Virginia Used Cars Under $40,000 |with Payments|

2021 Toyota 4Runner SR5 Premium

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This low mileage used 2021 Toyota 4Runner SR5 Premium 4x4 SUV below 46,000 miles, automatic transmission, and 24 MPG, 4.0L gas engine is for sale right now under $40K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,443
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,841.58
Avg. DMV Fee	53.00
Cash Sale Price	$43,488.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,488.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus IS 350 F SPORT

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This average mileage second hand 2021 Lexus IS 350 F SPORT AWD sedan under 71,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$37,990
Est. Payment:	$897.25 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,675
Location:	Hampton, VA

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,701.23
Avg. DMV Fee	53.00
Cash Sale Price	$41,343.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$897.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage certified second hand 2026 Hyundai SANTA FE XRT AWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $40K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$39,741
Est. Payment:	$739.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,121
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$39,741.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,823.80
Avg. DMV Fee	53.00
Cash Sale Price	$43,216.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,216.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$36,095
Est. Payment:	$672.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,059
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$36,095.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,568.58
Avg. DMV Fee	53.00
Cash Sale Price	$39,315.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,315.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee Summit

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This below average mileage used 2022 Jeep Grand Cherokee Summit 4x4 SUV under 68,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $39K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$38,336
Est. Payment:	$828.54 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,792
Location:	Hampton, VA

Item	Amount
Used Car Price⁽¹⁾	$38,336.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,725.45
Avg. DMV Fee	53.00
Cash Sale Price	$41,713.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,713.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$828.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,336.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage second hand 2025 Genesis GV70 2.5T Standard AWD SUV below 44,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$35,790
Est. Payment:	$667.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,209
Location:	Hampton, VA

Item	Amount
Used Car Price⁽¹⁾	$35,790.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,547.23
Avg. DMV Fee	53.00
Cash Sale Price	$38,989.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,989.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage preowned 2023 Genesis GV70 2.5T Standard AWD SUV below 12,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $39K at Hyundai of Hampton in Hampton, VA. ...View More Details

Sales Price:	$38,690
Est. Payment:	$720.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,839
Location:	Hampton, VA

Item	Amount
Used Car Price⁽¹⁾	$38,690.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,750.23
Avg. DMV Fee	53.00
Cash Sale Price	$42,092.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,092.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage preowned 2023 Hyundai PALISADE Limited AWD SUV below 30,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $38K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$37,465
Est. Payment:	$697.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,265
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$37,465.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,664.48
Avg. DMV Fee	53.00
Cash Sale Price	$40,781.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,781.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified used 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 10,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $39K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$38,795
Est. Payment:	$722.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,594
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$38,795.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,757.58
Avg. DMV Fee	53.00
Cash Sale Price	$42,204.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,204.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage certified second hand 2026 Hyundai SANTA FE SE AWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $36K at West Broad Hyundai in Henrico, VA. ...View More Details

Sales Price:	$35,118
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,008
Location:	Henrico, VA

Item	Amount
Used Car Price⁽¹⁾	$35,118.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,500.19
Avg. DMV Fee	53.00
Cash Sale Price	$38,270.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$654.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,118.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Virginia

Virginia Secondhand Used Vehicles Priced Below $40,000

2021 Toyota 4Runner SR5 Premium

2021 Lexus IS 350 F SPORT

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE SEL

2022 Jeep Grand Cherokee Summit

2025 Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard

2023 Hyundai PALISADE Limited

2025 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE SE

Virginia Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Virginia

Virginia Secondhand Used Vehicles Priced Below $40,000

2021 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2021 Toyota 4Runner SR5 Premium Car Loan Estimate

2021 Lexus IS 350 F SPORT

Lexus IS 350 F SPORT

2021 Lexus IS 350 F SPORT Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2022 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2022 Jeep Grand Cherokee Summit Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

Virginia Areas with Used Cars for Sale Below $40,000

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