Metro Santa Barbara - San Maria - San Luis Obispo, CA Area Used Cars Under $400 a Month

2023 Kia Soul EX

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This low mileage used 2023 Kia Soul EX FWD hatchback below 33,000 miles, cvt transmission, and 42 MPG, 2.0L gas engine is for sale right now below $21K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$20,765
Est. Payment:	$398.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,729
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$20,765.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,136.61
Avg. DMV Fee	296.00
Cash Sale Price	$23,277.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,277.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$398.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta SE

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This low mileage preowned 2024 Volkswagen Jetta SE FWD sedan under 44,000 miles, automatic transmission, and 42 MPG, 1.5L gas engine is for sale right now below $22K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$21,243
Est. Payment:	$407.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,675
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$21,243.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,185.61
Avg. DMV Fee	296.00
Cash Sale Price	$23,804.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,804.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$407.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,243.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Taos S

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This low mileage used 2024 Volkswagen Taos S FWD SUV under 23,000 miles, automatic transmission, and 42 MPG, 1.5L gas engine is for sale right now below $20K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$19,534
Est. Payment:	$375.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,839
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$19,534.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,010.44
Avg. DMV Fee	296.00
Cash Sale Price	$21,920.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,920.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$375.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,534.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Edge SEL

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This average mileage second hand 2018 Ford Edge SEL FWD SUV under 85,000 miles, automatic transmission, and 42 MPG, 2.0L gas engine is for sale right now below $14K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$13,494
Est. Payment:	$366.37 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,972
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$13,494.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,391.34
Avg. DMV Fee	296.00
Cash Sale Price	$15,261.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,261.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$366.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2009 Toyota Venza FWD 4cyl

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This high mileage second hand 2009 Toyota Venza FWD 4cyl FWD SUV under 219,000 miles, automatic transmission, and 42 MPG, 2.7L gas engine is for sale right now below $7K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$6,999
Est. Payment:	$295.60 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	218,850
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$6,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	725.60
Avg. DMV Fee	296.00
Cash Sale Price	$8,100.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,100.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$295.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage used 2023 Hyundai ELANTRA SEL FWD sedan below 48,000 miles, cvt transmission, and 42 MPG, 2.0L gas engine is for sale right now under $20K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$19,995
Est. Payment:	$383.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,313
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,057.69
Avg. DMV Fee	296.00
Cash Sale Price	$22,428.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,428.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$383.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage second hand 2022 Ford Escape SE FWD SUV under 22,000 miles, automatic transmission, and 42 MPG, 1.5L gas engine is for sale right now below $21K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$20,817
Est. Payment:	$399.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,820
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$20,817.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,141.94
Avg. DMV Fee	296.00
Cash Sale Price	$23,334.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,334.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$399.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Fusion SE

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This low mileage second hand 2019 Ford Fusion SE FWD sedan under 59,000 miles, automatic transmission, and 42 MPG, 1.5L gas engine is for sale right now under $19K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$18,995
Est. Payment:	$391.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,487
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,955.19
Avg. DMV Fee	296.00
Cash Sale Price	$21,326.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,326.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$391.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan S 4Motion

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This low mileage second hand 2022 Volkswagen Tiguan S 4Motion AWD SUV below 33,000 miles, automatic transmission, and 42 MPG, 2.0L gas engine is for sale right now below $19K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$18,872
Est. Payment:	$362.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,091
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$18,872.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,942.58
Avg. DMV Fee	296.00
Cash Sale Price	$21,190.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,190.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$362.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,872.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Fusion Hybrid Titanium

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This low mileage second hand 2019 Ford Fusion Hybrid Titanium FWD sedan under 57,000 miles, cvt transmission, and 42 MPG, 2.0L hybrid engine is for sale right now below $20K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$19,988
Est. Payment:	$411.66 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,070
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$19,988.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,056.97
Avg. DMV Fee	296.00
Cash Sale Price	$22,420.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,420.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$411.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Soul EX

2024 Volkswagen Jetta SE

2024 Volkswagen Taos S

2018 Ford Edge SEL

2009 Toyota Venza FWD 4cyl

2023 Hyundai ELANTRA SEL

2022 Ford Escape SE

2019 Ford Fusion SE

2022 Volkswagen Tiguan S 4Motion

2019 Ford Fusion Hybrid Titanium

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $400 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Soul EX

Kia Soul EX

2023 Kia Soul EX Car Loan Estimate

2024 Volkswagen Jetta SE

Volkswagen Jetta SE

2024 Volkswagen Jetta SE Car Loan Estimate

2024 Volkswagen Taos S

Volkswagen Taos S

2024 Volkswagen Taos S Car Loan Estimate

2018 Ford Edge SEL

Ford Edge SEL

2018 Ford Edge SEL Car Loan Estimate

2009 Toyota Venza FWD 4cyl

Toyota Venza FWD 4cyl

2009 Toyota Venza FWD 4cyl Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Ford Fusion SE

Ford Fusion SE

2019 Ford Fusion SE Car Loan Estimate

2022 Volkswagen Tiguan S 4Motion

Volkswagen Tiguan S 4Motion

2022 Volkswagen Tiguan S 4Motion Car Loan Estimate

2019 Ford Fusion Hybrid Titanium

Ford Fusion Hybrid Titanium

2019 Ford Fusion Hybrid Titanium Car Loan Estimate

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $400 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $400 / Month

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