Austin, TX Area Used Cars Under $40,000

2025 Jeep Grand Cherokee L Laredo

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This low mileage preowned 2025 Jeep Grand Cherokee L Laredo 4x4 SUV below 32,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $36K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,908
Est. Payment:	$669.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,892
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,908.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,974.79
Avg. DMV Fee	94.00
Cash Sale Price	$39,126.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,126.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$669.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage second hand 2025 Ford Maverick Lariat AWD pickup below 22,000 miles, automatic transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $38K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$37,319
Est. Payment:	$695.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,252
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$37,319.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,091.19
Avg. DMV Fee	94.00
Cash Sale Price	$40,654.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,654.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,319.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5 Premium

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This below average mileage preowned 2022 Toyota 4Runner SR5 Premium 4x4 SUV under 67,000 miles, automatic transmission, and 22 MPG, 4.0L gas engine is for sale right now below $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,610
Est. Payment:	$835.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,943
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,610.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,197.70
Avg. DMV Fee	94.00
Cash Sale Price	$42,051.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,051.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$835.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage preowned 2025 Ford Mustang Mach-E GT AWD SUV under 15,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$36,985
Est. Payment:	$689.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,908
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$36,985.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,063.64
Avg. DMV Fee	94.00
Cash Sale Price	$40,292.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,292.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Pilot Touring

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This average mileage used 2023 Honda Pilot Touring FWD SUV below 76,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $36K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$35,971
Est. Payment:	$850.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,456
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$35,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,979.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,194.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,194.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$850.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This average mileage used 2022 Ford F-150 King Ranch 4x4 pickup below 79,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $39K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$38,888
Est. Payment:	$919.16 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,293
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,220.64
Avg. DMV Fee	94.00
Cash Sale Price	$42,352.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,352.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$919.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 36,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now below $37K at Johnson Sewell Ford in Marble Falls, TX. ...View More Details

Sales Price:	$36,900
Est. Payment:	$687.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,984
Location:	Marble Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,056.63
Avg. DMV Fee	94.00
Cash Sale Price	$40,200.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,200.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This average mileage second hand 2021 Ram 1500 Laramie 4x4 pickup under 83,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $36K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,908
Est. Payment:	$939.30 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,782
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,908.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,974.79
Avg. DMV Fee	94.00
Cash Sale Price	$39,126.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,126.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$939.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 9,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $40K at Johnson Sewell Ford in Marble Falls, TX. ...View More Details

Sales Price:	$39,500
Est. Payment:	$736.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,211
Location:	Marble Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,271.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,015.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,015.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage second hand 2024 Ford F-150 STX RWD pickup under 16,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $37K at Sames Bastrop Ford in Bastrop, TX. ...View More Details

Sales Price:	$36,550
Est. Payment:	$681.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,418
Location:	Bastrop, TX

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,027.75
Avg. DMV Fee	94.00
Cash Sale Price	$39,821.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,821.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Grand Cherokee L Laredo

2025 Ford Maverick Lariat

2022 Toyota 4Runner SR5 Premium

2025 Ford Mustang Mach-E GT

2023 Honda Pilot Touring

2022 Ford F-150 King Ranch

2022 Ford F-150 XL

2021 Ram 1500 Laramie

2025 Ford Explorer ST-Line

2024 Ford F-150 STX

Greater Austin Area Cities with Used Cars for Sale Below $40K

Metro Austin Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2025 Jeep Grand Cherokee L Laredo Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2023 Honda Pilot Touring

Honda Pilot Touring

2023 Honda Pilot Touring Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

Greater Austin Area Cities with Used Cars for Sale Below $40K

Metro Austin Area Counties with Used Cars for Sale Below $40,000

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