Metro Santa Barbara - San Maria - San Luis Obispo, CA Area Used Cars Under $550 a Month

2025 Honda Civic Sport

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This low mileage preowned 2025 Honda Civic Sport FWD hatchback under 23,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $29K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$28,995
Est. Payment:	$553.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,092
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$28,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,980.19
Avg. DMV Fee	296.00
Cash Sale Price	$32,351.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,351.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$553.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Big Bend

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This low mileage preowned 2024 Ford Bronco Sport Big Bend AWD SUV under 21,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now below $28K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$27,965
Est. Payment:	$534.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,038
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$27,965.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,874.61
Avg. DMV Fee	296.00
Cash Sale Price	$31,215.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,215.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$534.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLA GLA 250

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This low mileage used 2022 Mercedes-Benz GLA GLA 250 FWD SUV below 52,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $27K at Santa Maria Ford in Santa Maria, CA. ...View More Details

Sales Price:	$26,995
Est. Payment:	$553.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,560
Location:	Santa Maria, CA

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,775.19
Avg. DMV Fee	296.00
Cash Sale Price	$30,146.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,146.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$553.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

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This low mileage second hand 2025 Ford Maverick XLT AWD pickup under 31,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $30K at Perry Ford in San Luis Obispo, CA. ...View More Details

Sales Price:	$29,880
Est. Payment:	$570.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,681
Location:	San Luis Obispo, CA

Item	Amount
Used Car Price⁽¹⁾	$29,880.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,070.90
Avg. DMV Fee	296.00
Cash Sale Price	$33,326.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,326.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$570.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Transit Connect XL

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This average mileage used 2020 Ford Transit Connect XL FWD minivan below 85,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $21K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$20,965
Est. Payment:	$564.11 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,540
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$20,965.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,157.11
Avg. DMV Fee	296.00
Cash Sale Price	$23,498.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,498.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$564.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia K5 GT-Line

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This low mileage second hand 2022 Kia K5 GT-Line FWD sedan below 15,000 miles, automatic transmission, and 21 MPG, 1.6L gas engine is for sale right now under $29K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$28,965
Est. Payment:	$553.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,991
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$28,965.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,977.11
Avg. DMV Fee	296.00
Cash Sale Price	$32,318.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,318.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$553.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,965.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Big Bend

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This low mileage used 2024 Ford Bronco Sport Big Bend AWD SUV under 17,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now below $28K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$27,888
Est. Payment:	$532.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,727
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$27,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,866.72
Avg. DMV Fee	296.00
Cash Sale Price	$31,130.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,130.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$532.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Colorado Work Truck

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This average mileage preowned 2018 Chevrolet Colorado Work Truck 4x4 pickup below 90,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $21K at Paso Robles Ford in Paso Robles, CA. ...View More Details

Sales Price:	$20,565
Est. Payment:	$553.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,581
Location:	Paso Robles, CA

Item	Amount
Used Car Price⁽¹⁾	$20,565.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,116.11
Avg. DMV Fee	296.00
Cash Sale Price	$23,057.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,057.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$553.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,565.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-5 2.5 Turbo

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This low mileage preowned 2023 Mazda CX-5 2.5 Turbo AWD SUV under 34,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $28K at Perry Ford in Santa Barbara, CA. ...View More Details

Sales Price:	$27,555
Est. Payment:	$526.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,971
Location:	Santa Barbara, CA

Item	Amount
Used Car Price⁽¹⁾	$27,555.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,832.59
Avg. DMV Fee	296.00
Cash Sale Price	$30,763.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,763.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$526.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Explorer Limited

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This average mileage used 2019 Ford Explorer Limited FWD SUV below 86,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $21K at Jim Vreeland Ford in Buellton, CA. ...View More Details

Sales Price:	$20,988
Est. Payment:	$564.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,788
Location:	Buellton, CA

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,159.47
Avg. DMV Fee	296.00
Cash Sale Price	$23,523.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,523.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$564.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $550 / Month

2025 Honda Civic Sport

2024 Ford Bronco Sport Big Bend

2022 Mercedes-Benz GLA GLA 250

2025 Ford Maverick XLT

2020 Ford Transit Connect XL

2022 Kia K5 GT-Line

2024 Ford Bronco Sport Big Bend

2018 Chevrolet Colorado Work Truck

2023 Mazda CX-5 2.5 Turbo

2019 Ford Explorer Limited

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $550 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Santa Barbara - San Maria - San Luis Obispo Area

Metro Santa Barbara - San Maria - San Luis Obispo Secondhand Used Vehicles with Payments Under $550 / Month

2025 Honda Civic Sport

Honda Civic Sport

2025 Honda Civic Sport Car Loan Estimate

2024 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2024 Ford Bronco Sport Big Bend Car Loan Estimate

2022 Mercedes-Benz GLA GLA 250

Mercedes-Benz GLA GLA 250

2022 Mercedes-Benz GLA 250 Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2020 Ford Transit Connect XL

Ford Transit Connect XL

2020 Ford Transit Connect XL Car Loan Estimate

2022 Kia K5 GT-Line

Kia K5 GT-Line

2022 Kia K5 GT-Line Car Loan Estimate

2024 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2024 Ford Bronco Sport Big Bend Car Loan Estimate

2018 Chevrolet Colorado Work Truck

Chevrolet Colorado Work Truck

2018 Chevrolet Colorado Work Truck Car Loan Estimate

2023 Mazda CX-5 2.5 Turbo

Mazda CX-5 2.5 Turbo

2023 Mazda CX-5 2.5 Turbo Car Loan Estimate

2019 Ford Explorer Limited

Ford Explorer Limited

2019 Ford Explorer Limited Car Loan Estimate

Greater Santa Barbara - San Maria - San Luis Obispo Area Cities with Used Cars for Sale Below $550 / Month

Metro Santa Barbara - San Maria - San Luis Obispo Area Counties with Used Cars for Sale Below $550 / Month

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