Santa Barbara - San Maria - San Luis Obispo, CA Area Used Cars Under $40,000

2023 GMC Canyon AT4

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This low mileage preowned 2023 GMC Canyon AT4 4x4 pickup below 28,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $39K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$38,965
Est. Payment:	$741.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,468
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$38,965.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,002.11
Avg. DMV Fee	296.00
Cash Sale Price	$43,343.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,343.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage used 2025 Ford Bronco Big Bend 4x4 SUV under 18,000 miles, transmission, and 25 MPG, 2.3L gas engine is for sale right now under $39K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$38,988
Est. Payment:	$742.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,848
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$38,988.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.47
Avg. DMV Fee	296.00
Cash Sale Price	$43,368.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,368.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT

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This average mileage preowned 2021 Chevrolet Silverado 1500 LT 4x4 pickup under 73,000 miles, automatic transmission, and 25 MPG, 3.0L diesel engine is for sale right now below $36K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$35,995
Est. Payment:	$869.59 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,928
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,697.69
Avg. DMV Fee	296.00
Cash Sale Price	$40,068.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,068.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$869.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This above average mileage second hand 2020 Chevrolet Silverado 2500HD Work Truck RWD pickup under 99,000 miles, transmission, and 25 MPG, 6.6L diesel engine is for sale right now under $37K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$36,765
Est. Payment:	$1103.72 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,535
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$36,765.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,776.61
Avg. DMV Fee	296.00
Cash Sale Price	$40,917.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1103.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4x4 pickup below 6,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $40K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,093
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5

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This low mileage used 2023 Toyota 4Runner SR5 4x4 SUV below 52,000 miles, automatic transmission, and 25 MPG, 4.0L gas engine is for sale right now below $37K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$36,595
Est. Payment:	$747.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,564
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$36,595.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,759.19
Avg. DMV Fee	296.00
Cash Sale Price	$40,730.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,730.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$747.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This above average mileage used 2023 Ford F-150 Lariat 4x4 pickup under 96,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $36K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$35,765
Est. Payment:	$1073.98 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,154
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$35,765.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,674.11
Avg. DMV Fee	296.00
Cash Sale Price	$39,815.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,815.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1073.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium RWD SUV below 10,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$37,948
Est. Payment:	$722.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,997
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$37,948.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,897.87
Avg. DMV Fee	296.00
Cash Sale Price	$42,221.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,221.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,948.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Limited

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This low mileage used 2021 Toyota Highlander Limited FWD SUV below 36,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $36K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$35,988
Est. Payment:	$685.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,782
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,696.97
Avg. DMV Fee	296.00
Cash Sale Price	$40,060.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,060.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV under 14,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $37K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$36,988
Est. Payment:	$704.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,175
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.47
Avg. DMV Fee	296.00
Cash Sale Price	$41,163.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,163.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles Priced Below $40,000

2023 GMC Canyon AT4

2025 Ford Bronco Big Bend

2021 Chevrolet Silverado 1500 LT

2020 Chevrolet Silverado 2500HD Work Truck

2025 Ford Ranger XLT

2023 Toyota 4Runner SR5

2023 Ford F-150 Lariat

2025 Ford Mustang Mach-E Premium

2021 Toyota Highlander Limited

2025 Ford Explorer Active

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $40K

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles Priced Below $40,000

2023 GMC Canyon AT4

GMC Canyon AT4

2023 GMC Canyon AT4 Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2021 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2021 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2023 Toyota 4Runner SR5

Toyota 4Runner SR5

2023 Toyota 4Runner SR5 Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2021 Toyota Highlander Limited

Toyota Highlander Limited

2021 Toyota Highlander Limited Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $40K

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $40,000

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