Austin, TX Area Used Cars Under $40,000

2024 Ford F-150 STX

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This low mileage preowned 2024 Ford F-150 STX RWD pickup below 16,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $37K at Sames Bastrop Ford in Bastrop, TX. ...View More Details

Sales Price:	$36,550
Est. Payment:	$681.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,418
Location:	Bastrop, TX

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,027.75
Avg. DMV Fee	94.00
Cash Sale Price	$39,821.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,821.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe High Country

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This above average mileage second hand 2021 Chevrolet Tahoe High Country RWD SUV under 97,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $37K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$36,885
Est. Payment:	$1083.94 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,103
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,885.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,055.39
Avg. DMV Fee	94.00
Cash Sale Price	$40,184.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,184.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1083.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-350 Super Duty King Ranch

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This high mileage preowned 2017 Ford F-350 Super Duty King Ranch 4x4 pickup under 128,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now below $40K at Chuck Brown Ford in Schulenburg, TX. ...View More Details

Sales Price:	$39,500
Est. Payment:	$1569.67 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127,512
Location:	Schulenburg, TX

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,015.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,015.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1569.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage used 2026 Hyundai SANTA FE XRT AWD SUV under 6,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,903
Est. Payment:	$724.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,873
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,903.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,221.87
Avg. DMV Fee	94.00
Cash Sale Price	$42,368.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,368.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$724.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Rebel

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This average mileage second hand 2021 Ram 1500 Rebel 4x4 pickup under 73,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now under $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,981
Est. Payment:	$944.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,955
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,310.81
Avg. DMV Fee	94.00
Cash Sale Price	$43,535.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,535.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$944.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This average mileage preowned 2022 Chevrolet Silverado 1500 RST RWD pickup below 81,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now under $36K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$35,389
Est. Payment:	$925.81 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,478
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$35,389.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,931.97
Avg. DMV Fee	94.00
Cash Sale Price	$38,564.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,564.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$925.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,389.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Gladiator Launch Edition

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This low mileage preowned 2020 Jeep Gladiator Launch Edition 4x4 pickup under 38,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,971
Est. Payment:	$670.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,506
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,979.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,194.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,194.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride SX-Prestige X-Pro

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This below average mileage second hand 2023 Kia Telluride SX-Prestige X-Pro AWD SUV under 63,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $35K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,000
Est. Payment:	$757.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,079
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,899.88
Avg. DMV Fee	94.00
Cash Sale Price	$38,143.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,143.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$757.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Laredo

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This low mileage used 2025 Jeep Grand Cherokee L Laredo 4x4 SUV under 32,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $36K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,908
Est. Payment:	$669.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,892
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,908.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,974.79
Avg. DMV Fee	94.00
Cash Sale Price	$39,126.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,126.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Sorento X-Pro SX-Prestige

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This low mileage preowned 2026 Kia Sorento X-Pro SX-Prestige AWD SUV below 10,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,971
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,754
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,309.98
Avg. DMV Fee	94.00
Cash Sale Price	$43,524.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,524.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 STX

2021 Chevrolet Tahoe High Country

2017 Ford F-350 Super Duty King Ranch

2026 Hyundai SANTA FE XRT

2021 Ram 1500 Rebel

2022 Chevrolet Silverado 1500 RST

2020 Jeep Gladiator Launch Edition

2023 Kia Telluride SX-Prestige X-Pro

2025 Jeep Grand Cherokee L Laredo

2026 Kia Sorento X-Pro SX-Prestige

Greater Austin Area Cities with Used Cars for Sale Below $40K

Metro Austin Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2021 Chevrolet Tahoe High Country

Chevrolet Tahoe High Country

2021 Chevrolet Tahoe High Country Car Loan Estimate

2017 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2017 Ford F-350 Super Duty King Ranch Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2021 Ram 1500 Rebel

Ram 1500 Rebel

2021 Ram 1500 Rebel Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2020 Jeep Gladiator Launch Edition

Jeep Gladiator Launch Edition

2020 Jeep Gladiator Launch Edition Car Loan Estimate

2023 Kia Telluride SX-Prestige X-Pro

Kia Telluride SX-Prestige X-Pro

2023 Kia Telluride SX-Prestige X-Pro Car Loan Estimate

2025 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2025 Jeep Grand Cherokee L Laredo Car Loan Estimate

2026 Kia Sorento X-Pro SX-Prestige

Kia Sorento X-Pro SX-Prestige

2026 Kia Sorento X-Pro SX-Prestige Car Loan Estimate

Greater Austin Area Cities with Used Cars for Sale Below $40K

Metro Austin Area Counties with Used Cars for Sale Below $40,000

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