Phoenix, AZ Area Used Pickups Under $40,000

2023 Jeep Gladiator Rubicon

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This low mileage preowned 2023 Jeep Gladiator Rubicon 4X4 pickup below 22,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $38K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$37,912
Est. Payment:	$738.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,368
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,912.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,294.19
Avg. DMV Fee	532.00
Cash Sale Price	$43,167.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,167.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-350 Super Duty Platinum

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This high mileage second hand 2017 Ford F-350 Super Duty Platinum 4X4 pickup under 108,000 miles, a transmission, and 24 MPG, 6.7L diesel engine is for sale right now under $40K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$39,888
Est. Payment:	$1403.42 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,069
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,515.50
Avg. DMV Fee	532.00
Cash Sale Price	$45,364.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,364.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1403.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Gladiator Rubicon

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This low mileage second hand 2021 Jeep Gladiator Rubicon 4X4 pickup under 60,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$35,723
Est. Payment:	$747.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,542
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,723.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,049.02
Avg. DMV Fee	532.00
Cash Sale Price	$40,733.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,733.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$747.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,723.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Canyon Denali

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This low mileage preowned 2020 GMC Canyon Denali 4X4 pickup under 22,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$35,441
Est. Payment:	$691.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,806
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,441.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,017.44
Avg. DMV Fee	532.00
Cash Sale Price	$40,419.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,419.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage second hand 2024 Chevrolet Colorado Z71 4X4 pickup under 29,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $40K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$778.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,572
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,527.94
Avg. DMV Fee	532.00
Cash Sale Price	$45,487.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,487.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$778.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup below 15,000 miles, a transmission, and 24 MPG, 3.0L gas engine is for sale right now below $39K at Chapman Ford in Scottsdale, AZ. ...View More Details

Sales Price:	$38,910
Est. Payment:	$757.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,985
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,910.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,405.97
Avg. DMV Fee	532.00
Cash Sale Price	$44,276.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,276.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Sport

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This low mileage preowned 2021 Toyota Tacoma TRD Sport 4X4 pickup under 59,000 miles, m transmission, and 24 MPG, 3.5L gas engine is for sale right now below $37K at Chapman Ford in Scottsdale, AZ. ...View More Details

Sales Price:	$36,644
Est. Payment:	$766.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,845
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,644.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,152.18
Avg. DMV Fee	532.00
Cash Sale Price	$41,757.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,757.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$766.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,644.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier SV

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This low mileage second hand 2024 Nissan Frontier SV 4X4 pickup below 18,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now under $36K at Horne Freedom Ford in Thatcher, AZ. ...View More Details

Sales Price:	$35,173
Est. Payment:	$686.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,692
Location:	Thatcher, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,173.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,987.42
Avg. DMV Fee	532.00
Cash Sale Price	$40,121.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,121.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,173.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lightning XLT

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This low mileage preowned 2022 Ford F-150 Lightning XLT AWD pickup below 47,000 miles, a transmission, and 0.0L electric engine is for sale right now below $36K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$35,664
Est. Payment:	$695.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,375
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,664.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,042.42
Avg. DMV Fee	532.00
Cash Sale Price	$40,667.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,667.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage preowned 2025 Ford Ranger XLT 4X2 pickup under 6,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Robert Horne Ford, LLC in Apache Junction, AZ. ...View More Details

Sales Price:	$36,981
Est. Payment:	$720.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,536
Location:	Apache Junction, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,981.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,189.92
Avg. DMV Fee	532.00
Cash Sale Price	$42,131.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,131.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Pickups Priced Below $40,000

2023 Jeep Gladiator Rubicon

2017 Ford F-350 Super Duty Platinum

2021 Jeep Gladiator Rubicon

2020 GMC Canyon Denali

2024 Chevrolet Colorado Z71

2025 Ram 1500 Big Horn

2021 Toyota Tacoma TRD Sport

2024 Nissan Frontier SV

2022 Ford F-150 Lightning XLT

2025 Ford Ranger XLT

Greater Phoenix Area Cities with Used Pickups for Sale Below $40K

Metro Phoenix Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Pickups Priced Below $40,000

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2017 Ford F-350 Super Duty Platinum

Ford F-350 Super Duty Platinum

2017 Ford F-350 Super Duty Platinum Car Loan Estimate

2021 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2021 Jeep Gladiator Rubicon Car Loan Estimate

2020 GMC Canyon Denali

GMC Canyon Denali

2020 GMC Canyon Denali Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Nissan Frontier SV

Nissan Frontier SV

2024 Nissan Frontier SV Car Loan Estimate

2022 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2022 Ford F-150 Lightning XLT Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

Greater Phoenix Area Cities with Used Pickups for Sale Below $40K

Metro Phoenix Area Counties with Used Pickups for Sale Below $40,000

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