Richmond - Petersburg, VA Area Used Cars Under $45,000

2026 Chevrolet Colorado Z71

⇩ View Seller Description

This low mileage preowned 2026 Chevrolet Colorado Z71 4x4 pickup under 3,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,795
Est. Payment:	$832.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,189
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,177.58
Avg. DMV Fee	53.00
Cash Sale Price	$48,624.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,624.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$832.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

⇩ View Seller Description

This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 33,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,887
Est. Payment:	$833.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,226
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,887.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,184.02
Avg. DMV Fee	53.00
Cash Sale Price	$48,723.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,723.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This low mileage preowned 2021 Ford F-150 XL 4x4 pickup under 59,000 miles, automatic transmission, and 25 MPG, 3.5L hybrid engine is for sale right now under $43K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$42,779
Est. Payment:	$853.16 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,004
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$42,779.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,036.46
Avg. DMV Fee	53.00
Cash Sale Price	$46,467.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,467.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$853.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 40,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $41K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$40,893
Est. Payment:	$760.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,351
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$40,893.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,904.44
Avg. DMV Fee	53.00
Cash Sale Price	$44,449.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,449.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$760.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

⇩ View Seller Description

This below average mileage used 2024 Ford Expedition MAX Limited 4x4 SUV under 69,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,067
Est. Payment:	$929.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,982
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,067.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,056.62
Avg. DMV Fee	53.00
Cash Sale Price	$46,775.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,775.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$929.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,067.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 32,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $43K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$42,556
Est. Payment:	$791.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,831
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$42,556.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,020.85
Avg. DMV Fee	53.00
Cash Sale Price	$46,228.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,228.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$791.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

⇩ View Seller Description

This average mileage second hand 2024 Ford Expedition Limited 4x4 SUV under 74,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $42K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$41,403
Est. Payment:	$976.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,632
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$41,403.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,940.14
Avg. DMV Fee	53.00
Cash Sale Price	$44,995.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,995.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$976.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,403.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 3 Series M340i xDrive

⇩ View Seller Description

This below average mileage second hand 2022 BMW 3 Series M340i xDrive AWD sedan under 67,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $44K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$43,995
Est. Payment:	$948.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,726
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,121.58
Avg. DMV Fee	53.00
Cash Sale Price	$47,768.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,768.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$948.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage certified used 2025 Ford Explorer ST-Line AWD SUV below 28,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,495
Est. Payment:	$753.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,255
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,876.58
Avg. DMV Fee	53.00
Cash Sale Price	$44,023.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,023.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Maxima 3.5 Platinum

⇩ View Seller Description

This low mileage preowned 2023 Nissan Maxima 3.5 Platinum FWD sedan under 30,000 miles, cvt transmission, and 25 MPG, 3.5L gas engine is for sale right now below $42K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$41,197
Est. Payment:	$766.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,780
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$41,197.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,925.72
Avg. DMV Fee	53.00
Cash Sale Price	$44,774.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,774.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Colorado Z71

2023 Ford F-150 Platinum

2021 Ford F-150 XL

2023 Ford F-150 XLT

2024 Ford Expedition MAX Limited

2025 Ford Explorer ST-Line

2024 Ford Expedition Limited

2022 BMW 3 Series M340i xDrive

2025 Ford Explorer ST-Line

2023 Nissan Maxima 3.5 Platinum

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2026 Chevrolet Colorado Z71 Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2022 BMW 3 Series M340i xDrive

BMW 3 Series M340i xDrive

2022 BMW 3 Series M340i xDrive Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Nissan Maxima 3.5 Platinum

Nissan Maxima 3.5 Platinum

2023 Nissan Maxima 3.5 Platinum Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments