Richmond - Petersburg, VA Area Used Cars Under $45,000

2026 Chevrolet Colorado Z71

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This low mileage used 2026 Chevrolet Colorado Z71 4x4 pickup under 3,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,795
Est. Payment:	$832.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,189
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,177.58
Avg. DMV Fee	53.00
Cash Sale Price	$48,624.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,624.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$832.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 30,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,705
Est. Payment:	$757.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,025
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,705.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,891.28
Avg. DMV Fee	53.00
Cash Sale Price	$44,248.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,248.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

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This below average mileage used 2024 Ford Expedition MAX Limited 4x4 SUV below 67,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,469
Est. Payment:	$937.63 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,916
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,469.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,084.76
Avg. DMV Fee	53.00
Cash Sale Price	$47,205.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,205.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$937.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This high mileage preowned 2022 Chevrolet Silverado 1500 RST 4x4 pickup under 103,000 miles, automatic transmission, and 22 MPG, 3.0L diesel engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,149
Est. Payment:	$1350.49 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,899
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,149.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,852.36
Avg. DMV Fee	53.00
Cash Sale Price	$43,653.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,653.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1350.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 33,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,887
Est. Payment:	$833.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,226
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,887.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,184.02
Avg. DMV Fee	53.00
Cash Sale Price	$48,723.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,723.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander L

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This low mileage used 2023 Toyota Highlander L AWD SUV under 30,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $43K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$42,800
Est. Payment:	$795.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,162
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$42,800.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,037.93
Avg. DMV Fee	53.00
Cash Sale Price	$46,489.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,489.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$795.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This below average mileage second hand 2021 GMC Sierra 1500 Denali 4x4 pickup under 67,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now below $42K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$41,996
Est. Payment:	$906.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,280
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$41,996.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,981.65
Avg. DMV Fee	53.00
Cash Sale Price	$45,629.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,629.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$906.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage used 2025 Jeep Grand Cherokee L Limited 4x4 SUV below 6,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $42K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$41,998
Est. Payment:	$780.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,786
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$41,998.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,981.79
Avg. DMV Fee	53.00
Cash Sale Price	$45,631.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,631.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$780.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota 4Runner SR5

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This low mileage preowned 2020 Toyota 4Runner SR5 4x4 SUV under 35,000 miles, automatic transmission, and 22 MPG, 4.0L gas engine is for sale right now below $42K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$41,981
Est. Payment:	$780.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,990
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$41,981.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,980.60
Avg. DMV Fee	53.00
Cash Sale Price	$45,613.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,613.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$780.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn RWD pickup below 46,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,995
Est. Payment:	$762.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,646
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,911.58
Avg. DMV Fee	53.00
Cash Sale Price	$44,558.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,558.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Colorado Z71

2023 Ford F-150 XLT

2024 Ford Expedition MAX Limited

2022 Chevrolet Silverado 1500 RST

2023 Ford F-150 Platinum

2023 Toyota Highlander L

2021 GMC Sierra 1500 Denali

2025 Jeep Grand Cherokee L Limited

2020 Toyota 4Runner SR5

2025 Ram 1500 Big Horn

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2026 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2026 Chevrolet Colorado Z71 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Toyota Highlander L

Toyota Highlander L

2023 Toyota Highlander L Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2020 Toyota 4Runner SR5

Toyota 4Runner SR5

2020 Toyota 4Runner SR5 Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

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