Austin, TX Area Used Cars Under $45,000

2022 BMW X3 M40i

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This low mileage preowned 2022 BMW X3 M40i AWD SUV under 34,000 miles, a transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $45K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$44,946
Est. Payment:	$836.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,665
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$44,946.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,720.42
Avg. DMV Fee	94.00
Cash Sale Price	$48,910.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,910.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$836.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,946.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 44,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $45K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$44,888
Est. Payment:	$835.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,104
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$44,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,715.64
Avg. DMV Fee	94.00
Cash Sale Price	$48,847.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,847.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$835.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup under 28,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $45K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$44,583
Est. Payment:	$830.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,886
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$44,583.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,690.47
Avg. DMV Fee	94.00
Cash Sale Price	$48,517.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,517.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$830.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty Lariat

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This high mileage preowned 2020 Ford F-250 Super Duty Lariat 4X4 pickup below 164,000 miles, a transmission, and 23 MPG, 6.7L diesel engine is for sale right now under $43K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$42,916
Est. Payment:	$1704.60 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	164,299
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$42,916.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,552.95
Avg. DMV Fee	94.00
Cash Sale Price	$46,712.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,712.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1704.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,916.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Tremor

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This average mileage second hand 2022 Ford F-150 Tremor 4X4 pickup below 75,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $45K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$44,088
Est. Payment:	$1041.32 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,993
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$44,088.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,649.64
Avg. DMV Fee	94.00
Cash Sale Price	$47,981.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,981.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1041.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,088.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Outer Banks

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This low mileage used 2023 Ford Bronco Outer Banks 4X4 SUV below 36,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now under $41K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$40,515
Est. Payment:	$754.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,987
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$40,515.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,354.86
Avg. DMV Fee	94.00
Cash Sale Price	$44,113.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,113.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage second hand 2025 Ford Bronco Outer Banks 4X4 SUV below 22,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $44K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$43,983
Est. Payment:	$819.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,479
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$43,983.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,640.97
Avg. DMV Fee	94.00
Cash Sale Price	$47,867.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,867.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup under 49,000 miles, a transmission, and 23 MPG, 5.0L gas engine is for sale right now below $45K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$44,888
Est. Payment:	$835.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,128
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$44,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,715.64
Avg. DMV Fee	94.00
Cash Sale Price	$48,847.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,847.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$835.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

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This low mileage second hand 2024 Ford Expedition XLT 4X2 SUV under 37,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $45K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$44,981
Est. Payment:	$837.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,571
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$44,981.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,723.31
Avg. DMV Fee	94.00
Cash Sale Price	$48,948.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,948.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$837.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 28,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $42K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$41,584
Est. Payment:	$774.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,254
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$41,584.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,443.06
Avg. DMV Fee	94.00
Cash Sale Price	$45,271.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,271.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$774.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $45,000

2022 BMW X3 M40i

2024 Ford F-150 XLT

2025 Ford F-150 XLT

2020 Ford F-250 Super Duty Lariat

2022 Ford F-150 Tremor

2023 Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks

2025 Ford F-150 XLT

2024 Ford Expedition XLT

2024 Ford F-150 XLT

Greater Austin Area Cities with Used Cars for Sale Below $45K

Metro Austin Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Vehicles Priced Below $45,000

2022 BMW X3 M40i

BMW X3 M40i

2022 BMW X3 M40i Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2020 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2020 Ford F-250 Super Duty Lariat Car Loan Estimate

2022 Ford F-150 Tremor

Ford F-150 Tremor

2022 Ford F-150 Tremor Car Loan Estimate

2023 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2023 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater Austin Area Cities with Used Cars for Sale Below $45K

Metro Austin Area Counties with Used Cars for Sale Below $45,000

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