Metro Austin, TX Area Used Cars Under $400 a Month

2020 GMC Terrain SLE

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This low mileage preowned 2020 GMC Terrain SLE FWD SUV under 47,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now below $21K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$20,088
Est. Payment:	$376.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,825
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$20,088.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,669.64
Avg. DMV Fee	94.00
Cash Sale Price	$22,001.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,001.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$376.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,088.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Compass Trailhawk

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This above average mileage preowned 2019 Jeep Compass Trailhawk 4x4 SUV below 98,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $13K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$12,984
Est. Payment:	$386.04 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,935
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$12,984.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,083.56
Avg. DMV Fee	94.00
Cash Sale Price	$14,311.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,311.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$386.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKX Select

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This high mileage second hand 2017 Lincoln MKX Select FWD SUV under 115,000 miles, automatic transmission, and 22 MPG, 3.7L gas engine is for sale right now below $12K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$11,479
Est. Payment:	$392.35 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,047
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$11,479.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	959.39
Avg. DMV Fee	94.00
Cash Sale Price	$12,682.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,682.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$392.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage second hand 2025 Ford Escape Active FWD SUV below 26,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now below $21K at Johnson Sewell Ford in Marble Falls, TX. ...View More Details

Sales Price:	$21,000
Est. Payment:	$393.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,548
Location:	Marble Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$21,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.88
Avg. DMV Fee	94.00
Cash Sale Price	$22,988.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,988.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$393.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LX

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This low mileage preowned 2024 Kia Forte LX FWD sedan below 17,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now under $20K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$19,219
Est. Payment:	$360.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,827
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$19,219.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,597.94
Avg. DMV Fee	94.00
Cash Sale Price	$21,060.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,060.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$360.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,219.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SEL

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This low mileage second hand 2022 Ford Escape SEL FWD SUV under 54,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $20K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$19,981
Est. Payment:	$401.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,411
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,660.81
Avg. DMV Fee	94.00
Cash Sale Price	$21,885.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,885.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$401.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 BMW X3 xDrive28i

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This high mileage preowned 2015 BMW X3 xDrive28i AWD SUV under 117,000 miles, transmission, and 22 MPG, 2.0L gas engine is for sale right now below $11K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$10,389
Est. Payment:	$355.85 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,193
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$10,389.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	869.47
Avg. DMV Fee	94.00
Cash Sale Price	$11,502.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,502.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$355.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,389.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln MKC Select

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This below average mileage preowned 2019 Lincoln MKC Select FWD SUV under 66,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $18K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$17,888
Est. Payment:	$389.71 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,767
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$17,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,488.14
Avg. DMV Fee	94.00
Cash Sale Price	$19,620.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,620.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$389.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This low mileage second hand 2024 Nissan Altima 2.5 SV FWD sedan under 52,000 miles, cvt transmission, and 22 MPG, 2.5L gas engine is for sale right now below $19K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$18,691
Est. Payment:	$376.19 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,975
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$18,691.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,554.38
Avg. DMV Fee	94.00
Cash Sale Price	$20,489.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,489.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$376.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 BMW X5 sDrive35i

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This low mileage used 2016 BMW X5 sDrive35i RWD SUV below 58,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $20K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$19,971
Est. Payment:	$401.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,223
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,659.98
Avg. DMV Fee	94.00
Cash Sale Price	$21,874.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,874.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$401.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles with Payments Under $400 / Month

2020 GMC Terrain SLE

2019 Jeep Compass Trailhawk

2017 Lincoln MKX Select

2025 Ford Escape Active

2024 Kia Forte LX

2022 Ford Escape SEL

2015 BMW X3 xDrive28i

2019 Lincoln MKC Select

2024 Nissan Altima 2.5 SV

2016 BMW X5 sDrive35i

Greater Austin Area Cities with Used Cars for Sale Below $400 / Month

Metro Austin Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles with Payments Under $400 / Month

2020 GMC Terrain SLE

GMC Terrain SLE

2020 GMC Terrain SLE Car Loan Estimate

2019 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2019 Jeep Compass Trailhawk Car Loan Estimate

2017 Lincoln MKX Select

Lincoln MKX Select

2017 Lincoln MKX Select Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2024 Kia Forte LX

Kia Forte LX

2024 Kia Forte LX Car Loan Estimate

2022 Ford Escape SEL

Ford Escape SEL

2022 Ford Escape SEL Car Loan Estimate

2015 BMW X3 xDrive28i

BMW X3 xDrive28i

2015 BMW X3 xDrive28i Car Loan Estimate

2019 Lincoln MKC Select

Lincoln MKC Select

2019 Lincoln MKC Select Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2016 BMW X5 sDrive35i

BMW X5 sDrive35i

2016 BMW X5 sDrive35i Car Loan Estimate

Greater Austin Area Cities with Used Cars for Sale Below $400 / Month

Metro Austin Area Counties with Used Cars for Sale Below $400 / Month

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