Metro Richmond - Petersburg, VA Area Used Cars Under $650 a Month

2026 Hyundai SANTA FE SE

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This low mileage certified second hand 2026 Hyundai SANTA FE SE AWD SUV under 3,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $36K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$35,118
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,008
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$35,118.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,500.19
Avg. DMV Fee	53.00
Cash Sale Price	$38,270.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA N Base

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This low mileage certified second hand 2025 Hyundai ELANTRA N Base FWD sedan under 14,000 miles, manual transmission, and 27 MPG, 2.0L gas engine is for sale right now under $33K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$32,795
Est. Payment:	$612.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,447
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$32,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,337.58
Avg. DMV Fee	53.00
Cash Sale Price	$35,784.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,784.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$612.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Maxima 3.5 Platinum

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This low mileage used 2023 Nissan Maxima 3.5 Platinum FWD sedan under 29,000 miles, cvt transmission, and 27 MPG, 3.5L gas engine is for sale right now under $35K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$34,500
Est. Payment:	$643.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,551
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,456.93
Avg. DMV Fee	53.00
Cash Sale Price	$37,608.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,608.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$643.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Cadillac CT5 Luxury

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This below average mileage second hand 2021 Cadillac CT5 Luxury AWD sedan under 61,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $30K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$29,774
Est. Payment:	$646.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,730
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$29,774.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,126.11
Avg. DMV Fee	53.00
Cash Sale Price	$32,552.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,552.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$646.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Ridgeline RTL

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This low mileage preowned 2022 Honda Ridgeline RTL AWD pickup below 13,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $33K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$32,998
Est. Payment:	$616.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,995
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$32,998.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,351.79
Avg. DMV Fee	53.00
Cash Sale Price	$36,001.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,001.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$616.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 3.3 Turbo Premium Sport

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This low mileage second hand 2025 Mazda CX-90 3.3 Turbo Premium Sport AWD SUV under 28,000 miles, automatic transmission, and 27 MPG, 3.3L hybrid engine is for sale right now below $34K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$33,897
Est. Payment:	$632.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,387
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$33,897.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,414.72
Avg. DMV Fee	53.00
Cash Sale Price	$36,963.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,963.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$632.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Sport

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This low mileage used 2023 Jeep Gladiator Sport 4x4 pickup under 15,000 miles, transmission, and 27 MPG, 3.6L gas engine is for sale right now below $35K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$34,995
Est. Payment:	$652.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,624
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,491.58
Avg. DMV Fee	53.00
Cash Sale Price	$38,138.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,138.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Laramie

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This low mileage used 2019 Ram 1500 Laramie 4x4 pickup under 56,000 miles, automatic transmission, and 27 MPG, 5.7L gas engine is for sale right now below $33K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$32,989
Est. Payment:	$660.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,287
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$32,989.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,351.16
Avg. DMV Fee	53.00
Cash Sale Price	$35,992.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,992.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$660.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage used 2023 Ford F-150 XL RWD pickup under 90,000 miles, automatic transmission, and 27 MPG, 5.0L gas engine is for sale right now under $24K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$23,925
Est. Payment:	$631.22 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,587
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$23,925.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,716.68
Avg. DMV Fee	53.00
Cash Sale Price	$26,293.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,293.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$631.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC60 B5 Ultimate Bright Theme

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This low mileage preowned 2023 Volvo XC60 B5 Ultimate Bright Theme FWD SUV below 38,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $35K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$34,999
Est. Payment:	$652.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,502
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$34,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,491.86
Avg. DMV Fee	53.00
Cash Sale Price	$38,142.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,142.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$652.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SE

2025 Hyundai ELANTRA N Base

2023 Nissan Maxima 3.5 Platinum

2021 Cadillac CT5 Luxury

2022 Honda Ridgeline RTL

2025 Mazda CX-90 3.3 Turbo Premium Sport

2023 Jeep Gladiator Sport

2019 Ram 1500 Laramie

2023 Ford F-150 XL

2023 Volvo XC60 B5 Ultimate Bright Theme

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $650 / Month

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2025 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2025 Hyundai ELANTRA N Base Car Loan Estimate

2023 Nissan Maxima 3.5 Platinum

Nissan Maxima 3.5 Platinum

2023 Nissan Maxima 3.5 Platinum Car Loan Estimate

2021 Cadillac CT5 Luxury

Cadillac CT5 Luxury

2021 Cadillac CT5 Luxury Car Loan Estimate

2022 Honda Ridgeline RTL

Honda Ridgeline RTL

2022 Honda Ridgeline RTL Car Loan Estimate

2025 Mazda CX-90 3.3 Turbo Premium Sport

Mazda CX-90 3.3 Turbo Premium Sport

2025 Mazda CX-90 3.3 Turbo Premium Sport Car Loan Estimate

2023 Jeep Gladiator Sport

Jeep Gladiator Sport

2023 Jeep Gladiator Sport Car Loan Estimate

2019 Ram 1500 Laramie

Ram 1500 Laramie

2019 Ram 1500 Laramie Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Volvo XC60 B5 Ultimate Bright Theme

Volvo XC60 B5 Ultimate Bright Theme

2023 Volvo XC60 B5 Ultimate Bright Theme Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Cars for Sale Below $650 / Month

Metro Richmond - Petersburg Area Counties with Used Cars for Sale Below $650 / Month

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