Phoenix, AZ Area Used Cars Under $40,000

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 8,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $39K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$38,743
Est. Payment:	$754.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,080
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,743.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,387.26
Avg. DMV Fee	532.00
Cash Sale Price	$44,091.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,091.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,743.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage second hand 2024 Chevrolet Colorado Z71 4x4 pickup below 29,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$778.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,572
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,527.94
Avg. DMV Fee	532.00
Cash Sale Price	$45,487.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,487.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$778.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Hybrid Calligraphy FWD SUV below 34,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,910
Est. Payment:	$719.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,094
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,910.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,181.97
Avg. DMV Fee	532.00
Cash Sale Price	$42,052.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,052.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage certified preowned 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV below 22,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $37K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$721.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,010
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,147.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$721.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 2,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$721.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,831
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,191.49
Avg. DMV Fee	532.00
Cash Sale Price	$42,147.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,147.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV under 35,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$759.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,327
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,415.94
Avg. DMV Fee	532.00
Cash Sale Price	$44,375.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,375.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 2,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $39K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$38,476
Est. Payment:	$749.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,894
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,476.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,357.36
Avg. DMV Fee	532.00
Cash Sale Price	$43,794.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,794.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$749.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,476.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Reserve

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This low mileage second hand 2023 Lincoln Corsair Reserve FWD SUV below 17,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$35,283
Est. Payment:	$688.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,006
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,283.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,999.74
Avg. DMV Fee	532.00
Cash Sale Price	$40,243.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,243.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,283.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 5,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $39K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$38,138
Est. Payment:	$742.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,348
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,138.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,319.50
Avg. DMV Fee	532.00
Cash Sale Price	$43,418.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,418.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This low mileage second hand 2024 Kia Telluride SX AWD SUV below 52,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $37K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$36,434
Est. Payment:	$762.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,257
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,434.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,128.66
Avg. DMV Fee	532.00
Cash Sale Price	$41,523.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,523.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$762.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,434.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

2024 Chevrolet Colorado Z71

2024 Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai TUCSON Plug-in Hybrid Limited

2026 Hyundai SANTA FE Hybrid SE

2023 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE Hybrid SEL

2023 Lincoln Corsair Reserve

2026 Hyundai SANTA FE Hybrid SEL

2024 Kia Telluride SX

Greater Phoenix Area Cities with Used Cars for Sale Below $40K

Metro Phoenix Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2024 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2024 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2023 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2023 Lincoln Corsair Reserve Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

Greater Phoenix Area Cities with Used Cars for Sale Below $40K

Metro Phoenix Area Counties with Used Cars for Sale Below $40,000

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