Richmond - Petersburg, VA Area Used Cars Under $45,000

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL 4x4 pickup under 59,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $43K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$42,779
Est. Payment:	$853.16 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,004
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$42,779.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,036.46
Avg. DMV Fee	53.00
Cash Sale Price	$46,467.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,467.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$853.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This below average mileage used 2021 GMC Sierra 1500 Denali 4x4 pickup below 67,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $42K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$41,996
Est. Payment:	$906.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,280
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$41,996.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,981.65
Avg. DMV Fee	53.00
Cash Sale Price	$45,629.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,629.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$906.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tundra Limited

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This above average mileage preowned 2020 Toyota Tundra Limited 4x4 pickup below 94,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $41K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$40,963
Est. Payment:	$1201.00 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,466
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$40,963.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,909.34
Avg. DMV Fee	53.00
Cash Sale Price	$44,524.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,524.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1201.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Colorado Z71

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This low mileage used 2026 Chevrolet Colorado Z71 4x4 pickup under 3,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$44,795
Est. Payment:	$832.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,189
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$44,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,177.58
Avg. DMV Fee	53.00
Cash Sale Price	$48,624.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,624.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$832.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 30,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$40,705
Est. Payment:	$757.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,025
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$40,705.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,891.28
Avg. DMV Fee	53.00
Cash Sale Price	$44,248.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,248.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,705.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 19,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $44K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$43,701
Est. Payment:	$812.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,337
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$43,701.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,101.00
Avg. DMV Fee	53.00
Cash Sale Price	$47,454.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,454.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$812.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,701.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage preowned 2024 Ford Bronco Big Bend 4x4 SUV under 28,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now under $41K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$40,500
Est. Payment:	$753.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,087
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,876.93
Avg. DMV Fee	53.00
Cash Sale Price	$44,028.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,028.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This average mileage second hand 2022 Ford Explorer XLT AWD SUV under 76,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $41K at West Point Ford in West Point, VA. ...View More Details

Sales Price:	$40,685
Est. Payment:	$959.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,591
Location:	West Point, VA

Item	Amount
Used Car Price⁽¹⁾	$40,685.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,889.88
Avg. DMV Fee	53.00
Cash Sale Price	$44,226.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,226.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$959.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition XLT

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This low mileage preowned 2021 Ford Expedition XLT 4x4 SUV below 51,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $44K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$43,495
Est. Payment:	$867.23 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,962
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,086.58
Avg. DMV Fee	53.00
Cash Sale Price	$47,233.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,233.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$867.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 41,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$44,214
Est. Payment:	$821.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,919
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$44,214.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	3,136.91
Avg. DMV Fee	53.00
Cash Sale Price	$48,002.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,002.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,214.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2021 Ford F-150 XL

2021 GMC Sierra 1500 Denali

2020 Toyota Tundra Limited

2026 Chevrolet Colorado Z71

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2024 Ford Bronco Big Bend

2022 Ford Explorer XLT

2021 Ford Expedition XLT

2023 Ford F-150 XL

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles Priced Below $45,000

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2020 Toyota Tundra Limited

Toyota Tundra Limited

2020 Toyota Tundra Limited Car Loan Estimate

2026 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2026 Chevrolet Colorado Z71 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2021 Ford Expedition XLT

Ford Expedition XLT

2021 Ford Expedition XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $45K

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $45,000

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