Phoenix, AZ Area Used Cars Under $20,000

2021 Mazda Mazda3 Sedan Select

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This average mileage second hand 2021 Mazda Mazda3 Sedan Select FWD sedan below 81,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $18K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$17,883
Est. Payment:	$501.62 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,743
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,883.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,050.94
Avg. DMV Fee	532.00
Cash Sale Price	$20,894.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,894.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$501.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Legacy Premium

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This below average mileage preowned 2023 Subaru Legacy Premium AWD sedan under 66,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now under $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,963
Est. Payment:	$460.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,737
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,963.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,283.90
Avg. DMV Fee	532.00
Cash Sale Price	$23,207.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,207.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$460.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Buick Encore GX Select

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This low mileage used 2022 Buick Encore GX Select FWD SUV under 44,000 miles, cvt transmission, and 29 MPG, 1.3L gas engine is for sale right now under $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,085
Est. Payment:	$380.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,306
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,085.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,185.57
Avg. DMV Fee	532.00
Cash Sale Price	$22,231.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,231.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$380.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA Limited

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This low mileage certified used 2021 Hyundai ELANTRA Limited FWD sedan under 53,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Camelback Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$19,683
Est. Payment:	$420.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,740
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,683.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,252.54
Avg. DMV Fee	532.00
Cash Sale Price	$22,896.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,896.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$420.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA Ultimate

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This below average mileage used 2021 Hyundai KONA Ultimate AWD SUV under 61,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now below $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,500
Est. Payment:	$450.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,741
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,232.05
Avg. DMV Fee	532.00
Cash Sale Price	$22,693.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,693.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$450.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Blazer LT

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This average mileage preowned 2020 Chevrolet Blazer LT FWD SUV below 86,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $18K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$17,888
Est. Payment:	$501.75 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,529
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,051.50
Avg. DMV Fee	532.00
Cash Sale Price	$20,900.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,900.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$501.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Cadillac XT4 Sport

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This average mileage used 2019 Cadillac XT4 Sport FWD SUV below 76,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $19K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$18,572
Est. Payment:	$470.10 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,519
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,572.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,128.11
Avg. DMV Fee	532.00
Cash Sale Price	$21,661.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,661.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$470.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,572.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage certified second hand 2023 Hyundai ELANTRA SE FWD sedan below 33,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,684
Est. Payment:	$391.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,419
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,684.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,252.66
Avg. DMV Fee	532.00
Cash Sale Price	$22,897.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,897.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$391.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

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This high mileage preowned 2019 Ram 1500 Classic Tradesman 4x4 pickup below 123,000 miles, automatic transmission, and 29 MPG, 3.0L diesel engine is for sale right now under $20K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$19,888
Est. Payment:	$843.84 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,770
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,275.50
Avg. DMV Fee	532.00
Cash Sale Price	$23,124.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,124.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$843.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA N Line

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This low mileage used 2024 Hyundai KONA N Line FWD SUV under 60,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now below $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,605
Est. Payment:	$418.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,790
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,605.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,243.81
Avg. DMV Fee	532.00
Cash Sale Price	$22,809.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,809.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$418.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $20,000

2021 Mazda Mazda3 Sedan Select

2023 Subaru Legacy Premium

2022 Buick Encore GX Select

2021 Hyundai ELANTRA Limited

2021 Hyundai KONA Ultimate

2020 Chevrolet Blazer LT

2019 Cadillac XT4 Sport

2023 Hyundai ELANTRA SE

2019 Ram 1500 Classic Tradesman

2024 Hyundai KONA N Line

Greater Phoenix Area Cities with Used Cars for Sale Below $20K

Metro Phoenix Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $20,000

2021 Mazda Mazda3 Sedan Select

Mazda Mazda3 Sedan Select

2021 Mazda3 Sedan Select Car Loan Estimate

2023 Subaru Legacy Premium

Subaru Legacy Premium

2023 Subaru Legacy Premium Car Loan Estimate

2022 Buick Encore GX Select

Buick Encore GX Select

2022 Buick Encore GX Select Car Loan Estimate

2021 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2021 Hyundai ELANTRA Limited Car Loan Estimate

2021 Hyundai KONA Ultimate

Hyundai KONA Ultimate

2021 Hyundai KONA Ultimate Car Loan Estimate

2020 Chevrolet Blazer LT

Chevrolet Blazer LT

2020 Chevrolet Blazer LT Car Loan Estimate

2019 Cadillac XT4 Sport

Cadillac XT4 Sport

2019 Cadillac XT4 Sport Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Car Loan Estimate

2024 Hyundai KONA N Line

Hyundai KONA N Line

2024 Hyundai KONA N Line Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $20K

Metro Phoenix Area Counties with Used Cars for Sale Below $20,000

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