Albany - Schenectady - Troy, NY Area Used Cars Under $45,000

2024 Toyota Sienna XLE 7-Passenger

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This low mileage second hand 2024 Toyota Sienna XLE 7-Passenger AWD minivan below 23,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now under $45K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$44,900
Est. Payment:	$839.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,252
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,993.78
Avg. DMV Fee	86.00
Cash Sale Price	$49,054.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,054.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$839.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage used 2025 Jeep Grand Cherokee L Limited 4x4 SUV under 11,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $42K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$41,775
Est. Payment:	$781.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,500
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$41,775.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,716.28
Avg. DMV Fee	86.00
Cash Sale Price	$45,652.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,652.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 16,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $41K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$40,076
Est. Payment:	$749.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,506
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$40,076.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,565.41
Avg. DMV Fee	86.00
Cash Sale Price	$43,802.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,802.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$749.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,076.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

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This low mileage used 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 18,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $43K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$42,500
Est. Payment:	$794.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,414
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,441.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$794.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Sienna Limited 7-Passenger

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This below average mileage second hand 2022 Toyota Sienna Limited 7-Passenger AWD minivan below 67,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now under $42K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$900.83 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,347
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.86
Avg. DMV Fee	86.00
Cash Sale Price	$45,352.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,352.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$900.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX X-Pro

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This low mileage second hand 2024 Kia Telluride SX X-Pro AWD SUV below 13,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $45K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,606
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$831.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento X-Line SX

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This low mileage certified preowned 2025 Kia Sorento X-Line SX AWD SUV under 5,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $41K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$40,990
Est. Payment:	$766.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,578
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,646.57
Avg. DMV Fee	86.00
Cash Sale Price	$44,797.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,797.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV under 10,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $43K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$804.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,608
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage preowned 2024 Ford F-150 STX 4x4 pickup below 21,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $43K at Brown's Ford of Amsterdam in Amsterdam, NY. ...View More Details

Sales Price:	$42,217
Est. Payment:	$789.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,120
Location:	Amsterdam, NY

Item	Amount
Used Car Price⁽¹⁾	$42,217.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,755.53
Avg. DMV Fee	86.00
Cash Sale Price	$46,133.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,133.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$789.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,217.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage second hand 2025 Ford Ranger XLT 4x4 pickup under 0,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $44K at Orchard Ford in East Greenbush, NY. ...View More Details

Sales Price:	$43,750
Est. Payment:	$817.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33
Location:	East Greenbush, NY

Item	Amount
Used Car Price⁽¹⁾	$43,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,891.66
Avg. DMV Fee	86.00
Cash Sale Price	$47,802.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,802.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$817.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $45,000

2024 Toyota Sienna XLE 7-Passenger

2025 Jeep Grand Cherokee L Limited

2023 Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Night Edition

2022 Toyota Sienna Limited 7-Passenger

2024 Kia Telluride SX X-Pro

2025 Kia Sorento X-Line SX

2025 Hyundai SANTA FE Calligraphy

2024 Ford F-150 STX

2025 Ford Ranger XLT

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $45K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Secondhand Used Vehicles Priced Below $45,000

2024 Toyota Sienna XLE 7-Passenger

Toyota Sienna XLE 7-Passenger

2024 Toyota Sienna XLE 7-Passenger Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2022 Toyota Sienna Limited 7-Passenger

Toyota Sienna Limited 7-Passenger

2022 Toyota Sienna Limited 7-Passenger Car Loan Estimate

2024 Kia Telluride SX X-Pro

Kia Telluride SX X-Pro

2024 Kia Telluride SX X-Pro Car Loan Estimate

2025 Kia Sorento X-Line SX

Kia Sorento X-Line SX

2025 Kia Sorento X-Line SX Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

Greater Albany - Schenectady - Troy Area Cities with Used Cars for Sale Below $45K

Metro Albany - Schenectady - Troy Area Counties with Used Cars for Sale Below $45,000

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