California Used Cars Under $45,000 |with Payments|

2025 Genesis GV60 Standard

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This low mileage certified preowned 2025 Genesis GV60 Standard AWD SUV below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at Genesis Santa Monica in Santa Monica, CA. ...View More Details

Sales Price:	$40,998
Est. Payment:	$780.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36
Location:	Santa Monica, CA

Item	Amount
Used Car Price⁽¹⁾	$40,998.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,210.50
Avg. DMV Fee	296.00
Cash Sale Price	$45,584.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,584.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$780.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 4,000 miles, transmission, and 87 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$41,605
Est. Payment:	$791.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,132
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$41,605.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,272.71
Avg. DMV Fee	296.00
Cash Sale Price	$46,253.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,253.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$791.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Pro

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This low mileage preowned 2023 Toyota Tacoma TRD Pro 4x4 pickup under 12,000 miles, manual transmission, and 87 MPG, 3.5L gas engine is for sale right now below $41K at Ontario Hyundai in Ontario, CA. ...View More Details

Sales Price:	$40,395
Est. Payment:	$768.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,795
Location:	Ontario, CA

Item	Amount
Used Car Price⁽¹⁾	$40,395.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,148.69
Avg. DMV Fee	296.00
Cash Sale Price	$44,919.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,919.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$768.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi SQ5 3.0T quattro Premium Plus

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This low mileage preowned 2023 Audi SQ5 3.0T quattro Premium Plus AWD SUV below 18,000 miles, automatic transmission, and 87 MPG, 3.0L gas engine is for sale right now below $45K at Audi Pacific in Torrance, CA. ...View More Details

Sales Price:	$44,900
Est. Payment:	$853.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,437
Location:	Torrance, CA

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,610.45
Avg. DMV Fee	296.00
Cash Sale Price	$49,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$853.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lexus ES 350 Base

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This low mileage preowned 2025 Lexus ES 350 Base FWD sedan below 12,000 miles, automatic transmission, and 87 MPG, 3.5L gas engine is for sale right now under $44K at Ontario Hyundai in Ontario, CA. ...View More Details

Sales Price:	$43,093
Est. Payment:	$819.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,060
Location:	Ontario, CA

Item	Amount
Used Car Price⁽¹⁾	$43,093.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,425.23
Avg. DMV Fee	296.00
Cash Sale Price	$47,894.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,894.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,093.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage second hand 2025 Toyota Tacoma TRD Sport 4x4 pickup under 18,000 miles, automatic transmission, and 87 MPG, 2.4L gas engine is for sale right now below $42K at Puente Hills Hyundai in Rowland Heights, CA. ...View More Details

Sales Price:	$41,638
Est. Payment:	$792.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,989
Location:	Rowland Heights, CA

Item	Amount
Used Car Price⁽¹⁾	$41,638.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,276.10
Avg. DMV Fee	296.00
Cash Sale Price	$46,290.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,290.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$792.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,638.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Express LS 3500

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This low mileage preowned 2025 Chevrolet Express LS 3500 RWD van below 14,000 miles, automatic transmission, and 87 MPG, 4.3L gas engine is for sale right now under $45K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$44,990
Est. Payment:	$855.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,041
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,619.68
Avg. DMV Fee	296.00
Cash Sale Price	$49,985.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,985.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$855.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Ascent Touring

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This low mileage used 2026 Subaru Ascent Touring AWD SUV below 2,000 miles, cvt transmission, and 87 MPG, 2.4L gas engine is for sale right now below $43K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$42,990
Est. Payment:	$817.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,129
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,414.68
Avg. DMV Fee	296.00
Cash Sale Price	$47,780.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,780.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$817.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus RX 350h Luxury

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This average mileage preowned 2023 Lexus RX 350h Luxury AWD SUV under 76,000 miles, cvt transmission, and 87 MPG, 2.5L hybrid engine is for sale right now below $45K at Temecula Hyundai in Temecula, CA. ...View More Details

Sales Price:	$44,500
Est. Payment:	$1073.09 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,593
Location:	Temecula, CA

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,569.45
Avg. DMV Fee	296.00
Cash Sale Price	$49,445.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,445.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$1073.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi Q8 Sportback e-tron quattro Prestige S line

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This low mileage second hand 2024 Audi Q8 Sportback e-tron quattro Prestige S line AWD SUV below 23,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $45K at Valencia BMW in Valencia, CA. ...View More Details

Sales Price:	$44,388
Est. Payment:	$843.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,150
Location:	Valencia, CA

Item	Amount
Used Car Price⁽¹⁾	$44,388.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,557.97
Avg. DMV Fee	296.00
Cash Sale Price	$49,321.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,321.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$843.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in California

California Secondhand Used Vehicles Priced Below $45,000

2025 Genesis GV60 Standard

2025 BMW X1 xDrive28i

2023 Toyota Tacoma TRD Pro

2023 Audi SQ5 3.0T quattro Premium Plus

2025 Lexus ES 350 Base

2025 Toyota Tacoma TRD Sport

2025 Chevrolet Express LS 3500

2026 Subaru Ascent Touring

2023 Lexus RX 350h Luxury

2024 Audi Q8 Sportback e-tron quattro Prestige S line

California Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in California

California Secondhand Used Vehicles Priced Below $45,000

2025 Genesis GV60 Standard

Genesis GV60 Standard

2025 Genesis GV60 Standard Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Audi SQ5 3.0T quattro Premium Plus

Audi SQ5 3.0T quattro Premium Plus

2023 Audi SQ5 3.0T quattro Premium Plus Car Loan Estimate

2025 Lexus ES 350 Base

Lexus ES 350 Base

2025 Lexus ES 350 Base Car Loan Estimate

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Chevrolet Express LS 3500

Chevrolet Express LS 3500

2025 Chevrolet Express LS 3500 Car Loan Estimate

2026 Subaru Ascent Touring

Subaru Ascent Touring

2026 Subaru Ascent Touring Car Loan Estimate

2023 Lexus RX 350h Luxury

Lexus RX 350h Luxury

2023 Lexus RX 350h Luxury Car Loan Estimate

2024 Audi Q8 Sportback e-tron quattro Prestige S line

Audi Q8 Sportback e-tron quattro Prestige S line

2024 Audi Q8 Sportback e-tron quattro Prestige S line Car Loan Estimate

California Areas with Used Cars for Sale Below $45,000

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