Phoenix, AZ Area Used Sedans Under $20,000

2021 Hyundai ELANTRA Limited

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This low mileage certified preowned 2021 Hyundai ELANTRA Limited FWD sedan below 53,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Camelback Hyundai in Phoenix, AZ. ...View More Details

Sales Price:	$19,683
Est. Payment:	$420.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,740
Location:	Phoenix, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,683.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,252.54
Avg. DMV Fee	532.00
Cash Sale Price	$22,896.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,896.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$420.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Sentra SV

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This average mileage preowned 2022 Nissan Sentra SV FWD sedan below 77,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $16K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$15,129
Est. Payment:	$387.01 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,110
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$15,129.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,742.50
Avg. DMV Fee	532.00
Cash Sale Price	$17,832.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,832.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$387.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,129.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This below average mileage second hand 2024 Nissan Altima 2.5 SV FWD sedan under 64,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$19,888
Est. Payment:	$459.31 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,610
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,275.50
Avg. DMV Fee	532.00
Cash Sale Price	$23,124.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,124.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$459.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mazda Mazda3 Sedan Select

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This average mileage used 2021 Mazda Mazda3 Sedan Select FWD sedan under 81,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $18K at Findlay Hyundai Prescott in Prescott, AZ. ...View More Details

Sales Price:	$17,883
Est. Payment:	$501.62 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,743
Location:	Prescott, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,883.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,050.94
Avg. DMV Fee	532.00
Cash Sale Price	$20,894.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,894.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$501.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage certified second hand 2023 Hyundai ELANTRA SE FWD sedan under 33,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$19,684
Est. Payment:	$391.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,419
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,684.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,252.66
Avg. DMV Fee	532.00
Cash Sale Price	$22,897.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,897.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$391.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LT

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This high mileage used 2023 Chevrolet Malibu LT FWD sedan below 108,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $16K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$15,888
Est. Payment:	$577.79 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,164
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$15,888.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	1,827.50
Avg. DMV Fee	532.00
Cash Sale Price	$18,676.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,676.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$577.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai ELANTRA SEL

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This average mileage second hand 2022 Hyundai ELANTRA SEL FWD sedan below 71,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $18K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$17,635
Est. Payment:	$447.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,791
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$17,635.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,023.17
Avg. DMV Fee	532.00
Cash Sale Price	$20,619.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,619.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$447.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,635.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage second hand 2024 Hyundai ELANTRA SE FWD sedan below 31,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$20,000
Est. Payment:	$397.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,672
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,288.05
Avg. DMV Fee	532.00
Cash Sale Price	$23,249.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,249.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$397.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Legacy Premium

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This below average mileage second hand 2023 Subaru Legacy Premium AWD sedan under 66,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at Chapman Scottsdale Hyundai in Scottsdale, AZ. ...View More Details

Sales Price:	$19,963
Est. Payment:	$460.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,737
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$19,963.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,283.90
Avg. DMV Fee	532.00
Cash Sale Price	$23,207.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,207.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$460.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Malibu LS

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This low mileage used 2025 Chevrolet Malibu LS FWD sedan under 45,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $19K at Earnhardt Hyundai in Avondale, AZ. ...View More Details

Sales Price:	$18,641
Est. Payment:	$371.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,386
Location:	Avondale, AZ

Item	Amount
Used Car Price⁽¹⁾	$18,641.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	2,135.84
Avg. DMV Fee	532.00
Cash Sale Price	$21,737.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,737.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$371.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,641.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $20,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Sedans Priced Below $20,000

2021 Hyundai ELANTRA Limited

2022 Nissan Sentra SV

2024 Nissan Altima 2.5 SV

2021 Mazda Mazda3 Sedan Select

2023 Hyundai ELANTRA SE

2023 Chevrolet Malibu LT

2022 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SE

2023 Subaru Legacy Premium

2025 Chevrolet Malibu LS

Greater Phoenix Area Cities with Used Sedans for Sale Below $20K

Metro Phoenix Area Counties with Used Sedans for Sale Below $20,000

Used Sedans under $20,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Sedans Priced Below $20,000

2021 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2021 Hyundai ELANTRA Limited Car Loan Estimate

2022 Nissan Sentra SV

Nissan Sentra SV

2022 Nissan Sentra SV Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2021 Mazda Mazda3 Sedan Select

Mazda Mazda3 Sedan Select

2021 Mazda3 Sedan Select Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2022 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2022 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2023 Subaru Legacy Premium

Subaru Legacy Premium

2023 Subaru Legacy Premium Car Loan Estimate

2025 Chevrolet Malibu LS

Chevrolet Malibu LS

2025 Chevrolet Malibu LS Car Loan Estimate

Greater Phoenix Area Cities with Used Sedans for Sale Below $20K

Metro Phoenix Area Counties with Used Sedans for Sale Below $20,000

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