Santa Barbara - San Maria - San Luis Obispo, CA Area Used Cars Under $40,000

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup under 51,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$37,865
Est. Payment:	$773.53 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,254
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$37,865.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,889.36
Avg. DMV Fee	296.00
Cash Sale Price	$42,130.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,130.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$773.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,865.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage preowned 2025 Ford Bronco Big Bend 4x4 SUV below 18,000 miles, transmission, and 21 MPG, 2.3L gas engine is for sale right now below $39K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$38,988
Est. Payment:	$742.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,848
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$38,988.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,004.47
Avg. DMV Fee	296.00
Cash Sale Price	$43,368.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,368.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This above average mileage used 2020 Chevrolet Silverado 2500HD Work Truck RWD pickup under 98,000 miles, transmission, and 21 MPG, 6.6L diesel engine is for sale right now below $37K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$36,765
Est. Payment:	$1103.72 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,153
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$36,765.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,776.61
Avg. DMV Fee	296.00
Cash Sale Price	$40,917.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,917.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1103.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 3500 Tradesman

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This low mileage preowned 2019 Ram 3500 Tradesman 4x4 pickup below 48,000 miles, automatic transmission, and 21 MPG, 6.4L gas engine is for sale right now below $40K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$39,888
Est. Payment:	$759.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,287
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,096.72
Avg. DMV Fee	296.00
Cash Sale Price	$44,360.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,360.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup under 59,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$38,765
Est. Payment:	$791.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,576
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$38,765.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,981.61
Avg. DMV Fee	296.00
Cash Sale Price	$43,122.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,122.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$791.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 SLE

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This low mileage preowned 2023 GMC Sierra 1500 SLE 4x4 pickup under 55,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $39K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$38,565
Est. Payment:	$787.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,010
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$38,565.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,961.11
Avg. DMV Fee	296.00
Cash Sale Price	$42,902.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,902.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$787.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,565.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium RWD SUV under 10,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$38,000
Est. Payment:	$723.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,997
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,903.20
Avg. DMV Fee	296.00
Cash Sale Price	$42,279.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,279.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 50,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$39,965
Est. Payment:	$760.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,659
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$39,965.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,104.61
Avg. DMV Fee	296.00
Cash Sale Price	$44,445.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,445.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$760.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage preowned 2022 Ford F-150 XL 4x4 pickup under 83,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $36K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$35,565
Est. Payment:	$950.53 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,316
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$35,565.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,653.61
Avg. DMV Fee	296.00
Cash Sale Price	$39,594.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,594.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$950.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,565.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer Platinum

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This low mileage preowned 2021 Ford Explorer Platinum AWD SUV under 31,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $38K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$37,888
Est. Payment:	$721.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,086
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$37,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,891.72
Avg. DMV Fee	296.00
Cash Sale Price	$42,155.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,155.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 King Ranch

2025 Ford Bronco Big Bend

2020 Chevrolet Silverado 2500HD Work Truck

2019 Ram 3500 Tradesman

2022 Ford F-150 XL

2023 GMC Sierra 1500 SLE

2025 Ford Mustang Mach-E Premium

2023 Ford F-150 XL

2022 Ford F-150 XL

2021 Ford Explorer Platinum

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $40K

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2019 Ram 3500 Tradesman

Ram 3500 Tradesman

2019 Ram 3500 Tradesman Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 GMC Sierra 1500 SLE

GMC Sierra 1500 SLE

2023 GMC Sierra 1500 SLE Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2021 Ford Explorer Platinum

Ford Explorer Platinum

2021 Ford Explorer Platinum Car Loan Estimate

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $40K

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $40,000

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