Richmond - Petersburg, VA Area Used Pickups Under $40,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 3,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now below $38K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$37,784
Est. Payment:	$703.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,057
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$37,784.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,686.81
Avg. DMV Fee	53.00
Cash Sale Price	$41,122.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,122.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$703.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup under 12,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now under $37K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$36,970
Est. Payment:	$688.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,089
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$36,970.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,629.83
Avg. DMV Fee	53.00
Cash Sale Price	$40,251.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,251.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 44,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $39K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$39,000
Est. Payment:	$725.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,689
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,771.93
Avg. DMV Fee	53.00
Cash Sale Price	$42,423.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage preowned 2021 Ford F-150 XLT 4x4 pickup under 55,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now below $40K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$39,775
Est. Payment:	$794.15 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,094
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$39,775.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,826.18
Avg. DMV Fee	53.00
Cash Sale Price	$43,253.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,253.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$794.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage second hand 2021 Ford F-150 XL 4x4 pickup below 28,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $39K at Richmond Ford West in Glen Allen, VA. ...View More Details

Sales Price:	$38,543
Est. Payment:	$717.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,901
Location:	Glen Allen, VA

Item	Amount
Used Car Price⁽¹⁾	$38,543.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,739.94
Avg. DMV Fee	53.00
Cash Sale Price	$41,934.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,934.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 Denali

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This above average mileage used 2020 GMC Sierra 1500 Denali 4x4 pickup under 94,000 miles, automatic transmission, and 17 MPG, 6.2L gas engine is for sale right now under $36K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$35,426
Est. Payment:	$1041.19 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,251
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$35,426.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,521.75
Avg. DMV Fee	53.00
Cash Sale Price	$38,599.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,599.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1041.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 55,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $40K at Owen Ford in Jarratt, VA. ...View More Details

Sales Price:	$39,877
Est. Payment:	$796.15 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,306
Location:	Jarratt, VA

Item	Amount
Used Car Price⁽¹⁾	$39,877.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,833.32
Avg. DMV Fee	53.00
Cash Sale Price	$43,362.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,362.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$796.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This low mileage preowned 2020 Ford F-150 XL 4x4 pickup under 21,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $38K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$37,795
Est. Payment:	$703.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,856
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$37,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,687.58
Avg. DMV Fee	53.00
Cash Sale Price	$41,134.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,134.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma Trail Special Edition

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This low mileage second hand 2023 Toyota Tacoma Trail Special Edition 4x4 pickup below 19,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $36K at Haley Ford in Chester, VA. ...View More Details

Sales Price:	$35,329
Est. Payment:	$658.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,842
Location:	Chester, VA

Item	Amount
Used Car Price⁽¹⁾	$35,329.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,514.96
Avg. DMV Fee	53.00
Cash Sale Price	$38,495.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,495.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$658.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,329.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This high mileage used 2020 GMC Sierra 1500 AT4 4x4 pickup below 106,000 miles, automatic transmission, and 17 MPG, 6.2L gas engine is for sale right now under $38K at Crossroads Ford of Prince George in Prince George, VA. ...View More Details

Sales Price:	$37,599
Est. Payment:	$1266.07 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,268
Location:	Prince George, VA

Item	Amount
Used Car Price⁽¹⁾	$37,599.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,673.86
Avg. DMV Fee	53.00
Cash Sale Price	$40,924.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,924.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1266.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

2024 Ford Ranger XLT

2023 Ford F-150 XLT

2021 Ford F-150 XLT

2021 Ford F-150 XL

2020 GMC Sierra 1500 Denali

2023 Ford F-150 XL

2020 Ford F-150 XL

2023 Toyota Tacoma Trail Special Edition

2020 GMC Sierra 1500 AT4

Greater Richmond - Petersburg Area Cities with Used Pickups for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Richmond - Petersburg Area

Metro Richmond - Petersburg Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2020 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2020 GMC Sierra 1500 Denali Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2023 Toyota Tacoma Trail Special Edition

Toyota Tacoma Trail Special Edition

2023 Toyota Tacoma Trail Special Edition Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

Greater Richmond - Petersburg Area Cities with Used Pickups for Sale Below $40K

Metro Richmond - Petersburg Area Counties with Used Pickups for Sale Below $40,000

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