Phoenix, AZ Area Used Cars Under $40,000

2024 Chevrolet Colorado LT

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This low mileage preowned 2024 Chevrolet Colorado LT 4x4 pickup below 29,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,386
Est. Payment:	$709.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,591
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,386.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,123.28
Avg. DMV Fee	532.00
Cash Sale Price	$41,470.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,470.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage second hand 2025 Chevrolet Traverse LT 4x4 SUV below 25,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $39K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$38,165
Est. Payment:	$743.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,286
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,165.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,322.53
Avg. DMV Fee	532.00
Cash Sale Price	$43,448.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,448.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,165.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Acura RDX SH-AWD w/Advance

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This low mileage preowned 2021 Acura RDX SH-AWD w/Advance AWD SUV under 20,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $36K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$35,527
Est. Payment:	$693.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,745
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,527.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,027.07
Avg. DMV Fee	532.00
Cash Sale Price	$40,515.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,515.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$693.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage used 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV under 22,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $37K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$721.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,010
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,147.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Reserve

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This low mileage preowned 2023 Lincoln Corsair Reserve FWD SUV under 17,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$35,878
Est. Payment:	$699.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,000
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,878.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,066.38
Avg. DMV Fee	532.00
Cash Sale Price	$40,905.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,905.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,878.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sportage Plug-In Hybrid X-Line Prestige

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This low mileage used 2025 Kia Sportage Plug-In Hybrid X-Line Prestige AWD SUV below 10,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $37K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$36,666
Est. Payment:	$714.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,133
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,666.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,154.64
Avg. DMV Fee	532.00
Cash Sale Price	$41,781.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,781.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$714.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,666.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage preowned 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 9,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $36K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$36,000
Est. Payment:	$702.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,690
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,080.05
Avg. DMV Fee	532.00
Cash Sale Price	$41,041.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,041.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$702.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma SR5 V6

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This low mileage second hand 2022 Toyota Tacoma SR5 V6 4x4 pickup below 42,000 miles, manual transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$37,777
Est. Payment:	$736.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,031
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,777.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,279.07
Avg. DMV Fee	532.00
Cash Sale Price	$43,017.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,017.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage preowned 2024 Hyundai SANTA FE Limited AWD SUV below 17,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $37K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$36,723
Est. Payment:	$716.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,974
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,723.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,161.02
Avg. DMV Fee	532.00
Cash Sale Price	$41,845.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,845.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,723.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV under 27,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$38,638
Est. Payment:	$752.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,775
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,638.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,375.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,974.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,974.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$752.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,638.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Colorado LT

2025 Chevrolet Traverse LT

2021 Acura RDX SH-AWD w/Advance

2024 Hyundai TUCSON Plug-in Hybrid Limited

2023 Lincoln Corsair Reserve

2025 Kia Sportage Plug-In Hybrid X-Line Prestige

2025 Hyundai TUCSON Hybrid Limited

2022 Toyota Tacoma SR5 V6

2024 Hyundai SANTA FE Limited

2025 Kia Telluride S

Greater Phoenix Area Cities with Used Cars for Sale Below $40K

Metro Phoenix Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Colorado LT

Chevrolet Colorado LT

2024 Chevrolet Colorado LT Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2021 Acura RDX SH-AWD w/Advance

Acura RDX SH-AWD w/Advance

2021 Acura RDX SH-AWD w/Advance Car Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2023 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2023 Lincoln Corsair Reserve Car Loan Estimate

2025 Kia Sportage Plug-In Hybrid X-Line Prestige

Kia Sportage Plug-In Hybrid X-Line Prestige

2025 Kia Sportage Plug-In Hybrid X-Line Prestige Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2022 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2022 Toyota Tacoma SR5 V6 Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $40K

Metro Phoenix Area Counties with Used Cars for Sale Below $40,000

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