California Used Sedans Under $40,000 |with Payments|

2026 BMW 2 Series 228 Gran Coupe

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This low mileage used 2026 BMW 2 Series 228 Gran Coupe FWD sedan under 5,000 miles, transmission, and 51 MPG, 2.0L gas engine is for sale right now under $37K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$36,175
Est. Payment:	$689.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,753
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$36,175.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,716.14
Avg. DMV Fee	296.00
Cash Sale Price	$40,267.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,267.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i

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This low mileage certified preowned 2024 BMW 3 Series 330i RWD sedan under 8,000 miles, automatic transmission, and 51 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,679
Est. Payment:	$736.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,067
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$38,679.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,972.80
Avg. DMV Fee	296.00
Cash Sale Price	$43,027.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,027.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,679.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 F SPORT Handling

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This low mileage second hand 2023 Lexus ES 350 F SPORT Handling FWD sedan below 33,000 miles, automatic transmission, and 51 MPG, 3.5L gas engine is for sale right now under $40K at Riverside Hyundai in Riverside, CA. ...View More Details

Sales Price:	$39,991
Est. Payment:	$761.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,420
Location:	Riverside, CA

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.28
Avg. DMV Fee	296.00
Cash Sale Price	$44,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$761.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Stinger GT-Line

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This low mileage second hand 2023 Kia Stinger GT-Line RWD sedan below 14,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now below $37K at Merced Hyundai in Merced, CA. ...View More Details

Sales Price:	$36,987
Est. Payment:	$704.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,179
Location:	Merced, CA

Item	Amount
Used Car Price⁽¹⁾	$36,987.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,799.37
Avg. DMV Fee	296.00
Cash Sale Price	$41,162.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,162.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry XSE V6

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This low mileage second hand 2023 Toyota Camry XSE V6 FWD sedan below 38,000 miles, automatic transmission, and 51 MPG, 3.5L gas engine is for sale right now under $37K at Moss Bros Toyota in Moreno Valley, CA. ...View More Details

Sales Price:	$36,386
Est. Payment:	$693.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,423
Location:	Moreno Valley, CA

Item	Amount
Used Car Price⁽¹⁾	$36,386.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,737.77
Avg. DMV Fee	296.00
Cash Sale Price	$40,499.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,499.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$693.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz C-Class C 300 4MATIC

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This low mileage preowned 2025 Mercedes-Benz C-Class C 300 4MATIC AWD sedan below 13,000 miles, automatic transmission, and 51 MPG, 2.0L hybrid engine is for sale right now under $40K at Bonander Buick GMC in Turlock, CA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$761.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,595
Location:	Turlock, CA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,107.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,478.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$761.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry SE

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This low mileage used 2026 Toyota Camry SE FWD sedan below 8,000 miles, cvt transmission, and 51 MPG, 2.5L hybrid engine is for sale right now below $39K at Moss Bros. Chevrolet in Moreno Valley, CA. ...View More Details

Sales Price:	$38,296
Est. Payment:	$729.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,411
Location:	Moreno Valley, CA

Item	Amount
Used Car Price⁽¹⁾	$38,296.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,933.54
Avg. DMV Fee	296.00
Cash Sale Price	$42,605.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,605.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus ES 350 Base

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This low mileage used 2022 Lexus ES 350 Base FWD sedan below 33,000 miles, automatic transmission, and 51 MPG, 3.5L gas engine is for sale right now under $37K at Toyota Walnut Creek in Walnut Creek, CA. ...View More Details

Sales Price:	$36,900
Est. Payment:	$702.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,698
Location:	Walnut Creek, CA

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,790.45
Avg. DMV Fee	296.00
Cash Sale Price	$41,066.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,066.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry SE

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This low mileage preowned 2026 Toyota Camry SE FWD sedan under 0,000 miles, cvt transmission, and 51 MPG, 2.5L hybrid engine is for sale right now under $38K at Frontier Toyota in Valencia, CA. ...View More Details

Sales Price:	$37,980
Est. Payment:	$723.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	225
Location:	Valencia, CA

Item	Amount
Used Car Price⁽¹⁾	$37,980.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,901.15
Avg. DMV Fee	296.00
Cash Sale Price	$42,257.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,257.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry SE

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This low mileage second hand 2026 Toyota Camry SE FWD sedan under 0,000 miles, cvt transmission, and 51 MPG, 2.5L hybrid engine is for sale right now under $40K at Fahrney Ford Sales in Selma, CA. ...View More Details

Sales Price:	$39,900
Est. Payment:	$759.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Selma, CA

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,097.95
Avg. DMV Fee	296.00
Cash Sale Price	$44,373.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,373.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$759.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in California

California Secondhand Used Sedans Priced Below $40,000

2026 BMW 2 Series 228 Gran Coupe

2024 BMW 3 Series 330i

2023 Lexus ES 350 F SPORT Handling

2023 Kia Stinger GT-Line

2023 Toyota Camry XSE V6

2025 Mercedes-Benz C-Class C 300 4MATIC

2026 Toyota Camry SE

2022 Lexus ES 350 Base

2026 Toyota Camry SE

2026 Toyota Camry SE

California Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in California

California Secondhand Used Sedans Priced Below $40,000

2026 BMW 2 Series 228 Gran Coupe

BMW 2 Series 228 Gran Coupe

2026 BMW 2 Series 228 Gran Coupe Car Loan Estimate

2024 BMW 3 Series 330i

BMW 3 Series 330i

2024 BMW 3 Series 330i Car Loan Estimate

2023 Lexus ES 350 F SPORT Handling

Lexus ES 350 F SPORT Handling

2023 Lexus ES 350 F SPORT Handling Car Loan Estimate

2023 Kia Stinger GT-Line

Kia Stinger GT-Line

2023 Kia Stinger GT-Line Car Loan Estimate

2023 Toyota Camry XSE V6

Toyota Camry XSE V6

2023 Toyota Camry XSE V6 Car Loan Estimate

2025 Mercedes-Benz C-Class C 300 4MATIC

Mercedes-Benz C-Class C 300 4MATIC

2025 Mercedes-Benz C-Class C 300 4MATIC Car Loan Estimate

2026 Toyota Camry SE

Toyota Camry SE

2026 Toyota Camry SE Car Loan Estimate

2022 Lexus ES 350 Base

Lexus ES 350 Base

2022 Lexus ES 350 Base Car Loan Estimate

2026 Toyota Camry SE

Toyota Camry SE

2026 Toyota Camry SE Car Loan Estimate

2026 Toyota Camry SE

Toyota Camry SE

2026 Toyota Camry SE Car Loan Estimate

California Areas with Used Sedans for Sale Below $40,000

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