California Used Cars Under $400 a Month. Finance Payments Below $400

2023 Hyundai SONATA SEL

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This low mileage certified used 2023 Hyundai SONATA SEL FWD sedan under 52,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $20K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$19,450
Est. Payment:	$400.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,821
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$19,450.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,001.83
Avg. DMV Fee	296.00
Cash Sale Price	$21,827.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,827.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$400.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan under 20,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $20K at Ontario Hyundai in Ontario, CA. ...View More Details

Sales Price:	$19,492
Est. Payment:	$374.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,553
Location:	Ontario, CA

Item	Amount
Used Car Price⁽¹⁾	$19,492.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,006.13
Avg. DMV Fee	296.00
Cash Sale Price	$21,874.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,874.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage certified second hand 2025 Hyundai TUCSON SEL FWD SUV below 45,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $22K at Hyundai Escondido in Escondido, CA. ...View More Details

Sales Price:	$21,597
Est. Payment:	$414.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,953
Location:	Escondido, CA

Item	Amount
Used Car Price⁽¹⁾	$21,597.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,221.89
Avg. DMV Fee	296.00
Cash Sale Price	$24,194.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,194.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$414.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,597.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV below 28,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $20K at Pedder Hyundai of Moreno Valley in Moreno Valley, CA. ...View More Details

Sales Price:	$19,517
Est. Payment:	$374.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,110
Location:	Moreno Valley, CA

Item	Amount
Used Car Price⁽¹⁾	$19,517.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,008.69
Avg. DMV Fee	296.00
Cash Sale Price	$21,901.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,901.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,517.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford Explorer Base

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This high mileage preowned 2013 Ford Explorer Base AWD SUV below 187,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $8K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$7,067
Est. Payment:	$298.34 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	186,932
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$7,067.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	732.57
Avg. DMV Fee	296.00
Cash Sale Price	$8,175.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,175.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$298.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,067.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Volkswagen Tiguan SEL Premium 4Motion

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This average mileage used 2019 Volkswagen Tiguan SEL Premium 4Motion AWD SUV under 81,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $15K at Laguna Niguel Hyundai in Laguna Niguel, CA. ...View More Details

Sales Price:	$14,995
Est. Payment:	$406.10 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,118
Location:	Laguna Niguel, CA

Item	Amount
Used Car Price⁽¹⁾	$14,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,545.19
Avg. DMV Fee	296.00
Cash Sale Price	$16,916.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,916.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$406.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 7,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $21K at Hyundai of Gilroy in Gilroy, CA. ...View More Details

Sales Price:	$20,658
Est. Payment:	$396.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,537
Location:	Gilroy, CA

Item	Amount
Used Car Price⁽¹⁾	$20,658.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,125.65
Avg. DMV Fee	296.00
Cash Sale Price	$23,159.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,159.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$396.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,658.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford Fusion Energi SE

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This high mileage second hand 2014 Ford Fusion Energi SE FWD sedan below 142,000 miles, cvt transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $8K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$7,792
Est. Payment:	$327.50 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	141,908
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$7,792.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	806.88
Avg. DMV Fee	296.00
Cash Sale Price	$8,974.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,974.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$327.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai KONA SE

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This above average mileage second hand 2019 Hyundai KONA SE FWD SUV below 91,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $13K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$12,583
Est. Payment:	$384.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,646
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$12,583.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,297.96
Avg. DMV Fee	296.00
Cash Sale Price	$14,256.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,256.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$384.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SANTA FE SEL

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This low mileage certified used 2021 Hyundai SANTA FE SEL FWD SUV below 58,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $20K at Pedder Hyundai of Moreno Valley in Moreno Valley, CA. ...View More Details

Sales Price:	$19,177
Est. Payment:	$395.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,066
Location:	Moreno Valley, CA

Item	Amount
Used Car Price⁽¹⁾	$19,177.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	1,973.84
Avg. DMV Fee	296.00
Cash Sale Price	$21,526.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,526.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$395.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,177.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai SONATA SEL

2024 Hyundai ELANTRA SEL

2025 Hyundai TUCSON SEL

2023 Hyundai KONA SEL

2013 Ford Explorer Base

2019 Volkswagen Tiguan SEL Premium 4Motion

2024 Hyundai ELANTRA SEL

2014 Ford Fusion Energi SE

2019 Hyundai KONA SE

2021 Hyundai SANTA FE SEL

California Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2013 Ford Explorer Base

Ford Explorer Base

2013 Ford Explorer Base Car Loan Estimate

2019 Volkswagen Tiguan SEL Premium 4Motion

Volkswagen Tiguan SEL Premium 4Motion

2019 Volkswagen Tiguan SEL Premium 4Motion Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2014 Ford Fusion Energi SE

Ford Fusion Energi SE

2014 Ford Fusion Energi SE Car Loan Estimate

2019 Hyundai KONA SE

Hyundai KONA SE

2019 Hyundai KONA SE Car Loan Estimate

2021 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2021 Hyundai SANTA FE SEL Car Loan Estimate

California Areas with Used Cars for Sale Below $400 / Month

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