Richmond - Petersburg, VA Area Used Cars Under $45,000

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line AWD SUV below 28,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,495
Est. Payment:	$753.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,255
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,876.58
Avg. DMV Fee	53.00
Cash Sale Price	$44,023.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,023.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 21,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$43,989
Est. Payment:	$817.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,351
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$43,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,121.16
Avg. DMV Fee	53.00
Cash Sale Price	$47,762.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,762.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$817.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Mustang GT

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This low mileage used 2019 Ford Mustang GT RWD coupe under 31,000 miles, transmission, and 22 MPG, 5.0L gas engine is for sale right now below $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,489
Est. Payment:	$808.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,324
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,489.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,086.16
Avg. DMV Fee	53.00
Cash Sale Price	$47,227.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,227.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$808.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Maxima 3.5 Platinum

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This low mileage used 2023 Nissan Maxima 3.5 Platinum FWD sedan below 30,000 miles, cvt transmission, and 22 MPG, 3.5L gas engine is for sale right now below $42K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$41,197
Est. Payment:	$766.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,780
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$41,197.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,925.72
Avg. DMV Fee	53.00
Cash Sale Price	$44,774.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,774.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 17,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now under $45K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$44,998
Est. Payment:	$835.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,064
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$44,998.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,191.79
Avg. DMV Fee	53.00
Cash Sale Price	$48,841.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,841.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$835.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This average mileage preowned 2022 Ford Explorer XLT AWD SUV under 76,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $41K at West Point Ford in West Point, VA. ...View More Details

Sales Price:	$40,685
Est. Payment:	$959.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,591
Location:	West Point, VA

Item	Amount
Used Car Price⁽¹⁾	$40,685.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,889.88
Avg. DMV Fee	53.00
Cash Sale Price	$44,226.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,226.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$959.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 30,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,705
Est. Payment:	$757.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,025
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,705.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,891.28
Avg. DMV Fee	53.00
Cash Sale Price	$44,248.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,248.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX Limited

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This below average mileage used 2024 Ford Expedition MAX Limited 4x4 SUV below 69,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$43,067
Est. Payment:	$929.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,982
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$43,067.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,056.62
Avg. DMV Fee	53.00
Cash Sale Price	$46,775.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,775.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$929.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,067.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 3 Series M340i xDrive

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This below average mileage preowned 2022 BMW 3 Series M340i xDrive AWD sedan under 67,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now under $44K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$43,995
Est. Payment:	$948.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,726
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,121.58
Avg. DMV Fee	53.00
Cash Sale Price	$47,768.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,768.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$948.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage preowned 2025 Jeep Grand Cherokee L Limited 4x4 SUV below 6,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $42K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$41,998
Est. Payment:	$780.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,786
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$41,998.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,981.79
Avg. DMV Fee	53.00
Cash Sale Price	$45,631.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,631.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$780.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

2025 Ford F-150 XLT

2019 Ford Mustang GT

2023 Nissan Maxima 3.5 Platinum

2025 Ford F-150 XLT

2022 Ford Explorer XLT

2023 Ford F-150 XLT

2024 Ford Expedition MAX Limited

2022 BMW 3 Series M340i xDrive

2025 Jeep Grand Cherokee L Limited

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2019 Ford Mustang GT

Ford Mustang GT

2019 Ford Mustang GT Car Loan Estimate

2023 Nissan Maxima 3.5 Platinum

Nissan Maxima 3.5 Platinum

2023 Nissan Maxima 3.5 Platinum Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2024 Ford Expedition MAX Limited Car Loan Estimate

2022 BMW 3 Series M340i xDrive

BMW 3 Series M340i xDrive

2022 BMW 3 Series M340i xDrive Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

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