Schenectady, NY Used Cars Under $20,000 |with Payments|

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 30,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,950
Est. Payment:	$374.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,624
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,778.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,889.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,889.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage used 2024 Kia Forte LXS FWD sedan below 1,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,288
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This below average mileage certified second hand 2023 Hyundai KONA SEL AWD SUV under 64,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,650
Est. Payment:	$428.29 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,945
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,650.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,751.58
Avg. DMV Fee	86.00
Cash Sale Price	$21,562.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,562.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$428.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Forte LXS

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This low mileage used 2022 Kia Forte LXS FWD sedan below 32,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $17K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$16,999
Est. Payment:	$319.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,769
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$16,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,516.17
Avg. DMV Fee	86.00
Cash Sale Price	$18,676.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,676.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$319.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

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This low mileage certified preowned 2023 Hyundai VENUE SEL FWD hatchback under 4,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now under $20K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$19,699
Est. Payment:	$369.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,788
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$19,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,755.93
Avg. DMV Fee	86.00
Cash Sale Price	$21,615.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,615.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$369.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Schenectady, NY

Schenectady, NY Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

2024 Kia Forte LXS

2023 Hyundai KONA SEL

2022 Kia Forte LXS

2023 Hyundai VENUE SEL

Used Cars under $20,000 for Sale in Schenectady, NY

Schenectady, NY Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2022 Kia Forte LXS

Kia Forte LXS

2022 Kia Forte LXS Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

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