Phoenix, AZ Area Used Cars Under $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage used 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 15,000 miles, a transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $45K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$44,395
Est. Payment:	$1,118.03 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	14,866
Location:	Cottonwood, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$44,395.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	5,020.29
Avg. DMV Fee	532.00
Cash Sale Price	$50,376.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$47,991.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,118.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage preowned 2025 Hyundai PALISADE XRT AWD SUV under 6,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $41K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$40,405
Est. Payment:	$1,017.55 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,743
Location:	Prescott, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$40,405.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,573.41
Avg. DMV Fee	532.00
Cash Sale Price	$45,939.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$43,677.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,017.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 14,000 miles, a transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $42K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$41,815
Est. Payment:	$1,053.06 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	14,266
Location:	Prescott, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$41,815.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,731.33
Avg. DMV Fee	532.00
Cash Sale Price	$47,507.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$45,202.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,053.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,815.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2016 Ram 2500 Laramie

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This high mileage preowned 2016 Ram 2500 Laramie 4X4 pickup below 111,000 miles, transmission, and 21 MPG, 6.7L diesel engine is for sale right now under $42K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$41,888
Est. Payment:	$1,656.62 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	110,896
Location:	Kingman, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$41,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,739.50
Avg. DMV Fee	532.00
Cash Sale Price	$47,588.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$45,280.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$1,656.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid Limited

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This low mileage second hand 2023 Toyota RAV4 Hybrid Limited AWD SUV below 22,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now below $41K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$40,077
Est. Payment:	$1,009.29 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,070
Location:	Prescott, AZ
Estimated Cash Down:	$2,300

Item	Amount
Used Car Price⁽¹⁾	$40,077.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,536.67
Avg. DMV Fee	532.00
Cash Sale Price	$45,574.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,300.00
Total Loan Amount	$43,323.24
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,009.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,077.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage used 2025 Ford Bronco Outer Banks 4X4 SUV under 22,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $42K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$41,945
Est. Payment:	$1,056.33 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,379
Location:	Scottsdale, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$41,945.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,745.89
Avg. DMV Fee	532.00
Cash Sale Price	$47,651.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$45,342.55
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,056.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,945.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Chevrolet Traverse Z71

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This low mileage second hand 2025 Chevrolet Traverse Z71 4X4 SUV under 33,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $43K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$42,985
Est. Payment:	$1,082.52 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	33,099
Location:	Scottsdale, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$42,985.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,862.37
Avg. DMV Fee	532.00
Cash Sale Price	$48,808.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$46,466.79
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,082.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 RST

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This low mileage second hand 2024 Chevrolet Silverado 1500 RST 4X2 pickup below 27,000 miles, a transmission, and 21 MPG, 3.0L diesel engine is for sale right now under $43K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$42,286
Est. Payment:	$1,064.92 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,131
Location:	Scottsdale, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$42,286.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,784.08
Avg. DMV Fee	532.00
Cash Sale Price	$48,031.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$45,711.17
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,064.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage preowned 2023 Ford Bronco Base Advanced 4X4 SUV under 42,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $43K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$42,670
Est. Payment:	$1,074.59 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	42,064
Location:	Scottsdale, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$42,670.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,827.09
Avg. DMV Fee	532.00
Cash Sale Price	$48,458.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$46,126.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,074.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,670.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage second hand 2026 Hyundai PALISADE SEL Convenience AWD SUV below 4,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $45K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$44,300
Est. Payment:	$1,115.64 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4,431
Location:	Prescott, AZ
Estimated Cash Down:	$2,400

Item	Amount
Used Car Price⁽¹⁾	$44,300.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	5,009.65
Avg. DMV Fee	532.00
Cash Sale Price	$50,270.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,400.00
Total Loan Amount	$47,888.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,115.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai PALISADE XRT

2025 Hyundai SANTA FE Hybrid Calligraphy

2016 Ram 2500 Laramie

2023 Toyota RAV4 Hybrid Limited

2025 Ford Bronco Outer Banks

2025 Chevrolet Traverse Z71

2024 Chevrolet Silverado 1500 RST

2023 Ford Bronco Base Advanced

2026 Hyundai PALISADE SEL Convenience

Greater Phoenix Area Cities with Used Cars for Sale Below $45K

Metro Phoenix Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Poor Credit Car Finance Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Poor Credit Auto Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Poor Credit Car Loan Estimate

2016 Ram 2500 Laramie

Ram 2500 Laramie

2016 Ram 2500 Laramie Poor Credit Auto Loan Estimate

2023 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2023 Toyota RAV4 Hybrid Limited Poor Credit Auto Finance Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Poor Credit Auto Finance Estimate

2025 Chevrolet Traverse Z71

Chevrolet Traverse Z71

2025 Chevrolet Traverse Z71 Poor Credit Car Loan Estimate

2024 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2024 Chevrolet Silverado 1500 RST Poor Credit Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Poor Credit Auto Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Poor Credit Auto Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $45K

Metro Phoenix Area Counties with Used Cars for Sale Below $45,000

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