Schenectady, NY Used Cars Under $450 a Month

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 0,000 miles, cvt transmission, and 48 MPG, 2.0L gas engine is for sale right now below $24K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$23,999
Est. Payment:	$449.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.77
Avg. DMV Fee	86.00
Cash Sale Price	$26,297.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,297.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$449.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage preowned 2023 Ford Escape ST-Line AWD SUV below 10,000 miles, automatic transmission, and 48 MPG, 1.5L gas engine is for sale right now below $24K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$23,750
Est. Payment:	$445.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,340
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$23,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,115.66
Avg. DMV Fee	86.00
Cash Sale Price	$26,026.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,026.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$445.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified preowned 2024 Hyundai ELANTRA SEL FWD sedan below 7,000 miles, cvt transmission, and 48 MPG, 2.0L gas engine is for sale right now below $23K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$22,299
Est. Payment:	$418.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,797
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$22,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,986.81
Avg. DMV Fee	86.00
Cash Sale Price	$24,446.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,446.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$418.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 3,000 miles, cvt transmission, and 48 MPG, 2.0L gas engine is for sale right now below $23K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$22,299
Est. Payment:	$418.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,537
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$22,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,986.81
Avg. DMV Fee	86.00
Cash Sale Price	$24,446.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,446.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$418.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 0,000 miles, cvt transmission, and 48 MPG, 2.0L gas engine is for sale right now under $24K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$23,295
Est. Payment:	$436.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$23,295.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,075.26
Avg. DMV Fee	86.00
Cash Sale Price	$25,531.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,531.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$436.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SE

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This low mileage certified used 2025 Hyundai SONATA SE FWD sedan below 6,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now under $23K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$22,199
Est. Payment:	$416.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,970
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$22,199.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,977.93
Avg. DMV Fee	86.00
Cash Sale Price	$24,337.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,337.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$416.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This below average mileage certified used 2023 Hyundai KONA SEL AWD SUV below 64,000 miles, cvt transmission, and 48 MPG, 2.0L gas engine is for sale right now under $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,650
Est. Payment:	$428.29 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,945
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,650.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,751.58
Avg. DMV Fee	86.00
Cash Sale Price	$21,562.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,562.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$428.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Premium

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This low mileage preowned 2021 Subaru Outback Premium AWD SUV under 50,000 miles, cvt transmission, and 48 MPG, 2.5L gas engine is for sale right now under $23K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$22,299
Est. Payment:	$418.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,741
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$22,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,986.81
Avg. DMV Fee	86.00
Cash Sale Price	$24,446.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,446.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$418.32

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Limited

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This low mileage certified used 2023 Hyundai ELANTRA Limited FWD sedan under 25,000 miles, cvt transmission, and 48 MPG, 2.0L gas engine is for sale right now below $22K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$21,650
Est. Payment:	$406.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,755
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$21,650.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,929.18
Avg. DMV Fee	86.00
Cash Sale Price	$23,740.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,740.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$406.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA Hybrid SEL

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This low mileage certified preowned 2023 Hyundai SONATA Hybrid SEL FWD sedan below 7,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $24K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$23,399
Est. Payment:	$438.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,616
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$23,399.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,084.49
Avg. DMV Fee	86.00
Cash Sale Price	$25,644.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,644.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$438.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Schenectady, NY

Schenectady, NY Secondhand Used Vehicles with Payments Below $450 / Month

2025 Hyundai ELANTRA SEL Sport

2023 Ford Escape ST-Line

2024 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport

2025 Hyundai SONATA SE

2023 Hyundai KONA SEL

2021 Subaru Outback Premium

2023 Hyundai ELANTRA Limited

2023 Hyundai SONATA Hybrid SEL

Used Cars under $450 per month for Sale in Schenectady, NY

Schenectady, NY Secondhand Used Vehicles with Payments Below $450 / Month

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2025 Hyundai SONATA SE

Hyundai SONATA SE

2025 Hyundai SONATA SE Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2021 Subaru Outback Premium

Subaru Outback Premium

2021 Subaru Outback Premium Car Loan Estimate

2023 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2023 Hyundai ELANTRA Limited Car Loan Estimate

2023 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2023 Hyundai SONATA Hybrid SEL Car Loan Estimate

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