Metro Richmond - Petersburg, VA Area Used Cars Under $400 a Month

2021 Kia K5 LXS

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This low mileage preowned 2021 Kia K5 LXS FWD sedan below 31,000 miles, automatic transmission, and 40 MPG, 1.6L gas engine is for sale right now below $21K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$20,600
Est. Payment:	$389.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,663
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$20,600.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,483.93
Avg. DMV Fee	53.00
Cash Sale Price	$22,735.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,735.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$389.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan below 27,000 miles, cvt transmission, and 40 MPG, 2.5L gas engine is for sale right now under $20K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$20,000
Est. Payment:	$378.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,457
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,441.93
Avg. DMV Fee	53.00
Cash Sale Price	$22,093.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,093.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$378.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SE

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This low mileage second hand 2025 Hyundai VENUE SE FWD hatchback below 20,000 miles, cvt transmission, and 40 MPG, 1.6L gas engine is for sale right now under $21K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$20,985
Est. Payment:	$396.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,880
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$20,985.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,510.88
Avg. DMV Fee	53.00
Cash Sale Price	$23,147.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,147.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$396.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Sportage EX

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This low mileage second hand 2021 Kia Sportage EX AWD SUV under 49,000 miles, automatic transmission, and 40 MPG, 2.4L gas engine is for sale right now under $22K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$21,469
Est. Payment:	$404.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,478
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$21,469.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,544.76
Avg. DMV Fee	53.00
Cash Sale Price	$23,665.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,665.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$404.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage preowned 2024 Ford Escape Active FWD SUV below 44,000 miles, automatic transmission, and 40 MPG, 1.5L gas engine is for sale right now below $22K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$21,327
Est. Payment:	$402.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,812
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$21,327.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,534.82
Avg. DMV Fee	53.00
Cash Sale Price	$23,513.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,513.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$402.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,327.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Escape Hybrid SEL

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This low mileage second hand 2021 Ford Escape Hybrid SEL AWD SUV below 52,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $19K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$18,889
Est. Payment:	$383.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,199
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$18,889.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,364.16
Avg. DMV Fee	53.00
Cash Sale Price	$20,905.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,905.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$383.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles with Payments Under $400 / Month

2021 Kia K5 LXS

2025 Nissan Altima 2.5 SV

2025 Hyundai VENUE SE

2021 Kia Sportage EX

2024 Ford Escape Active

2021 Ford Escape Hybrid SEL

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles with Payments Under $400 / Month

2021 Kia K5 LXS

Kia K5 LXS

2021 Kia K5 LXS Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Hyundai VENUE SE

Hyundai VENUE SE

2025 Hyundai VENUE SE Car Loan Estimate

2021 Kia Sportage EX

Kia Sportage EX

2021 Kia Sportage EX Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2021 Ford Escape Hybrid SEL

Ford Escape Hybrid SEL

2021 Ford Escape Hybrid SEL Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $400 / Month

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $400 / Month

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