Phoenix, AZ Area Used Cars Under $20,000

2019 Ram 1500 Classic Tradesman

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This high mileage preowned 2019 Ram 1500 Classic Tradesman 4x4 pickup below 123,000 miles, automatic transmission, and 29 MPG, 3.0L diesel engine is for sale right now below $20K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$19,888
Est. Payment:	$843.84 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,770
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,275.50
Avg. DMV Fee	532.00
Cash Sale Price	$23,124.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,124.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$843.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage certified second hand 2023 Hyundai ELANTRA SE FWD sedan below 33,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,684
Est. Payment:	$391.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,419
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,684.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,252.66
Avg. DMV Fee	532.00
Cash Sale Price	$22,897.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,897.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$391.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 GMC Acadia SLT-1

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This below average mileage preowned 2016 GMC Acadia SLT-1 FWD SUV below 66,000 miles, automatic transmission, and 29 MPG, 3.6L gas engine is for sale right now under $16K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$15,888
Est. Payment:	$370.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,191
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$15,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,827.50
Avg. DMV Fee	532.00
Cash Sale Price	$18,676.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,676.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$370.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA Ultimate

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This below average mileage preowned 2021 Hyundai KONA Ultimate AWD SUV below 61,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now under $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,500
Est. Payment:	$450.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,741
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,232.05
Avg. DMV Fee	532.00
Cash Sale Price	$22,693.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,693.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$450.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Forester Sport

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This high mileage preowned 2020 Subaru Forester Sport AWD SUV below 128,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $19K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$18,952
Est. Payment:	$805.86 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	128,371
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,952.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,170.67
Avg. DMV Fee	532.00
Cash Sale Price	$22,083.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,083.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$805.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV under 57,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$19,094
Est. Payment:	$408.36 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,030
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,094.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,186.58
Avg. DMV Fee	532.00
Cash Sale Price	$22,241.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,241.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$408.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,094.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA SE

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This low mileage certified second hand 2021 Hyundai KONA SE AWD SUV under 27,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$19,318
Est. Payment:	$384.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,697
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,318.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,211.66
Avg. DMV Fee	532.00
Cash Sale Price	$22,490.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,490.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$384.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,318.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram ProMaster 1500 118 WB

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This high mileage used 2020 Ram ProMaster 1500 118 WB FWD van below 108,000 miles, automatic transmission, and 29 MPG, 3.6L gas engine is for sale right now under $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,999
Est. Payment:	$719.21 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,632
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,287.94
Avg. DMV Fee	532.00
Cash Sale Price	$23,247.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,247.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$719.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This average mileage used 2022 Hyundai TUCSON SEL FWD SUV below 90,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $19K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$18,500
Est. Payment:	$518.09 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,932
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,120.05
Avg. DMV Fee	532.00
Cash Sale Price	$21,581.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,581.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$518.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick Encore Sport Touring

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This low mileage used 2017 Buick Encore Sport Touring FWD SUV under 60,000 miles, automatic transmission, and 29 MPG, 1.4L gas engine is for sale right now below $16K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$15,888
Est. Payment:	$342.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,623
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$15,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,827.50
Avg. DMV Fee	532.00
Cash Sale Price	$18,676.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,676.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$342.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $20,000

2019 Ram 1500 Classic Tradesman

2023 Hyundai ELANTRA SE

2016 GMC Acadia SLT-1

2021 Hyundai KONA Ultimate

2020 Subaru Forester Sport

2023 Hyundai KONA SEL

2021 Hyundai KONA SE

2020 Ram ProMaster 1500 118 WB

2022 Hyundai TUCSON SEL

2017 Buick Encore Sport Touring

Greater Phoenix Area Cities with Used Cars for Sale Below $20K

Metro Phoenix Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $20,000

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2016 GMC Acadia SLT-1

GMC Acadia SLT-1

2016 GMC Acadia SLT-1 Car Loan Estimate

2021 Hyundai KONA Ultimate

Hyundai KONA Ultimate

2021 Hyundai KONA Ultimate Car Loan Estimate

2020 Subaru Forester Sport

Subaru Forester Sport

2020 Subaru Forester Sport Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2021 Hyundai KONA SE

Hyundai KONA SE

2021 Hyundai KONA SE Car Loan Estimate

2020 Ram ProMaster 1500 118 WB

Ram ProMaster 1500 118 WB

2020 Ram ProMaster 1500 118 WB Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2017 Buick Encore Sport Touring

Buick Encore Sport Touring

2017 Buick Encore Sport Touring Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $20K

Metro Phoenix Area Counties with Used Cars for Sale Below $20,000

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