Phoenix, AZ Area Used Cars Under $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

⇩ View Seller Description

This low mileage second hand 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 15,000 miles, automatic transmission, and 18 MPG, 1.6L hybrid engine is for sale right now under $45K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$44,395
Est. Payment:	$862.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,866
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$44,395.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	5,020.29
Avg. DMV Fee	532.00
Cash Sale Price	$50,376.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,376.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$862.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid Limited

⇩ View Seller Description

This low mileage preowned 2023 Toyota RAV4 Hybrid Limited AWD SUV under 22,000 miles, cvt transmission, and 18 MPG, 2.5L hybrid engine is for sale right now below $42K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$41,944
Est. Payment:	$815.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,070
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$41,944.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,745.78
Avg. DMV Fee	532.00
Cash Sale Price	$47,650.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,650.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$815.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage preowned 2025 Ford Bronco Outer Banks 4x4 SUV below 22,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $44K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$43,814
Est. Payment:	$850.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,379
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,814.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,955.22
Avg. DMV Fee	532.00
Cash Sale Price	$49,730.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,730.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$850.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage second hand 2025 Ford Bronco Big Bend 4x4 SUV under 29,000 miles, transmission, and 18 MPG, 2.3L gas engine is for sale right now below $41K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$797.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,412
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,639.94
Avg. DMV Fee	532.00
Cash Sale Price	$46,599.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,599.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$797.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage second hand 2024 BMW X5 xDrive40i AWD SUV under 46,000 miles, automatic transmission, and 18 MPG, 3.0L hybrid engine is for sale right now below $45K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$44,175
Est. Payment:	$857.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,465
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$44,175.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,995.65
Avg. DMV Fee	532.00
Cash Sale Price	$50,131.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,131.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$857.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

⇩ View Seller Description

This low mileage second hand 2023 Jeep Gladiator Rubicon 4x4 pickup under 22,000 miles, transmission, and 18 MPG, 3.6L gas engine is for sale right now under $42K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$41,446
Est. Payment:	$805.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,368
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$41,446.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,690.00
Avg. DMV Fee	532.00
Cash Sale Price	$47,097.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,097.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$805.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 RST

⇩ View Seller Description

This low mileage used 2024 Chevrolet Silverado 1500 RST RWD pickup under 27,000 miles, automatic transmission, and 18 MPG, 3.0L diesel engine is for sale right now below $44K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$43,241
Est. Payment:	$840.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,131
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,241.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,891.04
Avg. DMV Fee	532.00
Cash Sale Price	$49,093.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,093.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$840.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,241.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

⇩ View Seller Description

This low mileage used 2023 Ford Explorer ST AWD SUV below 39,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now under $42K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$41,493
Est. Payment:	$806.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,920
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$41,493.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,695.26
Avg. DMV Fee	532.00
Cash Sale Price	$47,149.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,149.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 13,000 miles, automatic transmission, and 18 MPG, 1.6L hybrid engine is for sale right now below $44K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$43,384
Est. Payment:	$842.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,387
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,384.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,907.06
Avg. DMV Fee	532.00
Cash Sale Price	$49,252.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,252.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$842.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner TRD Off-Road Premium

⇩ View Seller Description

This low mileage second hand 2023 Toyota 4Runner TRD Off-Road Premium 4x4 SUV below 50,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now below $45K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$44,628
Est. Payment:	$929.69 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,088
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$44,628.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	5,046.38
Avg. DMV Fee	532.00
Cash Sale Price	$50,635.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,635.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$929.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,628.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

2023 Toyota RAV4 Hybrid Limited

2025 Ford Bronco Outer Banks

2025 Ford Bronco Big Bend

2024 BMW X5 xDrive40i

2023 Jeep Gladiator Rubicon

2024 Chevrolet Silverado 1500 RST

2023 Ford Explorer ST

2025 Hyundai SANTA FE Hybrid Calligraphy

2023 Toyota 4Runner TRD Off-Road Premium

Greater Phoenix Area Cities with Used Cars for Sale Below $45K

Metro Phoenix Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2023 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2023 Toyota RAV4 Hybrid Limited Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2024 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2024 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2023 Toyota 4Runner TRD Off-Road Premium

Toyota 4Runner TRD Off-Road Premium

2023 Toyota 4Runner TRD Off-Road Premium Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $45K

Metro Phoenix Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments