Richmond - Petersburg, VA Area Used Cars Under $45,000

2025 Ford F-150 STX

⇩ View Seller Description

This low mileage used 2025 Ford F-150 STX 4X4 pickup below 13,000 miles, a transmission, and 21 MPG, 5.0L gas engine is for sale right now under $45K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$45,000
Est. Payment:	$835.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,412
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,191.93
Avg. DMV Fee	53.00
Cash Sale Price	$48,843.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,843.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$835.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty XL

⇩ View Seller Description

This average mileage used 2024 Ford F-350 Super Duty XL 4X4 pickup below 71,000 miles, a transmission, and 21 MPG, 6.8L flexible engine is for sale right now under $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,556
Est. Payment:	$1026.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,765
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,556.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,090.85
Avg. DMV Fee	53.00
Cash Sale Price	$47,298.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,298.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1026.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 24,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $44K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$43,989
Est. Payment:	$817.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,577
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$43,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,121.16
Avg. DMV Fee	53.00
Cash Sale Price	$47,762.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,762.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$817.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Ranger XLT

⇩ View Seller Description

This high mileage second hand 2020 Ford Ranger XLT 4X4 pickup below 178,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $42K at Richmond Ford in Richmond, VA. ...View More Details

Sales Price:	$41,720
Est. Payment:	$1654.30 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	177,657
Location:	Richmond, VA

Item	Amount
Used Car Price⁽¹⁾	$41,720.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,962.33
Avg. DMV Fee	53.00
Cash Sale Price	$45,334.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,334.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1654.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 40,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $41K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$40,893
Est. Payment:	$760.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,351
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$40,893.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,904.44
Avg. DMV Fee	53.00
Cash Sale Price	$44,449.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,449.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$760.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 24,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $45K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$44,983
Est. Payment:	$835.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,022
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$44,983.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,190.74
Avg. DMV Fee	53.00
Cash Sale Price	$48,825.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,825.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$835.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4X4 pickup below 19,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now below $42K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$42,000
Est. Payment:	$780.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,337
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,981.93
Avg. DMV Fee	53.00
Cash Sale Price	$45,633.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,633.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$780.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 41,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $44K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$43,214
Est. Payment:	$803.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,919
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$43,214.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,066.91
Avg. DMV Fee	53.00
Cash Sale Price	$46,932.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,932.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,214.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

⇩ View Seller Description

This below average mileage second hand 2022 Ford Expedition Limited 4X4 SUV under 63,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $43K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$42,998
Est. Payment:	$927.62 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,521
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$42,998.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,051.79
Avg. DMV Fee	53.00
Cash Sale Price	$46,701.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,701.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$927.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 STX 4X4 pickup below 20,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,510
Est. Payment:	$808.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,931
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,510.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,087.63
Avg. DMV Fee	53.00
Cash Sale Price	$47,249.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,249.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$808.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,510.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

2024 Ford F-350 Super Duty XL

2025 Ford F-150 XLT

2020 Ford Ranger XLT

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2023 Ford F-150 XLT

2022 Ford Expedition Limited

2024 Ford F-150 STX

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2024 Ford F-350 Super Duty XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2020 Ford Ranger XLT

Ford Ranger XLT

2020 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments