Metro Phoenix, AZ Area Used Cars Under $450 a Month

2025 Chevrolet Trax LT

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This low mileage second hand 2025 Chevrolet Trax LT FWD SUV under 30,000 miles, automatic transmission, and 28 MPG, 1.2L gas engine is for sale right now under $22K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$21,999
Est. Payment:	$435.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,859
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,511.94
Avg. DMV Fee	532.00
Cash Sale Price	$25,471.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,471.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$435.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan under 15,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $23K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$22,500
Est. Payment:	$445.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,197
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$22,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,568.05
Avg. DMV Fee	532.00
Cash Sale Price	$26,029.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,029.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$445.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV under 44,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $24K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$23,332
Est. Payment:	$461.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,401
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$23,332.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,661.23
Avg. DMV Fee	532.00
Cash Sale Price	$26,954.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,954.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$461.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sorento LX

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This low mileage used 2023 Kia Sorento LX FWD SUV below 34,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $24K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$23,999
Est. Payment:	$473.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,604
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,735.94
Avg. DMV Fee	532.00
Cash Sale Price	$27,695.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,695.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$473.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA Hybrid SEL Sport FWD sedan below 5,000 miles, automatic transmission, and 28 MPG, 1.6L hybrid engine is for sale right now under $24K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$23,050
Est. Payment:	$455.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,973
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$23,050.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,629.65
Avg. DMV Fee	532.00
Cash Sale Price	$26,640.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,640.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$455.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,050.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active AWD SUV below 5,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now under $23K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$22,300
Est. Payment:	$441.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,818
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$22,300.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,545.65
Avg. DMV Fee	532.00
Cash Sale Price	$25,806.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,806.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$441.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Subaru Crosstrek 2.0i Premium

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This high mileage preowned 2017 Subaru Crosstrek 2.0i Premium AWD SUV under 102,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $12K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$11,800
Est. Payment:	$437.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,772
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$11,800.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,369.65
Avg. DMV Fee	532.00
Cash Sale Price	$14,130.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,130.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$437.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2026 Hyundai ELANTRA SEL Sport FWD sedan below 6,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $22K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$21,933
Est. Payment:	$434.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,015
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$21,933.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,504.54
Avg. DMV Fee	532.00
Cash Sale Price	$25,398.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,398.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$434.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mazda CX-5 Touring

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This below average mileage second hand 2020 Mazda CX-5 Touring FWD SUV under 68,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,809
Est. Payment:	$457.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,982
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,809.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,266.66
Avg. DMV Fee	532.00
Cash Sale Price	$23,036.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,036.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$457.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,809.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA Ultimate

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This below average mileage second hand 2021 Hyundai KONA Ultimate AWD SUV below 61,000 miles, automatic transmission, and 28 MPG, 1.6L gas engine is for sale right now under $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,500
Est. Payment:	$450.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,741
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,232.05
Avg. DMV Fee	532.00
Cash Sale Price	$22,693.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,693.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$450.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles with Payments Under $450 / Month

2025 Chevrolet Trax LT

2024 Hyundai ELANTRA SEL

2023 Hyundai TUCSON SEL

2023 Kia Sorento LX

2025 Hyundai ELANTRA Hybrid SEL Sport

2023 Ford Escape Active

2017 Subaru Crosstrek 2.0i Premium

2026 Hyundai ELANTRA SEL Sport

2020 Mazda CX-5 Touring

2021 Hyundai KONA Ultimate

Greater Phoenix Area Cities with Used Cars for Sale Below $450 / Month

Metro Phoenix Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles with Payments Under $450 / Month

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Kia Sorento LX

Kia Sorento LX

2023 Kia Sorento LX Car Loan Estimate

2025 Hyundai ELANTRA Hybrid SEL Sport

Hyundai ELANTRA Hybrid SEL Sport

2025 Hyundai ELANTRA Hybrid SEL Sport Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2017 Subaru Crosstrek 2.0i Premium

Subaru Crosstrek 2.0i Premium

2017 Subaru Crosstrek 2.0i Premium Car Loan Estimate

2026 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2026 Hyundai ELANTRA SEL Sport Car Loan Estimate

2020 Mazda CX-5 Touring

Mazda CX-5 Touring

2020 Mazda CX-5 Touring Car Loan Estimate

2021 Hyundai KONA Ultimate

Hyundai KONA Ultimate

2021 Hyundai KONA Ultimate Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $450 / Month

Metro Phoenix Area Counties with Used Cars for Sale Below $450 / Month

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