California Used Cars Under $400 a Month. Finance Payments Below $400

2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan under 19,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $22K at Downey Hyundai in Downey, CA. ...View More Details

Sales Price:	$21,381
Est. Payment:	$409.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,290
Location:	Downey, CA

Item	Amount
Used Car Price⁽¹⁾	$21,381.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,199.75
Avg. DMV Fee	296.00
Cash Sale Price	$23,956.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,956.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$409.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,381.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage certified preowned 2024 Hyundai TUCSON SEL AWD SUV below 41,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now under $22K at Hyundai Escondido in Escondido, CA. ...View More Details

Sales Price:	$21,187
Est. Payment:	$406.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,992
Location:	Escondido, CA

Item	Amount
Used Car Price⁽¹⁾	$21,187.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,179.87
Avg. DMV Fee	296.00
Cash Sale Price	$23,742.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,742.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$406.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Legacy 2.5i

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This below average mileage preowned 2019 Subaru Legacy 2.5i AWD sedan below 66,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now under $18K at Fontana Hyundai in Fontana, CA. ...View More Details

Sales Price:	$17,801
Est. Payment:	$397.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,676
Location:	Fontana, CA

Item	Amount
Used Car Price⁽¹⁾	$17,801.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,832.80
Avg. DMV Fee	296.00
Cash Sale Price	$20,009.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,009.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$397.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,801.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 24,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $21K at Downey Hyundai in Downey, CA. ...View More Details

Sales Price:	$20,994
Est. Payment:	$402.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,351
Location:	Downey, CA

Item	Amount
Used Car Price⁽¹⁾	$20,994.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,160.09
Avg. DMV Fee	296.00
Cash Sale Price	$23,530.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,530.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$402.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage preowned 2025 Hyundai KONA SEL FWD SUV under 51,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $20K at Puente Hills Hyundai in Rowland Heights, CA. ...View More Details

Sales Price:	$19,998
Est. Payment:	$411.86 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,338
Location:	Rowland Heights, CA

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,058.00
Avg. DMV Fee	296.00
Cash Sale Price	$22,432.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,432.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$411.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz GLB GLB 250

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This average mileage used 2020 Mercedes-Benz GLB GLB 250 FWD SUV below 75,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now under $17K at Valencia BMW in Valencia, CA. ...View More Details

Sales Price:	$16,515
Est. Payment:	$403.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,970
Location:	Valencia, CA

Item	Amount
Used Car Price⁽¹⁾	$16,515.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,700.99
Avg. DMV Fee	296.00
Cash Sale Price	$18,591.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,591.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$403.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,515.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Corolla LE

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This low mileage second hand 2023 Toyota Corolla LE FWD sedan under 37,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $21K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$20,750
Est. Payment:	$398.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,270
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$20,750.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,135.08
Avg. DMV Fee	296.00
Cash Sale Price	$23,261.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,261.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$398.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage used 2025 Kia K4 LXS FWD sedan under 33,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $21K at Downey Hyundai in Downey, CA. ...View More Details

Sales Price:	$20,969
Est. Payment:	$402.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,191
Location:	Downey, CA

Item	Amount
Used Car Price⁽¹⁾	$20,969.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,157.52
Avg. DMV Fee	296.00
Cash Sale Price	$23,502.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,502.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$402.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,969.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Taos SE

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This low mileage used 2024 Volkswagen Taos SE FWD SUV below 26,000 miles, automatic transmission, and 33 MPG, 1.5L gas engine is for sale right now below $21K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$20,800
Est. Payment:	$398.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,961
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$20,800.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,140.20
Avg. DMV Fee	296.00
Cash Sale Price	$23,316.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,316.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$398.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This low mileage used 2024 Nissan Altima 2.5 SV FWD sedan under 28,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now below $19K at Laguna Niguel Hyundai in Laguna Niguel, CA. ...View More Details

Sales Price:	$18,995
Est. Payment:	$364.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,140
Location:	Laguna Niguel, CA

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,955.19
Avg. DMV Fee	296.00
Cash Sale Price	$21,326.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,326.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LXS

2024 Hyundai TUCSON SEL

2019 Subaru Legacy 2.5i

2025 Kia K4 LXS

2025 Hyundai KONA SEL

2020 Mercedes-Benz GLB GLB 250

2023 Toyota Corolla LE

2025 Kia K4 LXS

2024 Volkswagen Taos SE

2024 Nissan Altima 2.5 SV

California Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2019 Subaru Legacy 2.5i

Subaru Legacy 2.5i

2019 Subaru Legacy 2.5i Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

2020 Mercedes-Benz GLB GLB 250

Mercedes-Benz GLB GLB 250

2020 Mercedes-Benz GLB 250 Car Loan Estimate

2023 Toyota Corolla LE

Toyota Corolla LE

2023 Toyota Corolla LE Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2024 Volkswagen Taos SE

Volkswagen Taos SE

2024 Volkswagen Taos SE Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

California Areas with Used Cars for Sale Below $400 / Month

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