Schenectady, NY Used Cars Under $40,000 |with Payments|

2025 Hyundai SANTA FE XRT

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This low mileage certified used 2025 Hyundai SANTA FE XRT AWD SUV below 1,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$37,590
Est. Payment:	$703.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,427
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$37,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,344.65
Avg. DMV Fee	86.00
Cash Sale Price	$41,095.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,095.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$703.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2025 Hyundai SANTA FE Hybrid SEL AWD SUV below 7,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $36K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$35,950
Est. Payment:	$672.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,341
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,199.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,310.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,310.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV below 29,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$36,950
Est. Payment:	$691.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,205
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,287.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,398.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,398.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 47,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $39K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$38,499
Est. Payment:	$720.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,491
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.37
Avg. DMV Fee	86.00
Cash Sale Price	$42,085.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,085.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV under 4,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $38K at Matthews Hyundai of Schenectady in Schenectady, NY. ...View More Details

Sales Price:	$37,799
Est. Payment:	$707.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,743
Location:	Schenectady, NY

Item	Amount
Used Car Price⁽¹⁾	$37,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,363.21
Avg. DMV Fee	86.00
Cash Sale Price	$41,323.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,323.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Schenectady, NY

Schenectady, NY Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE XRT

2025 Hyundai SANTA FE Hybrid SEL

2024 Hyundai SANTA FE Calligraphy

2024 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE SEL

Used Cars under $40,000 for Sale in Schenectady, NY

Schenectady, NY Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2025 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

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