Richmond - Petersburg, VA Area Used Cars Under $40,000

2021 Ford F-150 Lariat

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This average mileage used 2021 Ford F-150 Lariat 4X4 pickup below 73,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now under $39K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$909.09 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,451
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,736.93
Avg. DMV Fee	53.00
Cash Sale Price	$41,888.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,888.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$909.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

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This low mileage used 2023 GMC Acadia Denali FWD SUV under 23,000 miles, a transmission, and 19 MPG, 3.6L gas engine is for sale right now below $38K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$37,499
Est. Payment:	$698.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,786
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,666.86
Avg. DMV Fee	53.00
Cash Sale Price	$40,817.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,817.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage second hand 2025 Ford Maverick Lariat AWD pickup under 10,000 miles, a transmission, and 19 MPG, 2.0L gas engine is for sale right now below $40K at Richmond Ford in Richmond, VA. ...View More Details

Sales Price:	$39,405
Est. Payment:	$733.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,473
Location:	Richmond, VA

Item	Amount
Used Car Price⁽¹⁾	$39,405.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,800.28
Avg. DMV Fee	53.00
Cash Sale Price	$42,857.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,857.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series II

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This average mileage used 2022 Jeep Wagoneer Series II 4X4 SUV below 73,000 miles, a transmission, and 19 MPG, 5.7L hybrid engine is for sale right now below $37K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$36,425
Est. Payment:	$860.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,610
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$36,425.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,591.68
Avg. DMV Fee	53.00
Cash Sale Price	$39,668.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,668.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$860.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage used 2021 Ford F-150 XLT 4X4 pickup under 55,000 miles, a transmission, and 19 MPG, 3.5L hybrid engine is for sale right now under $39K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$38,965
Est. Payment:	$778.23 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,094
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$38,965.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,769.48
Avg. DMV Fee	53.00
Cash Sale Price	$42,386.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,386.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$778.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

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This low mileage second hand 2021 Ford Bronco Sport Outer Banks AWD SUV below 44,000 miles, a transmission, and 19 MPG, 1.5L gas engine is for sale right now below $36K at Richmond Ford in Richmond, VA. ...View More Details

Sales Price:	$35,380
Est. Payment:	$659.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,585
Location:	Richmond, VA

Item	Amount
Used Car Price⁽¹⁾	$35,380.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,518.53
Avg. DMV Fee	53.00
Cash Sale Price	$38,550.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,550.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,380.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 41,000 miles, a transmission, and 19 MPG, 3.5L hybrid engine is for sale right now under $39K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$38,776
Est. Payment:	$721.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,833
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$38,776.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,756.25
Avg. DMV Fee	53.00
Cash Sale Price	$42,184.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,184.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Black Diamond

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This low mileage used 2023 Ford Bronco Black Diamond 4X4 SUV below 22,000 miles, transmission, and 19 MPG, 2.3L gas engine is for sale right now under $40K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$39,500
Est. Payment:	$735.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,712
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,806.93
Avg. DMV Fee	53.00
Cash Sale Price	$42,958.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,958.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Ridgeline RTL

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This low mileage used 2025 Honda Ridgeline RTL AWD pickup below 27,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now below $36K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$35,949
Est. Payment:	$670.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,013
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$35,949.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,558.36
Avg. DMV Fee	53.00
Cash Sale Price	$39,159.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,159.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$670.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage used 2020 Toyota Tacoma TRD Pro 4X4 pickup under 54,000 miles, m transmission, and 19 MPG, 3.5L gas engine is for sale right now under $37K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$36,556
Est. Payment:	$730.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,166
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$36,556.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,600.85
Avg. DMV Fee	53.00
Cash Sale Price	$39,808.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,808.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$730.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 Lariat

2023 GMC Acadia Denali

2025 Ford Maverick Lariat

2022 Jeep Wagoneer Series II

2021 Ford F-150 XLT

2021 Ford Bronco Sport Outer Banks

2024 Ford F-150 XLT

2023 Ford Bronco Black Diamond

2025 Honda Ridgeline RTL

2020 Toyota Tacoma TRD Pro

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2022 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2022 Jeep Wagoneer Series II Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2021 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2021 Ford Bronco Sport Outer Banks Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford Bronco Black Diamond

Ford Bronco Black Diamond

2023 Ford Bronco Black Diamond Car Loan Estimate

2025 Honda Ridgeline RTL

Honda Ridgeline RTL

2025 Honda Ridgeline RTL Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

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