California Used Cars Under $45,000 |with Payments|

2024 Toyota RAV4 Hybrid XSE

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This below average mileage preowned 2024 Toyota RAV4 Hybrid XSE AWD SUV under 63,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now under $41K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$40,390
Est. Payment:	$892.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,417
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$40,390.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,148.18
Avg. DMV Fee	296.00
Cash Sale Price	$44,914.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,914.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$892.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2025 Hyundai PALISADE Calligraphy FWD SUV under 9,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $45K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$44,991
Est. Payment:	$855.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,769
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$44,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,619.78
Avg. DMV Fee	296.00
Cash Sale Price	$49,986.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,986.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$855.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Prestige

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This low mileage certified used 2026 Genesis G70 2.5T Prestige AWD sedan below 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $43K at Genesis Santa Monica in Santa Monica, CA. ...View More Details

Sales Price:	$42,499
Est. Payment:	$808.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,664
Location:	Santa Monica, CA

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,364.35
Avg. DMV Fee	296.00
Cash Sale Price	$47,239.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,239.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$808.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i

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This low mileage used 2025 BMW 3 Series 330i RWD sedan below 5,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,077
Est. Payment:	$762.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,487
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,077.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,116.09
Avg. DMV Fee	296.00
Cash Sale Price	$44,569.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,569.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$762.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,077.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Prime XSE

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This low mileage preowned 2024 Toyota RAV4 Prime XSE AWD SUV under 28,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now under $44K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$43,738
Est. Payment:	$831.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,615
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$43,738.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,491.35
Avg. DMV Fee	296.00
Cash Sale Price	$48,605.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,605.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,738.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 30,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $41K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$40,991
Est. Payment:	$779.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,751
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$40,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,209.78
Avg. DMV Fee	296.00
Cash Sale Price	$45,576.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,576.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$779.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation Standard

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This low mileage second hand 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup under 31,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $44K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$43,621
Est. Payment:	$829.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,315
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$43,621.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,479.35
Avg. DMV Fee	296.00
Cash Sale Price	$48,476.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,476.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$829.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 MINI Convertible John Cooper Works

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This low mileage used 2025 MINI Convertible John Cooper Works FWD convertible under 12,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$40,449
Est. Payment:	$769.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,114
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$40,449.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,154.22
Avg. DMV Fee	296.00
Cash Sale Price	$44,979.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,979.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 5 SEL

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This low mileage preowned 2026 Hyundai IONIQ 5 SEL RWD hatchback under 3,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $43K at Riverside Hyundai in Riverside, CA. ...View More Details

Sales Price:	$42,505
Est. Payment:	$808.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,074
Location:	Riverside, CA

Item	Amount
Used Car Price⁽¹⁾	$42,505.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,364.96
Avg. DMV Fee	296.00
Cash Sale Price	$47,245.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,245.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$808.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,505.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy FWD SUV below 5,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $42K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$41,991
Est. Payment:	$798.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,494
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$41,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	4,312.28
Avg. DMV Fee	296.00
Cash Sale Price	$46,679.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,679.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$798.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in California

California Secondhand Used Vehicles Priced Below $45,000

2024 Toyota RAV4 Hybrid XSE

2025 Hyundai PALISADE Calligraphy

2026 Genesis G70 2.5T Prestige

2025 BMW 3 Series 330i

2024 Toyota RAV4 Prime XSE

2024 Hyundai PALISADE Calligraphy

2024 GMC Sierra 1500 Elevation Standard

2025 MINI Convertible John Cooper Works

2026 Hyundai IONIQ 5 SEL

2024 Hyundai PALISADE Calligraphy

California Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in California

California Secondhand Used Vehicles Priced Below $45,000

2024 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2024 Toyota RAV4 Hybrid XSE Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Genesis G70 2.5T Prestige

Genesis G70 2.5T Prestige

2026 Genesis G70 2.5T Prestige Car Loan Estimate

2025 BMW 3 Series 330i

BMW 3 Series 330i

2025 BMW 3 Series 330i Car Loan Estimate

2024 Toyota RAV4 Prime XSE

Toyota RAV4 Prime XSE

2024 Toyota RAV4 Prime XSE Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2025 MINI Convertible John Cooper Works

MINI Convertible John Cooper Works

2025 MINI Convertible John Cooper Works Car Loan Estimate

2026 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2026 Hyundai IONIQ 5 SEL Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

California Areas with Used Cars for Sale Below $45,000

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