California Used Cars Under $45,000 |with Payments|

2023 Toyota Tacoma TRD Pro

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This low mileage second hand 2023 Toyota Tacoma TRD Pro 4x4 pickup under 12,000 miles, manual transmission, and 22 MPG, 3.5L gas engine is for sale right now below $42K at Ontario Hyundai in Ontario, CA. ...View More Details

Sales Price:	$41,770
Est. Payment:	$794.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,795
Location:	Ontario, CA

Item	Amount
Used Car Price⁽¹⁾	$41,770.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,289.63
Avg. DMV Fee	296.00
Cash Sale Price	$46,435.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,435.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 5 SEL

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This low mileage second hand 2026 Hyundai IONIQ 5 SEL RWD hatchback below 3,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $43K at Riverside Hyundai in Riverside, CA. ...View More Details

Sales Price:	$42,505
Est. Payment:	$808.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,074
Location:	Riverside, CA

Item	Amount
Used Car Price⁽¹⁾	$42,505.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,364.96
Avg. DMV Fee	296.00
Cash Sale Price	$47,245.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,245.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$808.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,505.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage used 2022 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 25,000 miles, automatic transmission, and 22 MPG, 3.0L diesel engine is for sale right now under $45K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$44,998
Est. Payment:	$855.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,571
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$44,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,620.50
Avg. DMV Fee	296.00
Cash Sale Price	$49,994.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,994.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$855.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Ascent Touring

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This low mileage used 2026 Subaru Ascent Touring AWD SUV below 2,000 miles, cvt transmission, and 22 MPG, 2.4L gas engine is for sale right now below $45K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$44,997
Est. Payment:	$855.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,129
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$44,997.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,620.39
Avg. DMV Fee	296.00
Cash Sale Price	$49,993.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,993.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$855.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2025 Hyundai PALISADE Calligraphy FWD SUV under 15,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $43K at Laguna Niguel Hyundai in Laguna Niguel, CA. ...View More Details

Sales Price:	$42,995
Est. Payment:	$817.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,635
Location:	Laguna Niguel, CA

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,415.19
Avg. DMV Fee	296.00
Cash Sale Price	$47,786.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,786.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$817.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Prestige

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This low mileage certified second hand 2026 Genesis G70 2.5T Prestige AWD sedan below 3,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $43K at Genesis Santa Monica in Santa Monica, CA. ...View More Details

Sales Price:	$42,499
Est. Payment:	$808.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,664
Location:	Santa Monica, CA

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,364.35
Avg. DMV Fee	296.00
Cash Sale Price	$47,239.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,239.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$808.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy FWD SUV under 5,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $42K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$41,991
Est. Payment:	$798.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,494
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$41,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,312.28
Avg. DMV Fee	296.00
Cash Sale Price	$46,679.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,679.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$798.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV80 2.5T Standard

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This low mileage certified used 2025 Genesis GV80 2.5T Standard AWD SUV under 22,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $43K at Genesis Santa Monica in Santa Monica, CA. ...View More Details

Sales Price:	$42,558
Est. Payment:	$809.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,640
Location:	Santa Monica, CA

Item	Amount
Used Car Price⁽¹⁾	$42,558.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,370.40
Avg. DMV Fee	296.00
Cash Sale Price	$47,304.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,304.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$809.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,558.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage used 2026 BMW X1 xDrive28i AWD SUV under 4,000 miles, transmission, and 22 MPG, 2.0L gas engine is for sale right now below $45K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$44,972
Est. Payment:	$854.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,366
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$44,972.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,617.83
Avg. DMV Fee	296.00
Cash Sale Price	$49,965.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,965.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$854.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,972.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 30,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $41K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$40,991
Est. Payment:	$779.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,751
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$40,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,209.78
Avg. DMV Fee	296.00
Cash Sale Price	$45,576.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,576.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$779.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in California

California Secondhand Used Vehicles Priced Below $45,000

2023 Toyota Tacoma TRD Pro

2026 Hyundai IONIQ 5 SEL

2022 Chevrolet Silverado 1500 LT Trail Boss

2026 Subaru Ascent Touring

2025 Hyundai PALISADE Calligraphy

2026 Genesis G70 2.5T Prestige

2024 Hyundai PALISADE Calligraphy

2025 Genesis GV80 2.5T Standard

2026 BMW X1 xDrive28i

2024 Hyundai PALISADE Calligraphy

California Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in California

California Secondhand Used Vehicles Priced Below $45,000

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Car Loan Estimate

2026 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2026 Hyundai IONIQ 5 SEL Car Loan Estimate

2022 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2022 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2026 Subaru Ascent Touring

Subaru Ascent Touring

2026 Subaru Ascent Touring Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Genesis G70 2.5T Prestige

Genesis G70 2.5T Prestige

2026 Genesis G70 2.5T Prestige Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Genesis GV80 2.5T Standard

Genesis GV80 2.5T Standard

2025 Genesis GV80 2.5T Standard Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

California Areas with Used Cars for Sale Below $45,000

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