California Used Cars Under $400 a Month. Finance Payments Below $400

2025 Kia K4 LXS

⇩ View Seller Description

This low mileage used 2025 Kia K4 LXS FWD sedan under 22,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Downey Hyundai in Downey, CA. ...View More Details

Sales Price:	$21,589
Est. Payment:	$413.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,151
Location:	Downey, CA

Item	Amount
Used Car Price⁽¹⁾	$21,589.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,221.07
Avg. DMV Fee	296.00
Cash Sale Price	$24,186.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,186.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$413.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,589.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

⇩ View Seller Description

This low mileage second hand 2025 Kia K4 LXS FWD sedan below 24,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $21K at Downey Hyundai in Downey, CA. ...View More Details

Sales Price:	$20,994
Est. Payment:	$402.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,351
Location:	Downey, CA

Item	Amount
Used Car Price⁽¹⁾	$20,994.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,160.09
Avg. DMV Fee	296.00
Cash Sale Price	$23,530.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,530.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$402.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

⇩ View Seller Description

This low mileage certified second hand 2024 Hyundai KONA SEL FWD SUV below 17,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Fontana Hyundai in Fontana, CA. ...View More Details

Sales Price:	$21,600
Est. Payment:	$414.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,500
Location:	Fontana, CA

Item	Amount
Used Car Price⁽¹⁾	$21,600.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,222.20
Avg. DMV Fee	296.00
Cash Sale Price	$24,198.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,198.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$414.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

⇩ View Seller Description

This low mileage certified used 2024 Hyundai KONA SEL FWD SUV below 58,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $19K at Pedder Hyundai of Moreno Valley in Moreno Valley, CA. ...View More Details

Sales Price:	$18,709
Est. Payment:	$385.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,423
Location:	Moreno Valley, CA

Item	Amount
Used Car Price⁽¹⁾	$18,709.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,925.87
Avg. DMV Fee	296.00
Cash Sale Price	$21,010.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,010.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$385.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

⇩ View Seller Description

This low mileage certified second hand 2022 Hyundai KONA SEL AWD SUV under 41,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $19K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$18,990
Est. Payment:	$364.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,452
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,954.68
Avg. DMV Fee	296.00
Cash Sale Price	$21,320.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,320.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

⇩ View Seller Description

This low mileage preowned 2025 Kia K4 LXS FWD sedan below 25,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $22K at Downey Hyundai in Downey, CA. ...View More Details

Sales Price:	$21,584
Est. Payment:	$413.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,063
Location:	Downey, CA

Item	Amount
Used Car Price⁽¹⁾	$21,584.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,220.56
Avg. DMV Fee	296.00
Cash Sale Price	$24,180.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,180.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$413.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

⇩ View Seller Description

This low mileage second hand 2025 Kia K4 LXS FWD sedan below 31,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $21K at Downey Hyundai in Downey, CA. ...View More Details

Sales Price:	$20,912
Est. Payment:	$401.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,906
Location:	Downey, CA

Item	Amount
Used Car Price⁽¹⁾	$20,912.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,151.68
Avg. DMV Fee	296.00
Cash Sale Price	$23,439.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,439.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$401.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage used 2020 Hyundai SANTA FE SEL FWD SUV under 32,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $19K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$18,997
Est. Payment:	$364.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,386
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$18,997.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,955.39
Avg. DMV Fee	296.00
Cash Sale Price	$21,328.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,328.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sportage Nightfall

⇩ View Seller Description

This below average mileage used 2022 Kia Sportage Nightfall FWD SUV below 60,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $18K at Hyundai Santa Monica in Santa Monica, CA. ...View More Details

Sales Price:	$17,910
Est. Payment:	$399.83 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,351
Location:	Santa Monica, CA

Item	Amount
Used Car Price⁽¹⁾	$17,910.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,843.98
Avg. DMV Fee	296.00
Cash Sale Price	$20,129.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,129.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$399.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Mercedes-Benz C-Class C 300

⇩ View Seller Description

This low mileage preowned 2019 Mercedes-Benz C-Class C 300 RWD sedan under 43,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $21K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$20,488
Est. Payment:	$393.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,578
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$20,488.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,108.22
Avg. DMV Fee	296.00
Cash Sale Price	$22,972.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,972.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LXS

2025 Kia K4 LXS

2024 Hyundai KONA SEL

2024 Hyundai KONA SEL

2022 Hyundai KONA SEL

2025 Kia K4 LXS

2025 Kia K4 LXS

2020 Hyundai SANTA FE SEL

2022 Kia Sportage Nightfall

2019 Mercedes-Benz C-Class C 300

California Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2022 Kia Sportage Nightfall

Kia Sportage Nightfall

2022 Kia Sportage Nightfall Car Loan Estimate

2019 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2019 Mercedes-Benz C-Class C 300 Car Loan Estimate

California Areas with Used Cars for Sale Below $400 / Month

Customize Payments

Find Financing

Customize Payments