Metro Austin, TX Area Used Cars Under $400 a Month

2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE FWD SUV under 9,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now under $21K at Johnson Sewell Ford in Marble Falls, TX. ...View More Details

Sales Price:	$20,500
Est. Payment:	$384.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,990
Location:	Marble Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,703.63
Avg. DMV Fee	94.00
Cash Sale Price	$22,447.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,447.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$384.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Compass Trailhawk

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This above average mileage second hand 2019 Jeep Compass Trailhawk 4x4 SUV below 98,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now below $13K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$12,984
Est. Payment:	$386.04 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,935
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$12,984.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,083.56
Avg. DMV Fee	94.00
Cash Sale Price	$14,311.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,311.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$386.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage used 2025 Ford Escape Active FWD SUV under 26,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now under $21K at Johnson Sewell Ford in Marble Falls, TX. ...View More Details

Sales Price:	$21,000
Est. Payment:	$393.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,548
Location:	Marble Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$21,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.88
Avg. DMV Fee	94.00
Cash Sale Price	$22,988.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,988.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mazda CX-30 Preferred

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This low mileage preowned 2021 Mazda CX-30 Preferred FWD SUV under 30,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$19,984
Est. Payment:	$374.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,198
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,984.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,661.06
Avg. DMV Fee	94.00
Cash Sale Price	$21,889.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,889.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$374.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LX

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This low mileage second hand 2024 Kia Forte LX FWD sedan under 17,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$19,219
Est. Payment:	$360.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,827
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$19,219.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,597.94
Avg. DMV Fee	94.00
Cash Sale Price	$21,060.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,060.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$360.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,219.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 BMW X3 xDrive28i

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This high mileage used 2015 BMW X3 xDrive28i AWD SUV below 117,000 miles, transmission, and 32 MPG, 2.0L gas engine is for sale right now under $11K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$10,389
Est. Payment:	$355.85 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,193
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$10,389.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	869.47
Avg. DMV Fee	94.00
Cash Sale Price	$11,502.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,502.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$355.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,389.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 BMW X5 sDrive35i

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This low mileage preowned 2016 BMW X5 sDrive35i RWD SUV under 58,000 miles, automatic transmission, and 32 MPG, 3.0L gas engine is for sale right now under $20K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$19,971
Est. Payment:	$401.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,223
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$19,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,659.98
Avg. DMV Fee	94.00
Cash Sale Price	$21,874.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,874.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$401.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Sport Touring

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This low mileage used 2024 Buick Encore GX Sport Touring FWD SUV below 29,000 miles, cvt transmission, and 32 MPG, 1.3L gas engine is for sale right now under $22K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$21,619
Est. Payment:	$404.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,746
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$21,619.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,795.94
Avg. DMV Fee	94.00
Cash Sale Price	$23,658.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,658.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$404.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,619.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Chevrolet Camaro LT

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This high mileage preowned 2012 Chevrolet Camaro LT RWD coupe under 108,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $12K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$11,441
Est. Payment:	$391.08 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,160
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$11,441.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	956.26
Avg. DMV Fee	94.00
Cash Sale Price	$12,641.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,641.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$391.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Taos SEL

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This low mileage preowned 2022 Volkswagen Taos SEL FWD SUV under 33,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now below $21K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$20,888
Est. Payment:	$391.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,722
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$20,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,735.64
Avg. DMV Fee	94.00
Cash Sale Price	$22,867.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,867.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$391.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles with Payments Under $400 / Month

2022 Ford Escape SE

2019 Jeep Compass Trailhawk

2025 Ford Escape Active

2021 Mazda CX-30 Preferred

2024 Kia Forte LX

2015 BMW X3 xDrive28i

2016 BMW X5 sDrive35i

2024 Buick Encore GX Sport Touring

2012 Chevrolet Camaro LT

2022 Volkswagen Taos SEL

Greater Austin Area Cities with Used Cars for Sale Below $400 / Month

Metro Austin Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles with Payments Under $400 / Month

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2019 Jeep Compass Trailhawk Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2021 Mazda CX-30 Preferred

Mazda CX-30 Preferred

2021 Mazda CX-30 Preferred Car Loan Estimate

2024 Kia Forte LX

Kia Forte LX

2024 Kia Forte LX Car Loan Estimate

2015 BMW X3 xDrive28i

BMW X3 xDrive28i

2015 BMW X3 xDrive28i Car Loan Estimate

2016 BMW X5 sDrive35i

BMW X5 sDrive35i

2016 BMW X5 sDrive35i Car Loan Estimate

2024 Buick Encore GX Sport Touring

Buick Encore GX Sport Touring

2024 Buick Encore GX Sport Touring Car Loan Estimate

2012 Chevrolet Camaro LT

Chevrolet Camaro LT

2012 Chevrolet Camaro LT Car Loan Estimate

2022 Volkswagen Taos SEL

Volkswagen Taos SEL

2022 Volkswagen Taos SEL Car Loan Estimate

Greater Austin Area Cities with Used Cars for Sale Below $400 / Month

Metro Austin Area Counties with Used Cars for Sale Below $400 / Month

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