Virginia Used Cars Under $400 a Month. Finance Payments Below $400

2021 Kia Seltos S Turbo

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This average mileage used 2021 Kia Seltos S Turbo AWD SUV below 73,000 miles, automatic transmission, and 33 MPG, 1.6L gas engine is for sale right now below $16K at Southern Hyundai Newport News in Newport News, VA. ...View More Details

Sales Price:	$15,263
Est. Payment:	$455.58 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	72,581
Location:	Newport News, VA
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$15,263.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,110.34
Avg. DMV Fee	53.00
Cash Sale Price	$17,025.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$16,499.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$455.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2013 Hyundai SONATA Limited

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This high mileage second hand 2013 Hyundai SONATA Limited FWD sedan below 159,000 miles, automatic transmission, and 33 MPG, 2.4L gas engine is for sale right now under $7K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$6,995
Est. Payment:	$318.07 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	158,512
Location:	Hampton, VA
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	531.58
Avg. DMV Fee	53.00
Cash Sale Price	$8,178.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$7,561.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$318.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan under 49,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $21K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$20,795
Est. Payment:	$523.69 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,095
Location:	Henrico, VA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$20,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,497.58
Avg. DMV Fee	53.00
Cash Sale Price	$22,944.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$22,479.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$523.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan below 25,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $21K at Sheehy Hyundai of Chantilly in Chantilly, VA. ...View More Details

Sales Price:	$20,990
Est. Payment:	$528.61 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,817
Location:	Chantilly, VA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,511.23
Avg. DMV Fee	53.00
Cash Sale Price	$23,153.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$22,690.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$528.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2005 Nissan 350Z Touring

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This low mileage second hand 2005 Nissan 350Z Touring RWD convertible below 20,000 miles, manual transmission, and 33 MPG, 3.5L gas engine is for sale right now below $19K at Hyman Bros INF Richmond in Midlothian, VA. ...View More Details

Sales Price:	$18,995
Est. Payment:	$478.36 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,837
Location:	Midlothian, VA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,371.58
Avg. DMV Fee	53.00
Cash Sale Price	$21,018.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$20,533.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$478.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Value

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This average mileage second hand 2020 Hyundai TUCSON Value AWD SUV below 75,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now below $17K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$16,590
Est. Payment:	$495.19 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	75,248
Location:	Hampton, VA
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$16,590.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,203.23
Avg. DMV Fee	53.00
Cash Sale Price	$18,445.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$17,933.79
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$495.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2013 Hyundai SONATA Limited

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This high mileage second hand 2013 Hyundai SONATA Limited FWD sedan under 127,000 miles, automatic transmission, and 33 MPG, 2.4L gas engine is for sale right now under $8K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$7,590
Est. Payment:	$345.12 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	126,865
Location:	Hampton, VA
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$7,590.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	573.23
Avg. DMV Fee	53.00
Cash Sale Price	$8,815.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$8,204.79
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$345.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Nissan Sentra S

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This low mileage second hand 2025 Nissan Sentra S FWD sedan under 11,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $22K at Waynesboro Hyundai in Waynesboro, VA. ...View More Details

Sales Price:	$21,530
Est. Payment:	$542.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10,956
Location:	Waynesboro, VA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$21,530.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,549.03
Avg. DMV Fee	53.00
Cash Sale Price	$23,731.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$23,273.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$542.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,530.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Nissan Sentra SV

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This low mileage used 2022 Nissan Sentra SV FWD sedan below 25,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $20K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$19,490
Est. Payment:	$490.83 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,751
Location:	Hampton, VA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$19,490.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,406.23
Avg. DMV Fee	53.00
Cash Sale Price	$21,548.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$21,068.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$490.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This below average mileage second hand 2024 Nissan Altima 2.5 SV FWD sedan under 67,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now under $19K at Southern Hyundai Chesapeake in Chesapeake, VA. ...View More Details

Sales Price:	$18,404
Est. Payment:	$514.55 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	66,964
Location:	Chesapeake, VA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$18,404.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,330.21
Avg. DMV Fee	53.00
Cash Sale Price	$20,386.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$19,894.72
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$514.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,404.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Virginia

Virginia Secondhand Used Vehicles with Payments Below $400 / Month

2021 Kia Seltos S Turbo

2013 Hyundai SONATA Limited

2024 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SEL Sport

2005 Nissan 350Z Touring

2020 Hyundai TUCSON Value

2013 Hyundai SONATA Limited

2025 Nissan Sentra S

2022 Nissan Sentra SV

2024 Nissan Altima 2.5 SV

Virginia Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Virginia

Virginia Secondhand Used Vehicles with Payments Below $400 / Month

2021 Kia Seltos S Turbo

Kia Seltos S Turbo

2021 Kia Seltos S Turbo Poor Credit Auto Finance Estimate

2013 Hyundai SONATA Limited

Hyundai SONATA Limited

2013 Hyundai SONATA Limited Poor Credit Car Finance Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Poor Credit Auto Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Poor Credit Auto Finance Estimate

2005 Nissan 350Z Touring

Nissan 350Z Touring

2005 Nissan 350Z Touring Poor Credit Car Finance Estimate

2020 Hyundai TUCSON Value

Hyundai TUCSON Value

2020 Hyundai TUCSON Value Poor Credit Auto Loan Estimate

2013 Hyundai SONATA Limited

Hyundai SONATA Limited

2013 Hyundai SONATA Limited Poor Credit Car Loan Estimate

2025 Nissan Sentra S

Nissan Sentra S

2025 Nissan Sentra S Poor Credit Car Finance Estimate

2022 Nissan Sentra SV

Nissan Sentra SV

2022 Nissan Sentra SV Poor Credit Car Finance Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Poor Credit Auto Loan Estimate

Virginia Areas with Used Cars for Sale Below $400 / Month

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