5 Metro Phoenix Used Kia Optima Sedans for Sale |with Payments|

2013 Kia Optima LX

⇩ View Seller Description

This high mileage second hand 2013 Kia Optima LX FWD sedan below 207,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $6K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$5,888
Est. Payment:	$262.56 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	206,772
Location:	Kingman, AZ
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$5,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	707.50
Avg. DMV Fee	532.00
Cash Sale Price	$7,556.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$7,195.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$262.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $5,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima EX

⇩ View Seller Description

This average mileage preowned 2018 Kia Optima EX FWD sedan under 74,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $13K at STG Auto Group of Chandler in Chandler, AZ. ...View More Details

Sales Price:	$12,795
Est. Payment:	$330.68 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,654
Location:	Chandler, AZ

Item	Amount
Used Car Price⁽¹⁾	$12,795.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,481.09
Avg. DMV Fee	532.00
Cash Sale Price	$15,237.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,237.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$330.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Kia Optima LX

⇩ View Seller Description

This high mileage second hand 2016 Kia Optima LX FWD sedan below 200,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $7K at Findlay Toyota of Prescott in Prescott, AZ. ...View More Details

Sales Price:	$6,645
Est. Payment:	$296.31 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	200,430
Location:	Prescott, AZ
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$6,645.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	792.29
Avg. DMV Fee	532.00
Cash Sale Price	$8,398.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$8,120.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$296.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Optima S

⇩ View Seller Description

This average mileage preowned 2018 Kia Optima S FWD sedan under 86,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $12K at Jones Ford Buckeye in Buckeye, AZ. ...View More Details

Sales Price:	$11,519
Est. Payment:	$331.73 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,015
Location:	Buckeye, AZ

Item	Amount
Used Car Price⁽¹⁾	$11,519.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,338.18
Avg. DMV Fee	532.00
Cash Sale Price	$13,818.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,818.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$331.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,519.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Optima S

⇩ View Seller Description

This above average mileage used 2019 Kia Optima S FWD sedan below 95,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $14K at Jones Ford Buckeye in Buckeye, AZ. ...View More Details

Sales Price:	$13,779
Est. Payment:	$440.52 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,514
Location:	Buckeye, AZ

Item	Amount
Used Car Price⁽¹⁾	$13,779.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,591.30
Avg. DMV Fee	532.00
Cash Sale Price	$16,331.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,331.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$440.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Kia Optima Sedans for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Kia Optima Sedan Inventory

2013 Kia Optima LX

2018 Kia Optima EX

2016 Kia Optima LX

2018 Kia Optima S

2019 Kia Optima S

Greater Phoenix Area Cities with Used Kia Optima Vehicles for Sale

Metro Phoenix Area Counties with Kia Optima Used Cars for Sale

Used Kia Optima Sedans for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Kia Optima Sedan Inventory

2013 Kia Optima LX

Kia Optima LX

2013 Kia Optima LX Car Loan Estimate

2018 Kia Optima EX

Kia Optima EX

2018 Kia Optima EX Car Loan Estimate

2016 Kia Optima LX

Kia Optima LX

2016 Kia Optima LX Car Loan Estimate

2018 Kia Optima S

Kia Optima S

2018 Kia Optima S Car Loan Estimate

2019 Kia Optima S

Kia Optima S

2019 Kia Optima S Car Loan Estimate

Greater Phoenix Area Cities with Used Kia Optima Vehicles for Sale

Metro Phoenix Area Counties with Kia Optima Used Cars for Sale

Customize Payments

Find Financing

Customize Payments