Albany - Schenectady - Troy, NY Area Used Cars Under $45,000

2025 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage used 2025 Jeep Grand Cherokee L Limited 4X4 SUV under 11,000 miles, a transmission, and 20 MPG, 3.6L gas engine is for sale right now under $41K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$40,998
Est. Payment:	$766.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,500
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$40,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.28
Avg. DMV Fee	86.00
Cash Sale Price	$44,806.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,806.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage second hand 2025 Hyundai PALISADE Calligraphy AWD SUV below 15,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $45K at Haddad Hyundai in Pittsfield, MA. ...View More Details

Sales Price:	$45,000
Est. Payment:	$841.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,886
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.66
Avg. DMV Fee	86.00
Cash Sale Price	$49,163.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,163.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento X-Line SX

⇩ View Seller Description

This low mileage preowned 2025 Kia Sorento X-Line SX AWD SUV below 5,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $41K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$40,990
Est. Payment:	$766.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,578
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,646.57
Avg. DMV Fee	86.00
Cash Sale Price	$44,797.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,797.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy Night Edition

⇩ View Seller Description

This low mileage preowned 2025 Hyundai PALISADE Calligraphy Night Edition AWD SUV below 8,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now under $45K at Haddad Hyundai in Pittsfield, MA. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,747
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Sienna XLE 7-Passenger

⇩ View Seller Description

This low mileage second hand 2024 Toyota Sienna XLE 7-Passenger AWD mini-van under 23,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $45K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$44,900
Est. Payment:	$839.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,252
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,993.78
Avg. DMV Fee	86.00
Cash Sale Price	$49,054.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,054.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$839.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX X-Pro

⇩ View Seller Description

This low mileage second hand 2024 Kia Telluride SX X-Pro AWD SUV under 13,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $45K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,606
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA FE Calligraphy AWD SUV below 10,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $43K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$804.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,608
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2022 Ford F-150 XLT 4X4 pickup under 26,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Brown's Ford of Amsterdam, Inc. in Amsterdam, NY. ...View More Details

Sales Price:	$41,595
Est. Payment:	$777.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,565
Location:	Amsterdam, NY

Item	Amount
Used Car Price⁽¹⁾	$41,595.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,700.30
Avg. DMV Fee	86.00
Cash Sale Price	$45,456.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,456.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$777.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited Longhorn

⇩ View Seller Description

This below average mileage preowned 2022 Ram 1500 Limited Longhorn 4X4 pickup below 62,000 miles, a transmission, and 20 MPG, 5.7L gas engine is for sale right now under $41K at The Johnson Dealerships, Inc. in Pittsfield, MA. ...View More Details

Sales Price:	$40,589
Est. Payment:	$881.12 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,052
Location:	Pittsfield, MA

Item	Amount
Used Car Price⁽¹⁾	$40,589.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,610.96
Avg. DMV Fee	86.00
Cash Sale Price	$44,360.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,360.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$881.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,589.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

⇩ View Seller Description

This low mileage used 2023 Ford F-150 King Ranch 4X4 pickup below 56,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $43K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$42,485
Est. Payment:	$852.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,015
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$42,485.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,779.33
Avg. DMV Fee	86.00
Cash Sale Price	$46,425.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,425.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$852.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $45,000

2025 Jeep Grand Cherokee L Limited

2025 Hyundai PALISADE Calligraphy

2025 Kia Sorento X-Line SX

2025 Hyundai PALISADE Calligraphy Night Edition

2024 Toyota Sienna XLE 7-Passenger

2024 Kia Telluride SX X-Pro

2025 Hyundai SANTA FE Calligraphy

2022 Ford F-150 XLT

2022 Ram 1500 Limited Longhorn

2023 Ford F-150 King Ranch

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $45K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $45,000

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Kia Sorento X-Line SX

Kia Sorento X-Line SX

2025 Kia Sorento X-Line SX Car Loan Estimate

2025 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2024 Toyota Sienna XLE 7-Passenger

Toyota Sienna XLE 7-Passenger

2024 Toyota Sienna XLE 7-Passenger Car Loan Estimate

2024 Kia Telluride SX X-Pro

Kia Telluride SX X-Pro

2024 Kia Telluride SX X-Pro Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Limited Longhorn

Ram 1500 Limited Longhorn

2022 Ram 1500 Limited Longhorn Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $45K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments