Phoenix, AZ Area Used Cars Under $45,000

2016 Ram 2500 Laramie

⇩ View Seller Description

This high mileage used 2016 Ram 2500 Laramie 4x4 pickup under 111,000 miles, transmission, and 19 MPG, 6.7L diesel engine is for sale right now under $42K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$41,888
Est. Payment:	$1472.22 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,896
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$41,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,739.50
Avg. DMV Fee	532.00
Cash Sale Price	$47,588.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,588.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1472.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Laramie

⇩ View Seller Description

This low mileage second hand 2025 Ram 1500 Laramie 4x4 pickup under 22,000 miles, automatic transmission, and 19 MPG, 3.0L gas engine is for sale right now below $45K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$44,969
Est. Payment:	$872.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,085
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$44,969.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	5,084.58
Avg. DMV Fee	532.00
Cash Sale Price	$51,014.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,014.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$872.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,969.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage used 2025 Hyundai PALISADE Calligraphy FWD SUV below 19,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now below $44K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$43,500
Est. Payment:	$844.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,644
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,920.05
Avg. DMV Fee	532.00
Cash Sale Price	$49,381.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,381.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$844.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage preowned 2024 BMW X5 xDrive40i AWD SUV under 46,000 miles, automatic transmission, and 19 MPG, 3.0L hybrid engine is for sale right now under $44K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$43,902
Est. Payment:	$852.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,465
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,902.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,965.07
Avg. DMV Fee	532.00
Cash Sale Price	$49,828.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,828.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$852.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

⇩ View Seller Description

This low mileage certified used 2025 Hyundai SANTA FE Hybrid Calligraphy FWD SUV below 17,000 miles, automatic transmission, and 19 MPG, 1.6L hybrid engine is for sale right now below $43K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$42,500
Est. Payment:	$825.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,946
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,808.05
Avg. DMV Fee	532.00
Cash Sale Price	$48,269.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,269.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$825.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage preowned 2025 Ford Bronco Outer Banks 4x4 SUV under 22,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $44K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$43,877
Est. Payment:	$852.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,538
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,877.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,962.27
Avg. DMV Fee	532.00
Cash Sale Price	$49,800.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,800.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$852.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV under 8,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $44K at Chapman Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$43,295
Est. Payment:	$841.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,221
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,295.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,897.09
Avg. DMV Fee	532.00
Cash Sale Price	$49,153.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,153.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz EQS EQS 450+

⇩ View Seller Description

This low mileage used 2023 Mercedes-Benz EQS EQS 450+ RWD sedan under 33,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $43K at Findlay Toyota of Prescott in Prescott, AZ. ...View More Details

Sales Price:	$42,920
Est. Payment:	$833.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,259
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$42,920.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,855.09
Avg. DMV Fee	532.00
Cash Sale Price	$48,736.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,736.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Colorado Z71

⇩ View Seller Description

This low mileage used 2026 Chevrolet Colorado Z71 4x4 pickup below 3,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $45K at Paradise Auto & Truck Center in Lake Havasu City, AZ. ...View More Details

Sales Price:	$44,493
Est. Payment:	$863.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,324
Location:	Lake Havasu City, AZ

Item	Amount
Used Car Price⁽¹⁾	$44,493.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	5,031.26
Avg. DMV Fee	532.00
Cash Sale Price	$50,485.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,485.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$863.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Off-Road

⇩ View Seller Description

This low mileage certified used 2023 Toyota Tacoma TRD Off-Road 4x4 pickup under 27,000 miles, manual transmission, and 19 MPG, 3.5L gas engine is for sale right now below $43K at Findlay Toyota of Prescott in Prescott, AZ. ...View More Details

Sales Price:	$42,874
Est. Payment:	$833.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,714
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$42,874.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,849.94
Avg. DMV Fee	532.00
Cash Sale Price	$48,684.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,684.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$833.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $45,000

2016 Ram 2500 Laramie

2025 Ram 1500 Laramie

2025 Hyundai PALISADE Calligraphy

2024 BMW X5 xDrive40i

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 Ford Bronco Outer Banks

2024 Hyundai PALISADE Calligraphy

2023 Mercedes-Benz EQS EQS 450+

2026 Chevrolet Colorado Z71

2023 Toyota Tacoma TRD Off-Road

Greater Phoenix Area Cities with Used Cars for Sale Below $45K

Metro Phoenix Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $45,000

2016 Ram 2500 Laramie

Ram 2500 Laramie

2016 Ram 2500 Laramie Car Loan Estimate

2025 Ram 1500 Laramie

Ram 1500 Laramie

2025 Ram 1500 Laramie Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Mercedes-Benz EQS EQS 450+

Mercedes-Benz EQS EQS 450+

2023 Mercedes-Benz EQS 450+ Car Loan Estimate

2026 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2026 Chevrolet Colorado Z71 Car Loan Estimate

2023 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2023 Toyota Tacoma TRD Off-Road Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $45K

Metro Phoenix Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments