tacoma TRD Sport HV 4x4 pickup below 22,000 miles, automatic transmission, and 23 MPG, 2.4L hybrid engine is for sale right now below $43K at Mike Johnson's Hickory Toyota in Hickory, NC. ...View More Details

Sales Price:	$42,799
Est. Payment:	$766.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,586
Location:	Hickory, NC

Item	Amount
Used Car Price⁽¹⁾	$42,799.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,301.94
Avg. DMV Fee	88.00
Cash Sale Price	$44,787.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,787.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Raptor

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This below average mileage used 2019 Ford F-150 Raptor 4x4 pickup below 67,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $42K at Capital Ford of Charlotte in Charlotte, NC. ...View More Details

Sales Price:	$41,898
Est. Payment:	$871.17 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,663
Location:	Charlotte, NC

Item	Amount
Used Car Price⁽¹⁾	$41,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,274.91
Avg. DMV Fee	88.00
Cash Sale Price	$43,859.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,859.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$871.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage second hand 2021 Ford F-150 XL 4x4 pickup below 52,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now under $41K at Capital Ford of Charlotte in Charlotte, NC. ...View More Details

Sales Price:	$40,898
Est. Payment:	$786.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,638
Location:	Charlotte, NC

Item	Amount
Used Car Price⁽¹⁾	$40,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,244.91
Avg. DMV Fee	88.00
Cash Sale Price	$42,829.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,829.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$786.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage certified used 2025 Ford Ranger XLT 4x4 pickup below 0,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $45K at Crossroads Ford of Indian Trail in Indian Trail, NC. ...View More Details

Sales Price:	$44,995
Est. Payment:	$805.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	469
Location:	Indian Trail, NC

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,367.82
Avg. DMV Fee	88.00
Cash Sale Price	$47,049.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,049.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$805.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage used 2022 Ford F-150 Platinum 4x4 pickup under 44,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $45K at Mooresville Ford in Mooresville, NC. ...View More Details

Sales Price:	$44,887
Est. Payment:	$803.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,109
Location:	Mooresville, NC

Item	Amount
Used Car Price⁽¹⁾	$44,887.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,364.58
Avg. DMV Fee	88.00
Cash Sale Price	$46,938.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,938.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 27,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $41K at Capital Ford of Charlotte in Charlotte, NC. ...View More Details

Sales Price:	$40,898
Est. Payment:	$732.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,247
Location:	Charlotte, NC

Item	Amount
Used Car Price⁽¹⁾	$40,898.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,244.91
Avg. DMV Fee	88.00
Cash Sale Price	$42,829.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,829.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Pickups Priced Below $45,000

2025 Ram 1500 Big Horn

2024 Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Sport HV

2024 Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Sport HV

2019 Ford F-150 Raptor

2021 Ford F-150 XL

2025 Ford Ranger XLT

2022 Ford F-150 Platinum

2023 Ford F-150 XL

Greater Charlotte Area Cities with Used Pickups for Sale Below $45K

Metro Charlotte Area Counties with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in the Greater Charlotte Area

Metro Charlotte Secondhand Used Pickups Priced Below $45,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Toyota Tacoma TRD Sport HV

Toyota Tacoma TRD Sport HV

2024 Toyota Tacoma TRD Sport HV Car Loan Estimate

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Toyota Tacoma TRD Sport HV

Toyota Tacoma TRD Sport HV

2024 Toyota Tacoma TRD Sport HV Car Loan Estimate

2019 Ford F-150 Raptor

Ford F-150 Raptor

2019 Ford F-150 Raptor Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Charlotte Area Cities with Used Pickups for Sale Below $45K

Metro Charlotte Area Counties with Used Pickups for Sale Below $45,000

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