California Used Cars Under $400 a Month. Finance Payments Below $400

2017 INFINITI QX50 Base

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This average mileage used 2017 INFINITI QX50 Base AWD SUV under 78,000 miles, automatic transmission, and 29 MPG, 3.7L gas engine is for sale right now under $15K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$14,993
Est. Payment:	$367.07 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,507
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$14,993.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,544.98
Avg. DMV Fee	296.00
Cash Sale Price	$16,913.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,913.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$367.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE Limited

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This low mileage certified second hand 2025 Hyundai VENUE Limited FWD hatchback below 2,000 miles, cvt transmission, and 29 MPG, 1.6L gas engine is for sale right now under $21K at Hyundai of Gilroy in Gilroy, CA. ...View More Details

Sales Price:	$20,288
Est. Payment:	$389.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,653
Location:	Gilroy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,288.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,087.72
Avg. DMV Fee	296.00
Cash Sale Price	$22,751.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,751.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$389.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SE

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This below average mileage certified used 2022 Hyundai SONATA SE FWD sedan under 61,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $19K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$18,222
Est. Payment:	$406.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,642
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$18,222.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,875.96
Avg. DMV Fee	296.00
Cash Sale Price	$20,473.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,473.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$406.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,222.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Trax LT

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This low mileage used 2024 Chevrolet Trax LT FWD SUV below 54,000 miles, automatic transmission, and 29 MPG, 1.2L gas engine is for sale right now below $19K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$18,950
Est. Payment:	$390.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,031
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$18,950.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,950.58
Avg. DMV Fee	296.00
Cash Sale Price	$21,276.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,276.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$390.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL 2.0T

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This low mileage second hand 2020 Hyundai SANTA FE SEL 2.0T FWD SUV below 54,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$19,673
Est. Payment:	$405.28 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,286
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,673.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,024.68
Avg. DMV Fee	296.00
Cash Sale Price	$22,073.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,073.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$405.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified used 2023 Hyundai KONA SEL FWD SUV under 28,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Pedder Hyundai of Moreno Valley in Moreno Valley, CA. ...View More Details

Sales Price:	$19,517
Est. Payment:	$374.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,110
Location:	Moreno Valley, CA

Item	Amount
Used Car Price⁽¹⁾	$19,517.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,008.69
Avg. DMV Fee	296.00
Cash Sale Price	$21,901.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,901.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$374.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,517.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Hyundai SANTA FE Sport 2.0T

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This above average mileage used 2014 Hyundai SANTA FE Sport 2.0T FWD SUV below 92,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $13K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$12,992
Est. Payment:	$396.73 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,569
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$12,992.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,339.88
Avg. DMV Fee	296.00
Cash Sale Price	$14,707.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,707.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$396.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage preowned 2025 Chevrolet Trax LT FWD SUV below 25,000 miles, automatic transmission, and 29 MPG, 1.2L gas engine is for sale right now under $21K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$20,332
Est. Payment:	$390.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,175
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$20,332.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,092.23
Avg. DMV Fee	296.00
Cash Sale Price	$22,800.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,800.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$390.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,332.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Forte GT-Line

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This low mileage used 2021 Kia Forte GT-Line FWD sedan under 41,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$19,777
Est. Payment:	$379.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,870
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$19,777.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,035.34
Avg. DMV Fee	296.00
Cash Sale Price	$22,188.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,188.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$379.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2009 Hyundai ELANTRA GLS

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This high mileage used 2009 Hyundai ELANTRA GLS FWD sedan under 133,000 miles, manual transmission, and 29 MPG, 2.0L gas engine is for sale right now below $7K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$6,991
Est. Payment:	$295.28 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	133,291
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$6,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	724.78
Avg. DMV Fee	296.00
Cash Sale Price	$8,091.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,091.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$295.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2017 INFINITI QX50 Base

2025 Hyundai VENUE Limited

2022 Hyundai SONATA SE

2024 Chevrolet Trax LT

2020 Hyundai SANTA FE SEL 2.0T

2023 Hyundai KONA SEL

2014 Hyundai SANTA FE Sport 2.0T

2025 Chevrolet Trax LT

2021 Kia Forte GT-Line

2009 Hyundai ELANTRA GLS

California Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2017 INFINITI QX50 Base

INFINITI QX50 Base

2017 INFINITI QX50 Base Car Loan Estimate

2025 Hyundai VENUE Limited

Hyundai VENUE Limited

2025 Hyundai VENUE Limited Car Loan Estimate

2022 Hyundai SONATA SE

Hyundai SONATA SE

2022 Hyundai SONATA SE Car Loan Estimate

2024 Chevrolet Trax LT

Chevrolet Trax LT

2024 Chevrolet Trax LT Car Loan Estimate

2020 Hyundai SANTA FE SEL 2.0T

Hyundai SANTA FE SEL 2.0T

2020 Hyundai SANTA FE SEL 2.0T Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2014 Hyundai SANTA FE Sport 2.0T

Hyundai SANTA FE Sport 2.0T

2014 Hyundai SANTA FE Sport 2.0T Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2021 Kia Forte GT-Line

Kia Forte GT-Line

2021 Kia Forte GT-Line Car Loan Estimate

2009 Hyundai ELANTRA GLS

Hyundai ELANTRA GLS

2009 Hyundai ELANTRA GLS Car Loan Estimate

California Areas with Used Cars for Sale Below $400 / Month

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