Richmond - Petersburg, VA Area Used Cars Under $40,000

2026 Hyundai SANTA FE SE

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This low mileage certified second hand 2026 Hyundai SANTA FE SE AWD SUV below 3,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $36K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$35,118
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,008
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$35,118.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,500.19
Avg. DMV Fee	53.00
Cash Sale Price	$38,270.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$654.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup below 3,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $38K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$37,495
Est. Payment:	$698.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,057
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,666.58
Avg. DMV Fee	53.00
Cash Sale Price	$40,813.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,813.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 41,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $39K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$38,776
Est. Payment:	$721.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,833
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$38,776.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,756.25
Avg. DMV Fee	53.00
Cash Sale Price	$42,184.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,184.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$721.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage used 2021 Ford F-150 Lariat 4x4 pickup under 55,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $39K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$38,965
Est. Payment:	$778.23 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,094
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$38,965.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,769.48
Avg. DMV Fee	53.00
Cash Sale Price	$42,386.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,386.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$778.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

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This average mileage certified second hand 2021 Ford F-150 King Ranch 4x4 pickup under 73,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $39K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$909.09 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,451
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,736.93
Avg. DMV Fee	53.00
Cash Sale Price	$41,888.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,888.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$909.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series II Carbide

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This average mileage preowned 2022 Jeep Wagoneer Series II Carbide 4x4 SUV below 73,000 miles, automatic transmission, and 5.7L hybrid engine is for sale right now below $37K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$36,425
Est. Payment:	$860.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,610
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$36,425.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,591.68
Avg. DMV Fee	53.00
Cash Sale Price	$39,668.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,668.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$860.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Outer Banks

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This low mileage second hand 2021 Ford Bronco Sport Outer Banks AWD SUV under 44,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $36K at Richmond Ford in Richmond, VA. ...View More Details

Sales Price:	$35,380
Est. Payment:	$659.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,585
Location:	Richmond, VA

Item	Amount
Used Car Price⁽¹⁾	$35,380.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,518.53
Avg. DMV Fee	53.00
Cash Sale Price	$38,550.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,550.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,380.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 AT4

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This average mileage preowned 2019 GMC Sierra 1500 AT4 4x4 pickup below 90,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $37K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$36,452
Est. Payment:	$953.00 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,900
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$36,452.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,593.57
Avg. DMV Fee	53.00
Cash Sale Price	$39,697.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,697.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$953.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 35,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $40K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$39,896
Est. Payment:	$742.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,313
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$39,896.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,834.65
Avg. DMV Fee	53.00
Cash Sale Price	$43,382.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,382.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT

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This low mileage certified second hand 2021 Ford Mustang GT RWD coupe below 35,000 miles, transmission, and 5.0L gas engine is for sale right now below $35K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$35,000
Est. Payment:	$652.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,900
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,491.93
Avg. DMV Fee	53.00
Cash Sale Price	$38,143.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,143.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$652.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SE

2025 Hyundai SANTA CRUZ Limited

2024 Ford F-150 XLT

2021 Ford F-150 Lariat

2021 Ford F-150 King Ranch

2022 Jeep Wagoneer Series II Carbide

2021 Ford Bronco Sport Outer Banks

2019 GMC Sierra 1500 AT4

2025 Ford Explorer ST-Line

2021 Ford Mustang GT

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2022 Jeep Wagoneer Series II Carbide

Jeep Wagoneer Series II Carbide

2022 Jeep Wagoneer Series II Carbide Car Loan Estimate

2021 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2021 Ford Bronco Sport Outer Banks Car Loan Estimate

2019 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2019 GMC Sierra 1500 AT4 Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Ford Mustang GT

Ford Mustang GT

2021 Ford Mustang GT Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $40,000

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