Richmond - Petersburg, VA Area Used Cars Under $45,000

2026 Chevrolet Colorado Z71

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This low mileage preowned 2026 Chevrolet Colorado Z71 4x4 pickup below 3,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,795
Est. Payment:	$832.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,189
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,177.58
Avg. DMV Fee	53.00
Cash Sale Price	$48,624.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,624.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$832.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This high mileage used 2021 Ford Explorer XLT AWD SUV under 128,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $45K at Richmond Ford in Richmond, VA. ...View More Details

Sales Price:	$44,595
Est. Payment:	$1766.55 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,094
Location:	Richmond, VA

Item	Amount
Used Car Price⁽¹⁾	$44,595.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,163.58
Avg. DMV Fee	53.00
Cash Sale Price	$48,410.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,410.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1766.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

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This below average mileage preowned 2024 Ford Expedition MAX Limited 4x4 SUV under 67,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,469
Est. Payment:	$937.63 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,916
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,469.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,084.76
Avg. DMV Fee	53.00
Cash Sale Price	$47,205.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,205.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$937.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 21,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $44K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$43,989
Est. Payment:	$817.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,351
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$43,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,121.16
Avg. DMV Fee	53.00
Cash Sale Price	$47,762.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,762.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$817.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander L

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This low mileage used 2023 Toyota Highlander L AWD SUV below 30,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now under $43K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$42,800
Est. Payment:	$795.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,162
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$42,800.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,037.93
Avg. DMV Fee	53.00
Cash Sale Price	$46,489.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,489.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$795.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup under 33,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,887
Est. Payment:	$833.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,226
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,887.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,184.02
Avg. DMV Fee	53.00
Cash Sale Price	$48,723.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,723.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$833.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line AWD SUV under 28,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,495
Est. Payment:	$753.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,255
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,876.58
Avg. DMV Fee	53.00
Cash Sale Price	$44,023.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,023.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage second hand 2021 Ford F-150 XL 4x4 pickup under 59,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $43K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$42,779
Est. Payment:	$853.16 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,004
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$42,779.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,036.46
Avg. DMV Fee	53.00
Cash Sale Price	$46,467.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,467.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$853.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This low mileage preowned 2020 Toyota 4Runner SR5 4x4 SUV below 35,000 miles, automatic transmission, and 23 MPG, 4.0L gas engine is for sale right now under $42K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$41,981
Est. Payment:	$780.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,990
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$41,981.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,980.60
Avg. DMV Fee	53.00
Cash Sale Price	$45,613.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,613.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$780.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This average mileage used 2022 Ford Explorer XLT AWD SUV under 76,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $41K at West Point Ford in West Point, VA. ...View More Details

Sales Price:	$40,685
Est. Payment:	$959.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,591
Location:	West Point, VA

Item	Amount
Used Car Price⁽¹⁾	$40,685.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,889.88
Avg. DMV Fee	53.00
Cash Sale Price	$44,226.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,226.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$959.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Colorado Z71

2021 Ford Explorer XLT

2024 Ford Expedition MAX Limited

2025 Ford F-150 XLT

2023 Toyota Highlander L

2023 Ford F-150 Platinum

2025 Ford Explorer ST-Line

2021 Ford F-150 XL

2020 Toyota 4Runner SR5

2022 Ford Explorer XLT

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2026 Chevrolet Colorado Z71 Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Toyota Highlander L

Toyota Highlander L

2023 Toyota Highlander L Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

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