Austin, TX Area Used Pickups Under $40,000

2026 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup under 3,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $38K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$37,424
Est. Payment:	$697.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,668
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$37,424.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,099.86
Avg. DMV Fee	94.00
Cash Sale Price	$40,767.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,767.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,424.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup under 4,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $39K at Group 1 Hyundai North Austin in Austin, TX. ...View More Details

Sales Price:	$38,428
Est. Payment:	$716.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,697
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$38,428.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.69
Avg. DMV Fee	94.00
Cash Sale Price	$41,854.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,854.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 30,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $40K at Sames Bastrop Ford in Bastrop, TX. ...View More Details

Sales Price:	$39,850
Est. Payment:	$742.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,538
Location:	Bastrop, TX

Item	Amount
Used Car Price⁽¹⁾	$39,850.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,300.00
Avg. DMV Fee	94.00
Cash Sale Price	$43,394.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,394.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Lone Star

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This low mileage preowned 2020 Ram 1500 Lone Star 4x4 pickup under 49,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $37K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$36,888
Est. Payment:	$687.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,425
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$36,888.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,055.64
Avg. DMV Fee	94.00
Cash Sale Price	$40,187.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,187.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This below average mileage used 2019 Ford F-150 XL 4x4 pickup below 64,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $40K at Griffith Ford San Marcos in San Marcos, TX. ...View More Details

Sales Price:	$39,088
Est. Payment:	$845.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,580
Location:	San Marcos, TX

Item	Amount
Used Car Price⁽¹⁾	$39,088.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,237.14
Avg. DMV Fee	94.00
Cash Sale Price	$42,569.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,569.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$845.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,088.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 SLT

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This below average mileage second hand 2021 GMC Sierra 1500 SLT RWD pickup below 68,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $36K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,901
Est. Payment:	$777.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,909
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,901.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,974.21
Avg. DMV Fee	94.00
Cash Sale Price	$39,119.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,119.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$777.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,901.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LTZ

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This average mileage preowned 2023 Chevrolet Silverado 1500 LTZ 4x4 pickup below 88,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $38K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$37,729
Est. Payment:	$986.62 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,855
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$37,729.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,125.02
Avg. DMV Fee	94.00
Cash Sale Price	$41,098.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,098.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$986.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 1500 RST

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This average mileage second hand 2019 Chevrolet Silverado 1500 RST 4x4 pickup under 78,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $40K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$39,526
Est. Payment:	$934.14 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,824
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$39,526.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,273.27
Avg. DMV Fee	94.00
Cash Sale Price	$43,043.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,043.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$934.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Group 1 Ford of South Austin in Austin, TX. ...View More Details

Sales Price:	$39,584
Est. Payment:	$737.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,991
Location:	Austin, TX

Item	Amount
Used Car Price⁽¹⁾	$39,584.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,278.06
Avg. DMV Fee	94.00
Cash Sale Price	$43,106.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,106.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$737.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie 4x4 pickup below 38,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,429
Est. Payment:	$716.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,991
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,429.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,182.77
Avg. DMV Fee	94.00
Cash Sale Price	$41,855.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,855.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,429.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited

2023 Ford F-150 XL

2020 Ram 1500 Lone Star

2019 Ford F-150 XL

2021 GMC Sierra 1500 SLT

2023 Chevrolet Silverado 1500 LTZ

2019 Chevrolet Silverado 1500 RST

2023 Ford F-150 XL

2022 Ram 1500 Laramie

Greater Austin Area Cities with Used Pickups for Sale Below $40K

Metro Austin Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Austin Area

Metro Austin Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ram 1500 Lone Star

Ram 1500 Lone Star

2020 Ram 1500 Lone Star Car Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Car Loan Estimate

2021 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2021 GMC Sierra 1500 SLT Car Loan Estimate

2023 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2023 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2019 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2019 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

Greater Austin Area Cities with Used Pickups for Sale Below $40K

Metro Austin Area Counties with Used Pickups for Sale Below $40,000

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