Metro Santa Barbara - San Maria - San Luis Obispo, CA Area Used Cars Under $650 a Month

2026 Ford Maverick XLT

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This low mileage second hand 2026 Ford Maverick XLT FWD pickup under 0,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $33K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$32,895
Est. Payment:	$627.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	221
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$32,895.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,379.94
Avg. DMV Fee	296.00
Cash Sale Price	$36,650.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,650.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$627.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Enclave Premium

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This below average mileage second hand 2023 Buick Enclave Premium 4x4 SUV under 69,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $29K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$28,490
Est. Payment:	$631.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,791
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$28,490.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,928.43
Avg. DMV Fee	296.00
Cash Sale Price	$31,794.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,794.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$631.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 Work Truck

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This low mileage preowned 2025 Chevrolet Silverado 1500 Work Truck RWD pickup below 13,000 miles, automatic transmission, and 32 MPG, 5.3L gas engine is for sale right now below $34K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$33,865
Est. Payment:	$645.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,649
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$33,865.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,479.36
Avg. DMV Fee	296.00
Cash Sale Price	$37,720.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,720.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$645.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Armada SV

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This average mileage used 2018 Nissan Armada SV RWD SUV under 84,000 miles, automatic transmission, and 32 MPG, 5.6L gas engine is for sale right now below $24K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$23,889
Est. Payment:	$641.50 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,909
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$23,889.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,456.82
Avg. DMV Fee	296.00
Cash Sale Price	$26,721.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,721.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$641.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage preowned 2025 Ford Maverick XLT AWD pickup below 30,000 miles, automatic transmission, and 32 MPG, 2.5L hybrid engine is for sale right now below $35K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$34,995
Est. Payment:	$666.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,879
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,595.19
Avg. DMV Fee	296.00
Cash Sale Price	$38,966.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,966.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$666.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Murano S

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This high mileage preowned 2018 Nissan Murano S FWD SUV below 135,000 miles, cvt transmission, and 32 MPG, 3.5L gas engine is for sale right now below $13K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$12,995
Est. Payment:	$536.83 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	135,392
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,340.19
Avg. DMV Fee	296.00
Cash Sale Price	$14,711.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,711.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$536.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Tesla Model 3 Performance

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This low mileage second hand 2023 Tesla Model 3 Performance AWD sedan under 14,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $34K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$33,708
Est. Payment:	$642.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,991
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$33,708.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,463.27
Avg. DMV Fee	296.00
Cash Sale Price	$37,547.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,547.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$642.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,708.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Blazer RS

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This high mileage preowned 2019 Chevrolet Blazer RS FWD SUV below 116,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now below $20K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$19,198
Est. Payment:	$666.68 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,023
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$19,198.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,976.00
Avg. DMV Fee	296.00
Cash Sale Price	$21,550.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,550.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$666.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford Transit 250

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This high mileage preowned 2016 Ford Transit 250 RWD van under 108,000 miles, automatic transmission, and 32 MPG, 3.7L gas engine is for sale right now under $18K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$17,765
Est. Payment:	$617.81 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,105
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$17,765.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,829.11
Avg. DMV Fee	296.00
Cash Sale Price	$19,970.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,970.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$617.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Toyota Corolla S

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This high mileage preowned 2014 Toyota Corolla S FWD sedan below 179,000 miles, automatic transmission, and 32 MPG, 1.8L gas engine is for sale right now below $13K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$12,995
Est. Payment:	$536.83 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	178,880
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,340.19
Avg. DMV Fee	296.00
Cash Sale Price	$14,711.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,711.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$536.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $650 / Month

2026 Ford Maverick XLT

2023 Buick Enclave Premium

2025 Chevrolet Silverado 1500 Work Truck

2018 Nissan Armada SV

2025 Ford Maverick XLT

2018 Nissan Murano S

2023 Tesla Model 3 Performance

2019 Chevrolet Blazer RS

2016 Ford Transit 250

2014 Toyota Corolla S

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $650 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $650 / Month

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2023 Buick Enclave Premium

Buick Enclave Premium

2023 Buick Enclave Premium Car Loan Estimate

2025 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2025 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2018 Nissan Armada SV

Nissan Armada SV

2018 Nissan Armada SV Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2018 Nissan Murano S

Nissan Murano S

2018 Nissan Murano S Car Loan Estimate

2023 Tesla Model 3 Performance

Tesla Model 3 Performance

2023 Tesla Model 3 Performance Car Loan Estimate

2019 Chevrolet Blazer RS

Chevrolet Blazer RS

2019 Chevrolet Blazer RS Car Loan Estimate

2016 Ford Transit 250

Ford Transit 250

2016 Ford Transit 250 Car Loan Estimate

2014 Toyota Corolla S

Toyota Corolla S

2014 Toyota Corolla S Car Loan Estimate

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $650 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $650 / Month

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