Richmond - Petersburg, VA Area Used Cars Under $45,000

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 41,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $45K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$44,214
Est. Payment:	$821.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,919
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$44,214.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,136.91
Avg. DMV Fee	53.00
Cash Sale Price	$48,002.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,002.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,214.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

⇩ View Seller Description

This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup below 35,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $43K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$42,399
Est. Payment:	$788.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,948
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$42,399.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,009.86
Avg. DMV Fee	53.00
Cash Sale Price	$46,060.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,060.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$788.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 17,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $45K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$44,998
Est. Payment:	$835.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,064
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$44,998.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,191.79
Avg. DMV Fee	53.00
Cash Sale Price	$48,841.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,841.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$835.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage used 2024 Ford Bronco Big Bend 4x4 SUV under 28,000 miles, transmission, and 2.3L gas engine is for sale right now under $41K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$40,500
Est. Payment:	$753.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,087
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,876.93
Avg. DMV Fee	53.00
Cash Sale Price	$44,028.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,028.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 32,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $43K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$42,556
Est. Payment:	$791.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,831
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$42,556.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,020.85
Avg. DMV Fee	53.00
Cash Sale Price	$46,228.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,228.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$791.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 30,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,705
Est. Payment:	$757.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,025
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,705.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,891.28
Avg. DMV Fee	53.00
Cash Sale Price	$44,248.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,248.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tundra Platinum

⇩ View Seller Description

This high mileage used 2022 Toyota Tundra Platinum 4x4 pickup below 114,000 miles, automatic transmission, and 3.4L gas engine is for sale right now below $41K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$40,576
Est. Payment:	$1364.62 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,952
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$40,576.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,882.25
Avg. DMV Fee	53.00
Cash Sale Price	$44,110.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,110.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1364.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,576.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

⇩ View Seller Description

This average mileage preowned 2022 Ford Explorer XLT AWD SUV below 76,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $41K at West Point Ford in West Point, VA. ...View More Details

Sales Price:	$40,685
Est. Payment:	$959.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,591
Location:	West Point, VA

Item	Amount
Used Car Price⁽¹⁾	$40,685.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,889.88
Avg. DMV Fee	53.00
Cash Sale Price	$44,226.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,226.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$959.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander L

⇩ View Seller Description

This low mileage preowned 2023 Toyota Highlander L AWD SUV below 30,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $43K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$42,800
Est. Payment:	$795.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,162
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$42,800.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,037.93
Avg. DMV Fee	53.00
Cash Sale Price	$46,489.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,489.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$795.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Mustang GT

⇩ View Seller Description

This low mileage preowned 2019 Ford Mustang GT RWD coupe under 31,000 miles, transmission, and 5.0L gas engine is for sale right now under $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,489
Est. Payment:	$808.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,324
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,489.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,086.16
Avg. DMV Fee	53.00
Cash Sale Price	$47,227.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,227.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$808.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

2022 Ram 1500 Laramie

2025 Ford F-150 XLT

2024 Ford Bronco Big Bend

2025 Ford Explorer ST-Line

2023 Ford F-150 XLT

2022 Toyota Tundra Platinum

2022 Ford Explorer XLT

2023 Toyota Highlander L

2019 Ford Mustang GT

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Toyota Tundra Platinum

Toyota Tundra Platinum

2022 Toyota Tundra Platinum Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Toyota Highlander L

Toyota Highlander L

2023 Toyota Highlander L Car Loan Estimate

2019 Ford Mustang GT

Ford Mustang GT

2019 Ford Mustang GT Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments