Richmond - Petersburg, VA Area Used Cars Under $40,000

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified used 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 10,000 miles, automatic transmission, and 28 MPG, 1.6L hybrid engine is for sale right now below $39K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$38,795
Est. Payment:	$722.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,594
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$38,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,757.58
Avg. DMV Fee	53.00
Cash Sale Price	$42,204.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,204.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 3,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $37K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$36,095
Est. Payment:	$672.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,059
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$36,095.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,568.58
Avg. DMV Fee	53.00
Cash Sale Price	$39,315.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,315.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup under 3,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $38K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$37,784
Est. Payment:	$703.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,057
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$37,784.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,686.81
Avg. DMV Fee	53.00
Cash Sale Price	$41,122.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,122.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$703.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage certified second hand 2026 Hyundai SANTA FE SE AWD SUV under 3,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $36K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$35,118
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,008
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$35,118.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,500.19
Avg. DMV Fee	53.00
Cash Sale Price	$38,270.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This high mileage used 2020 GMC Sierra 1500 AT4 4x4 pickup under 106,000 miles, automatic transmission, and 28 MPG, 6.2L gas engine is for sale right now below $38K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$37,599
Est. Payment:	$1266.07 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,268
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$37,599.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,673.86
Avg. DMV Fee	53.00
Cash Sale Price	$40,924.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,924.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1266.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage preowned 2023 Ford Explorer Platinum AWD SUV under 41,000 miles, automatic transmission, and 28 MPG, 3.0L gas engine is for sale right now under $38K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$37,600
Est. Payment:	$700.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,440
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$37,600.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,673.93
Avg. DMV Fee	53.00
Cash Sale Price	$40,925.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,925.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 41,000 miles, automatic transmission, and 28 MPG, 3.5L hybrid engine is for sale right now under $40K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$39,986
Est. Payment:	$743.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,833
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$39,986.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,840.95
Avg. DMV Fee	53.00
Cash Sale Price	$43,478.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,478.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry SE

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This low mileage second hand 2026 Toyota Camry SE FWD sedan below 11,000 miles, cvt transmission, and 28 MPG, 2.5L hybrid engine is for sale right now under $37K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$36,195
Est. Payment:	$674.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,738
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$36,195.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,575.58
Avg. DMV Fee	53.00
Cash Sale Price	$39,422.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,422.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$674.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI Q50 Sensory

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This below average mileage used 2023 INFINITI Q50 Sensory AWD sedan below 66,000 miles, automatic transmission, and 28 MPG, 3.0L gas engine is for sale right now under $39K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$38,470
Est. Payment:	$831.39 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,462
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$38,470.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,734.83
Avg. DMV Fee	53.00
Cash Sale Price	$41,856.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,856.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$831.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,470.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage used 2025 Ford Mustang EcoBoost RWD coupe under 8,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now below $36K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$36,000
Est. Payment:	$671.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,762
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,561.93
Avg. DMV Fee	53.00
Cash Sale Price	$39,213.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,213.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE SEL

2025 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA FE SE

2020 GMC Sierra 1500 AT4

2023 Ford Explorer Platinum

2024 Ford F-150 XLT

2026 Toyota Camry SE

2023 INFINITI Q50 Sensory

2025 Ford Mustang EcoBoost

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Toyota Camry SE

Toyota Camry SE

2026 Toyota Camry SE Car Loan Estimate

2023 INFINITI Q50 Sensory

INFINITI Q50 Sensory

2023 INFINITI Q50 Sensory Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

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