Richmond - Petersburg, VA Area Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 46 MPG, 2.5L gas engine is for sale right now under $37K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$36,095
Est. Payment:	$672.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,059
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$36,095.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,568.58
Avg. DMV Fee	53.00
Cash Sale Price	$39,315.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,315.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified used 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 10,000 miles, automatic transmission, and 46 MPG, 1.6L hybrid engine is for sale right now below $39K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$38,795
Est. Payment:	$722.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,594
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$38,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,757.58
Avg. DMV Fee	53.00
Cash Sale Price	$42,204.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,204.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 3,000 miles, automatic transmission, and 46 MPG, 2.5L gas engine is for sale right now below $38K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$37,784
Est. Payment:	$703.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,057
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$37,784.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,686.81
Avg. DMV Fee	53.00
Cash Sale Price	$41,122.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,122.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$703.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage certified second hand 2026 Hyundai SANTA FE SE AWD SUV under 3,000 miles, automatic transmission, and 46 MPG, 2.5L gas engine is for sale right now under $36K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$35,118
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,008
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$35,118.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,500.19
Avg. DMV Fee	53.00
Cash Sale Price	$38,270.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Ranger XL

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This low mileage preowned 2022 Ford Ranger XL 4x4 pickup under 42,000 miles, automatic transmission, and 46 MPG, 2.3L gas engine is for sale right now under $36K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$35,581
Est. Payment:	$663.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,269
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$35,581.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,532.60
Avg. DMV Fee	53.00
Cash Sale Price	$38,765.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,765.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$663.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Odyssey Touring

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This low mileage used 2024 Honda Odyssey Touring FWD minivan below 48,000 miles, automatic transmission, and 46 MPG, 3.5L gas engine is for sale right now under $36K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$35,599
Est. Payment:	$663.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,031
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$35,599.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,533.86
Avg. DMV Fee	53.00
Cash Sale Price	$38,784.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,784.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage certified used 2025 Ford Mustang EcoBoost RWD coupe under 11,000 miles, automatic transmission, and 46 MPG, 2.3L gas engine is for sale right now below $38K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$37,895
Est. Payment:	$705.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,091
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$37,895.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,694.58
Avg. DMV Fee	53.00
Cash Sale Price	$41,241.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,241.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mercedes-Benz SL-Class SL 450

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This low mileage preowned 2017 Mercedes-Benz SL-Class SL 450 RWD convertible under 59,000 miles, automatic transmission, and 46 MPG, 3.0L gas engine is for sale right now under $37K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$36,625
Est. Payment:	$732.26 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,797
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$36,625.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,605.68
Avg. DMV Fee	53.00
Cash Sale Price	$39,882.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,882.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$732.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Big Horn

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This below average mileage used 2020 Ram 1500 Big Horn 4x4 pickup under 66,000 miles, automatic transmission, and 46 MPG, 5.7L gas engine is for sale right now below $36K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$35,773
Est. Payment:	$774.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,403
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$35,773.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,546.04
Avg. DMV Fee	53.00
Cash Sale Price	$38,971.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,971.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$774.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,773.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry SE

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This low mileage preowned 2026 Toyota Camry SE FWD sedan below 11,000 miles, cvt transmission, and 46 MPG, 2.5L hybrid engine is for sale right now below $37K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$36,195
Est. Payment:	$674.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,738
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$36,195.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,575.58
Avg. DMV Fee	53.00
Cash Sale Price	$39,422.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,422.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2025 Hyundai TUCSON Hybrid Limited

2025 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA FE SE

2022 Ford Ranger XL

2024 Honda Odyssey Touring

2025 Ford Mustang EcoBoost

2017 Mercedes-Benz SL-Class SL 450

2020 Ram 1500 Big Horn

2026 Toyota Camry SE

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2022 Ford Ranger XL

Ford Ranger XL

2022 Ford Ranger XL Car Loan Estimate

2024 Honda Odyssey Touring

Honda Odyssey Touring

2024 Honda Odyssey Touring Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2017 Mercedes-Benz SL-Class SL 450

Mercedes-Benz SL-Class SL 450

2017 Mercedes-Benz SL-Class SL 450 Car Loan Estimate

2020 Ram 1500 Big Horn

Ram 1500 Big Horn

2020 Ram 1500 Big Horn Car Loan Estimate

2026 Toyota Camry SE

Toyota Camry SE

2026 Toyota Camry SE Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

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