Richmond - Petersburg, VA Area Used Cars Under $40,000

2026 Hyundai SANTA FE SE

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai SANTA FE SE AWD SUV under 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$35,118
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,008
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$35,118.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,500.19
Avg. DMV Fee	53.00
Cash Sale Price	$38,270.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$654.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup under 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $38K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$37,495
Est. Payment:	$698.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,057
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,666.58
Avg. DMV Fee	53.00
Cash Sale Price	$40,813.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,813.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

⇩ View Seller Description

This low mileage second hand 2021 Ford Bronco Sport Outer Banks AWD SUV below 44,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now below $36K at Richmond Ford in Richmond, VA. ...View More Details

Sales Price:	$35,380
Est. Payment:	$659.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,585
Location:	Richmond, VA

Item	Amount
Used Car Price⁽¹⁾	$35,380.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,518.53
Avg. DMV Fee	53.00
Cash Sale Price	$38,550.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,550.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,380.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Off-Road

⇩ View Seller Description

This low mileage second hand 2024 Toyota Tacoma TRD Off-Road 4x4 pickup below 3,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now under $39K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$716.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,828
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,736.93
Avg. DMV Fee	53.00
Cash Sale Price	$41,888.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,888.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series II Carbide

⇩ View Seller Description

This average mileage second hand 2022 Jeep Wagoneer Series II Carbide 4x4 SUV below 73,000 miles, automatic transmission, and 23 MPG, 5.7L hybrid engine is for sale right now under $37K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$36,425
Est. Payment:	$860.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,610
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$36,425.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,591.68
Avg. DMV Fee	53.00
Cash Sale Price	$39,668.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,668.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$860.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 41,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $39K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$38,776
Est. Payment:	$721.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,833
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$38,776.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,756.25
Avg. DMV Fee	53.00
Cash Sale Price	$42,184.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,184.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

⇩ View Seller Description

This low mileage preowned 2023 Ford Bronco Base 4x4 SUV below 22,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $40K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$39,800
Est. Payment:	$740.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,712
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$39,800.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,827.93
Avg. DMV Fee	53.00
Cash Sale Price	$43,279.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,279.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$740.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 35,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $40K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$39,896
Est. Payment:	$742.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,313
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$39,896.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,834.65
Avg. DMV Fee	53.00
Cash Sale Price	$43,382.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,382.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe Z71

⇩ View Seller Description

This high mileage used 2021 Chevrolet Tahoe Z71 4x4 SUV under 112,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now under $40K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$39,866
Est. Payment:	$1341.12 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,725
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$39,866.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,832.55
Avg. DMV Fee	53.00
Cash Sale Price	$43,350.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,350.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1341.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

⇩ View Seller Description

This low mileage preowned 2023 GMC Acadia Denali FWD SUV under 23,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $38K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$37,499
Est. Payment:	$698.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,786
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,666.86
Avg. DMV Fee	53.00
Cash Sale Price	$40,817.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,817.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SE

2025 Hyundai SANTA CRUZ Limited

2021 Ford Bronco Sport Outer Banks

2024 Toyota Tacoma TRD Off-Road

2022 Jeep Wagoneer Series II Carbide

2024 Ford F-150 XLT

2023 Ford Bronco Base

2025 Ford Explorer ST-Line

2021 Chevrolet Tahoe Z71

2023 GMC Acadia Denali

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2021 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2021 Ford Bronco Sport Outer Banks Car Loan Estimate

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

2022 Jeep Wagoneer Series II Carbide

Jeep Wagoneer Series II Carbide

2022 Jeep Wagoneer Series II Carbide Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Chevrolet Tahoe Z71

Chevrolet Tahoe Z71

2021 Chevrolet Tahoe Z71 Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments