Metro Santa Barbara - San Maria - San Luis Obispo, CA Area Used Cars Under $650 a Month

2025 Ford Maverick XLT

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This low mileage preowned 2025 Ford Maverick XLT AWD pickup below 30,000 miles, automatic transmission, and 19 MPG, 2.5L hybrid engine is for sale right now below $35K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$34,995
Est. Payment:	$666.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,879
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,595.19
Avg. DMV Fee	296.00
Cash Sale Price	$38,966.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,966.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$666.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick XLT

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This low mileage second hand 2026 Ford Maverick XLT FWD pickup under 0,000 miles, automatic transmission, and 19 MPG, 2.0L gas engine is for sale right now under $33K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$32,894
Est. Payment:	$627.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	221
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$32,894.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,379.84
Avg. DMV Fee	296.00
Cash Sale Price	$36,649.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,649.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$627.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage preowned 2023 Ford Explorer Limited RWD SUV under 57,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $32K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$31,995
Est. Payment:	$654.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,211
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$31,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,287.69
Avg. DMV Fee	296.00
Cash Sale Price	$35,658.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,658.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$654.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Blazer RS

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This high mileage used 2019 Chevrolet Blazer RS FWD SUV below 116,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now below $20K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$19,198
Est. Payment:	$666.68 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,023
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$19,198.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,976.00
Avg. DMV Fee	296.00
Cash Sale Price	$21,550.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,550.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$666.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Colorado ZR2

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This average mileage used 2017 Chevrolet Colorado ZR2 4x4 pickup below 74,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $27K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$26,565
Est. Payment:	$643.96 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,736
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$26,565.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,731.11
Avg. DMV Fee	296.00
Cash Sale Price	$29,672.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,672.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$643.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,565.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Armada SV

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This average mileage preowned 2018 Nissan Armada SV RWD SUV under 84,000 miles, automatic transmission, and 19 MPG, 5.6L gas engine is for sale right now below $24K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$23,889
Est. Payment:	$641.50 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,909
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$23,889.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,456.82
Avg. DMV Fee	296.00
Cash Sale Price	$26,721.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,721.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$641.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Express 2500

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This above average mileage second hand 2020 Chevrolet Express 2500 RWD van below 99,000 miles, automatic transmission, and 19 MPG, 6.0L gas engine is for sale right now below $21K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$20,565
Est. Payment:	$621.94 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,185
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$20,565.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,116.11
Avg. DMV Fee	296.00
Cash Sale Price	$23,057.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,057.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$621.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,565.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This below average mileage second hand 2019 Ford F-150 XL RWD pickup under 66,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $30K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$29,995
Est. Payment:	$664.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,570
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$29,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,082.69
Avg. DMV Fee	296.00
Cash Sale Price	$33,453.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,453.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$664.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage used 2025 Ford Maverick XLT AWD pickup under 14,000 miles, automatic transmission, and 19 MPG, 2.0L gas engine is for sale right now under $33K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$32,995
Est. Payment:	$629.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,944
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,390.19
Avg. DMV Fee	296.00
Cash Sale Price	$36,761.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,761.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$629.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 Work Truck

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This low mileage used 2025 Chevrolet Silverado 1500 Work Truck RWD pickup below 13,000 miles, automatic transmission, and 19 MPG, 5.3L gas engine is for sale right now under $33K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$32,865
Est. Payment:	$626.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,649
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$32,865.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,376.86
Avg. DMV Fee	296.00
Cash Sale Price	$36,617.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,617.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$626.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $650 / Month

2025 Ford Maverick XLT

2026 Ford Maverick XLT

2023 Ford Explorer Limited

2019 Chevrolet Blazer RS

2017 Chevrolet Colorado ZR2

2018 Nissan Armada SV

2020 Chevrolet Express 2500

2019 Ford F-150 XL

2025 Ford Maverick XLT

2025 Chevrolet Silverado 1500 Work Truck

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $650 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $650 / Month

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2019 Chevrolet Blazer RS

Chevrolet Blazer RS

2019 Chevrolet Blazer RS Car Loan Estimate

2017 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2017 Chevrolet Colorado ZR2 Car Loan Estimate

2018 Nissan Armada SV

Nissan Armada SV

2018 Nissan Armada SV Car Loan Estimate

2020 Chevrolet Express 2500

Chevrolet Express 2500

2020 Chevrolet Express 2500 Car Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2025 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2025 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $650 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $650 / Month

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