Richmond - Petersburg, VA Area Used Cars Under $45,000

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 19,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $44K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$43,701
Est. Payment:	$812.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,337
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$43,701.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,101.00
Avg. DMV Fee	53.00
Cash Sale Price	$47,454.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,454.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$812.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,701.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 21,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$43,989
Est. Payment:	$817.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,351
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$43,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,121.16
Avg. DMV Fee	53.00
Cash Sale Price	$47,762.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,762.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$817.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage second hand 2025 Ram 1500 Big Horn RWD pickup under 46,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,995
Est. Payment:	$762.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,646
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,911.58
Avg. DMV Fee	53.00
Cash Sale Price	$44,558.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,558.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This high mileage preowned 2022 Chevrolet Silverado 1500 RST 4x4 pickup below 103,000 miles, automatic transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,149
Est. Payment:	$1350.49 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,899
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,149.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,852.36
Avg. DMV Fee	53.00
Cash Sale Price	$43,653.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,653.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1350.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 32,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $43K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$42,556
Est. Payment:	$791.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,831
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$42,556.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,020.85
Avg. DMV Fee	53.00
Cash Sale Price	$46,228.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,228.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$791.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Mustang GT

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This low mileage second hand 2019 Ford Mustang GT RWD coupe under 31,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now below $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,489
Est. Payment:	$808.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,324
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,489.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,086.16
Avg. DMV Fee	53.00
Cash Sale Price	$47,227.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,227.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$808.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 33,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,887
Est. Payment:	$833.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,226
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,887.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,184.02
Avg. DMV Fee	53.00
Cash Sale Price	$48,723.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,723.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 3 Series M340i xDrive

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This below average mileage preowned 2022 BMW 3 Series M340i xDrive AWD sedan below 67,000 miles, automatic transmission, and 20 MPG, 3.0L hybrid engine is for sale right now under $44K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$43,995
Est. Payment:	$948.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,726
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,121.58
Avg. DMV Fee	53.00
Cash Sale Price	$47,768.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,768.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$948.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This high mileage second hand 2021 Ford Explorer XLT AWD SUV under 128,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $45K at Richmond Ford in Richmond, VA. ...View More Details

Sales Price:	$44,595
Est. Payment:	$1766.55 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,094
Location:	Richmond, VA

Item	Amount
Used Car Price⁽¹⁾	$44,595.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,163.58
Avg. DMV Fee	53.00
Cash Sale Price	$48,410.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,410.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1766.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,705
Est. Payment:	$757.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,025
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,705.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,891.28
Avg. DMV Fee	53.00
Cash Sale Price	$44,248.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,248.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2025 Ram 1500 Big Horn

2022 Chevrolet Silverado 1500 RST

2025 Ford Explorer ST-Line

2019 Ford Mustang GT

2023 Ford F-150 Platinum

2022 BMW 3 Series M340i xDrive

2021 Ford Explorer XLT

2023 Ford F-150 XLT

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2019 Ford Mustang GT

Ford Mustang GT

2019 Ford Mustang GT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 BMW 3 Series M340i xDrive

BMW 3 Series M340i xDrive

2022 BMW 3 Series M340i xDrive Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

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