Austin, TX Area Used Cars Under $40,000

2020 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage preowned 2020 Ram 1500 Big Horn 4x4 pickup under 49,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $37K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$36,888
Est. Payment:	$928.98 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,425
Location:	San Marcos, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,055.64
Avg. DMV Fee	94.00
Cash Sale Price	$40,187.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,875.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$928.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage preowned 2025 Ford Bronco Big Bend 4x4 SUV below 16,000 miles, transmission, and 2.3L gas engine is for sale right now below $39K at Johnson Sewell Ford in Marble Falls, TX. ...View More Details

Sales Price:	$38,700
Est. Payment:	$974.61 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,445
Location:	Marble Falls, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,700.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,205.13
Avg. DMV Fee	94.00
Cash Sale Price	$42,149.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,834.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$974.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Mercedes-Benz CLA AMG CLA 45

⇩ View Seller Description

This low mileage used 2020 Mercedes-Benz CLA AMG CLA 45 AWD sedan under 50,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,407
Est. Payment:	$1,015.26 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	50,300
Location:	Hutto, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,407.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,180.95
Avg. DMV Fee	94.00
Cash Sale Price	$41,831.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,517.97
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$1,015.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage used 2025 Ford Explorer ST-Line RWD SUV below 39,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $38K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$37,489
Est. Payment:	$944.11 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	39,018
Location:	Georgetown, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,489.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,105.22
Avg. DMV Fee	94.00
Cash Sale Price	$40,838.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$40,525.61
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$944.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

⇩ View Seller Description

This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV below 16,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$38,971
Est. Payment:	$981.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,286
Location:	Austin, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,227.48
Avg. DMV Fee	94.00
Cash Sale Price	$42,442.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,127.65
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$981.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty King Ranch

⇩ View Seller Description

This high mileage preowned 2019 Ford F-250 Super Duty King Ranch 4x4 pickup under 177,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $40K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$39,407
Est. Payment:	$1,791.86 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	176,988
Location:	Hutto, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,407.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,263.45
Avg. DMV Fee	94.00
Cash Sale Price	$42,914.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,598.97
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$1,791.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford Expedition Platinum

⇩ View Seller Description

This below average mileage second hand 2020 Ford Expedition Platinum 4x4 SUV under 68,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $37K at Johnson Sewell Ford in Marble Falls, TX. ...View More Details

Sales Price:	$36,900
Est. Payment:	$1,031.67 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,046
Location:	Marble Falls, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,056.63
Avg. DMV Fee	94.00
Cash Sale Price	$40,200.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,888.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$1,031.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe High Country

⇩ View Seller Description

This above average mileage preowned 2021 Chevrolet Tahoe High Country RWD SUV under 97,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $40K at Covert Ford in Austin, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$1,413.86 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	97,103
Location:	Austin, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$43,229.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Loan Payment	$1,413.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 42 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

⇩ View Seller Description

This low mileage preowned 2024 Ford Transit 350 XL RWD van below 51,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $40K at Chuck Brown Ford in Schulenburg, TX. ...View More Details

Sales Price:	$39,981
Est. Payment:	$1,056.86 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	51,188
Location:	Schulenburg, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,310.81
Avg. DMV Fee	94.00
Cash Sale Price	$43,535.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$43,219.46
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$1,056.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ram 3500 Tradesman

⇩ View Seller Description

This high mileage second hand 2022 Ram 3500 Tradesman 4x4 pickup under 110,000 miles, transmission, and 6.7L diesel engine is for sale right now below $40K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$39,407
Est. Payment:	$1,558.49 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	110,425
Location:	Hutto, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,407.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,263.45
Avg. DMV Fee	94.00
Cash Sale Price	$42,914.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,598.97
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$1,558.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $40,000

2020 Ram 1500 Big Horn

2025 Ford Bronco Big Bend

2020 Mercedes-Benz CLA AMG CLA 45

2025 Ford Explorer ST-Line

2025 Ford Mustang Mach-E Premium

2019 Ford F-250 Super Duty King Ranch

2020 Ford Expedition Platinum

2021 Chevrolet Tahoe High Country

2024 Ford Transit 350 XL

2022 Ram 3500 Tradesman

Greater Austin Area Cities with Used Cars for Sale Below $40K

Metro Austin Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $40,000

2020 Ram 1500 Big Horn

Ram 1500 Big Horn

2020 Ram 1500 Big Horn Poor Credit Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Poor Credit Auto Loan Estimate

2020 Mercedes-Benz CLA AMG CLA 45

Mercedes-Benz CLA AMG CLA 45

2020 Mercedes-Benz CLA AMG 45 Poor Credit Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Poor Credit Auto Finance Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Poor Credit Auto Finance Estimate

2019 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2019 Ford F-250 Super Duty King Ranch Poor Credit Auto Loan Estimate

2020 Ford Expedition Platinum

Ford Expedition Platinum

2020 Ford Expedition Platinum Poor Credit Auto Finance Estimate

2021 Chevrolet Tahoe High Country

Chevrolet Tahoe High Country

2021 Chevrolet Tahoe High Country Poor Credit Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Poor Credit Car Finance Estimate

2022 Ram 3500 Tradesman

Ram 3500 Tradesman

2022 Ram 3500 Tradesman Poor Credit Car Loan Estimate

Greater Austin Area Cities with Used Cars for Sale Below $40K

Metro Austin Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments