Metro Austin, TX Area Used Cars Under $550 a Month

2026 Chevrolet Equinox LT

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This low mileage used 2026 Chevrolet Equinox LT FWD SUV under 3,000 miles, cvt transmission, and 23 MPG, 1.5L gas engine is for sale right now under $28K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$27,917
Est. Payment:	$521.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,567
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$27,917.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,315.53
Avg. DMV Fee	94.00
Cash Sale Price	$30,476.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,476.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$521.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Honda Passport EX-L

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This average mileage second hand 2020 Honda Passport EX-L FWD SUV under 72,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $22K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$21,584
Est. Payment:	$512.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,641
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$21,584.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,793.06
Avg. DMV Fee	94.00
Cash Sale Price	$23,621.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,621.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$512.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger Lariat

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This low mileage used 2021 Ford Ranger Lariat 4X4 pickup below 55,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now below $28K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$27,586
Est. Payment:	$552.98 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,178
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$27,586.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,288.22
Avg. DMV Fee	94.00
Cash Sale Price	$30,118.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,118.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$552.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,586.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Terrain Denali

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This below average mileage second hand 2023 GMC Terrain Denali AWD SUV under 68,000 miles, a transmission, and 23 MPG, 1.5L gas engine is for sale right now under $26K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$25,615
Est. Payment:	$555.85 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,298
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$25,615.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,125.61
Avg. DMV Fee	94.00
Cash Sale Price	$27,984.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,984.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$555.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,615.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Accord Hybrid EX-L

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This below average mileage second hand 2022 Honda Accord Hybrid EX-L FWD sedan under 61,000 miles, a transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $24K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$23,879
Est. Payment:	$518.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,643
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$23,879.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,982.39
Avg. DMV Fee	94.00
Cash Sale Price	$26,105.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,105.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$518.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Dodge Challenger GT

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This average mileage second hand 2020 Dodge Challenger GT RWD coupe under 87,000 miles, a transmission, and 23 MPG, 3.6L gas engine is for sale right now under $20K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$20,000
Est. Payment:	$525.90 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,749
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,662.38
Avg. DMV Fee	94.00
Cash Sale Price	$21,906.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,906.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$525.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Forester Premium

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This average mileage second hand 2021 Subaru Forester Premium AWD wagon below 70,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now under $22K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$21,971
Est. Payment:	$521.73 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,439
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$21,971.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,824.98
Avg. DMV Fee	94.00
Cash Sale Price	$24,039.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,039.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$521.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-50 2.5 S Premium Plus

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This low mileage preowned 2023 Mazda CX-50 2.5 S Premium Plus AWD SUV below 16,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $29K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$28,914
Est. Payment:	$539.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,770
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$28,914.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,397.78
Avg. DMV Fee	94.00
Cash Sale Price	$31,555.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,555.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$539.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,914.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry SE

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This low mileage second hand 2023 Toyota Camry SE FWD sedan under 48,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $30K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$29,888
Est. Payment:	$558.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,270
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$29,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,478.14
Avg. DMV Fee	94.00
Cash Sale Price	$32,610.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,610.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$558.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Porsche Macan Base

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This average mileage preowned 2018 Porsche Macan Base AWD SUV below 84,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $20K at Alpha One Ford in La Grange, TX. ...View More Details

Sales Price:	$19,749
Est. Payment:	$519.37 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,902
Location:	La Grange, TX

Item	Amount
Used Car Price⁽¹⁾	$19,749.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,641.67
Avg. DMV Fee	94.00
Cash Sale Price	$21,634.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,634.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$519.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles with Payments Under $550 / Month

2026 Chevrolet Equinox LT

2020 Honda Passport EX-L

2021 Ford Ranger Lariat

2023 GMC Terrain Denali

2022 Honda Accord Hybrid EX-L

2020 Dodge Challenger GT

2021 Subaru Forester Premium

2023 Mazda CX-50 2.5 S Premium Plus

2023 Toyota Camry SE

2018 Porsche Macan Base

Greater Austin Area Cities with Used Cars for Sale Below $550 / Month

Metro Austin Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles with Payments Under $550 / Month

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2020 Honda Passport EX-L

Honda Passport EX-L

2020 Honda Passport EX-L Car Loan Estimate

2021 Ford Ranger Lariat

Ford Ranger Lariat

2021 Ford Ranger Lariat Car Loan Estimate

2023 GMC Terrain Denali

GMC Terrain Denali

2023 GMC Terrain Denali Car Loan Estimate

2022 Honda Accord Hybrid EX-L

Honda Accord Hybrid EX-L

2022 Honda Accord Hybrid EX-L Car Loan Estimate

2020 Dodge Challenger GT

Dodge Challenger GT

2020 Dodge Challenger GT Car Loan Estimate

2021 Subaru Forester Premium

Subaru Forester Premium

2021 Subaru Forester Premium Car Loan Estimate

2023 Mazda CX-50 2.5 S Premium Plus

Mazda CX-50 2.5 S Premium Plus

2023 Mazda CX-50 2.5 S Premium Plus Car Loan Estimate

2023 Toyota Camry SE

Toyota Camry SE

2023 Toyota Camry SE Car Loan Estimate

2018 Porsche Macan Base

Porsche Macan Base

2018 Porsche Macan Base Car Loan Estimate

Greater Austin Area Cities with Used Cars for Sale Below $550 / Month

Metro Austin Area Counties with Used Cars for Sale Below $550 / Month

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