Used Cars under $500 per month for Sale in Schenectady, NY

2 Preowned vehicles for sale in Schenectady New York and the Metro Albany - Schenectady - Troy and Schenectady County area with monthly payments below $500. Search by payment, bodystyle, engine type, or drivetrain.

Your Location

Schenectady, NY Secondhand Used Vehicles with Payments Below $500 / Month

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
NY
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2025 Hyundai TUCSON SE for Sale
2025 Hyundai TUCSON SE

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai TUCSON SE AWD SUV below 12,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $27K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price: $26,950
Est. Payment: $504.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 12,269
Location: Schenectady, NY
Preowned 2022 Hyundai SANTA FE Limited for Sale
2022 Hyundai SANTA FE Limited

⇩ View Seller Description

This low mileage certified second hand 2022 Hyundai SANTA FE Limited AWD SUV below 59,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $24K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price: $23,295
Est. Payment: $468.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 58,763
Location: Schenectady, NY