Virginia Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 9,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $36K at Sheehy Hyundai of Chantilly in Chantilly, VA. ...View More Details

Sales Price:	$35,500
Est. Payment:	$661.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,293
Location:	Chantilly, VA

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,526.93
Avg. DMV Fee	53.00
Cash Sale Price	$38,678.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,678.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage certified used 2024 Hyundai PALISADE SEL AWD SUV under 22,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $37K at Waynesboro Hyundai in Waynesboro, VA. ...View More Details

Sales Price:	$36,799
Est. Payment:	$685.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,934
Location:	Waynesboro, VA

Item	Amount
Used Car Price⁽¹⁾	$36,799.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,617.86
Avg. DMV Fee	53.00
Cash Sale Price	$40,068.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,068.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$685.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage used 2026 Hyundai PALISADE SEL AWD SUV under 25,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $39K at Southern Hyundai Newport News in Newport News, VA. ...View More Details

Sales Price:	$38,999
Est. Payment:	$725.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,793
Location:	Newport News, VA

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,771.86
Avg. DMV Fee	53.00
Cash Sale Price	$42,422.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,422.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 Hybrid XLE

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This low mileage second hand 2025 Toyota RAV4 Hybrid XLE AWD SUV under 29,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now under $37K at Southern Hyundai Chesapeake in Chesapeake, VA. ...View More Details

Sales Price:	$36,008
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,863
Location:	Chesapeake, VA

Item	Amount
Used Car Price⁽¹⁾	$36,008.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,562.49
Avg. DMV Fee	53.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,008.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lucid Air Pure

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This low mileage used 2023 Lucid Air Pure AWD sedan below 22,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Hyman Bros INF Richmond in Midlothian, VA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,747
Location:	Midlothian, VA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,841.58
Avg. DMV Fee	53.00
Cash Sale Price	$43,488.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,488.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang Mach-E Premium

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This low mileage used 2024 Ford Mustang Mach-E Premium RWD SUV below 17,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Hyman Bros INF Richmond in Midlothian, VA. ...View More Details

Sales Price:	$35,995
Est. Payment:	$670.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,592
Location:	Midlothian, VA

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,561.58
Avg. DMV Fee	53.00
Cash Sale Price	$39,208.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,208.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$670.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Tesla Model Y Long Range

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This low mileage used 2024 Tesla Model Y Long Range AWD SUV below 38,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Hyman Bros INF Richmond in Midlothian, VA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$689.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,475
Location:	Midlothian, VA

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,631.58
Avg. DMV Fee	53.00
Cash Sale Price	$40,278.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,278.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mercedes-Benz C-Class C 300

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This low mileage second hand 2024 Mercedes-Benz C-Class C 300 RWD sedan under 28,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $36K at Southern Hyundai Newport News in Newport News, VA. ...View More Details

Sales Price:	$35,999
Est. Payment:	$670.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,268
Location:	Newport News, VA

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,561.86
Avg. DMV Fee	53.00
Cash Sale Price	$39,212.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,212.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 22,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $37K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$36,613
Est. Payment:	$682.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,534
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$36,613.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,604.84
Avg. DMV Fee	53.00
Cash Sale Price	$39,869.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,869.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$682.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,613.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 INFINITI QX55 Luxe

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This low mileage certified preowned 2025 INFINITI QX55 Luxe AWD SUV below 15,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at Hyman Bros INF Richmond in Midlothian, VA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$725.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,035
Location:	Midlothian, VA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,771.58
Avg. DMV Fee	53.00
Cash Sale Price	$42,418.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Virginia

Virginia Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

2024 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2025 Toyota RAV4 Hybrid XLE

2023 Lucid Air Pure

2024 Ford Mustang Mach-E Premium

2024 Tesla Model Y Long Range

2024 Mercedes-Benz C-Class C 300

2025 Hyundai TUCSON Hybrid Limited

2025 INFINITI QX55 Luxe

Virginia Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Virginia

Virginia Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2025 Toyota RAV4 Hybrid XLE

Toyota RAV4 Hybrid XLE

2025 Toyota RAV4 Hybrid XLE Car Loan Estimate

2023 Lucid Air Pure

Lucid Air Pure

2023 Lucid Air Pure Car Loan Estimate

2024 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2024 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Tesla Model Y Long Range

Tesla Model Y Long Range

2024 Tesla Model Y Long Range Car Loan Estimate

2024 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2024 Mercedes-Benz C-Class C 300 Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2025 INFINITI QX55 Luxe

INFINITI QX55 Luxe

2025 INFINITI QX55 Luxe Car Loan Estimate

Virginia Areas with Used Cars for Sale Below $40,000

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