California Used Cars Under $650 a Month. Finance Payments Below $650

2020 Honda Odyssey Touring

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This below average mileage preowned 2020 Honda Odyssey Touring FWD minivan under 64,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $30K at Riverside Hyundai in Riverside, CA. ...View More Details

Sales Price:	$29,991
Est. Payment:	$664.39 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,847
Location:	Riverside, CA

Item	Amount
Used Car Price⁽¹⁾	$29,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,082.28
Avg. DMV Fee	296.00
Cash Sale Price	$33,449.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,449.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$664.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 5 SEL

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This low mileage certified used 2026 Hyundai IONIQ 5 SEL RWD hatchback under 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $33K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$32,725
Est. Payment:	$623.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$32,725.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,362.51
Avg. DMV Fee	296.00
Cash Sale Price	$36,463.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,463.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$623.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Land Rover Range Rover Sport HSE

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This average mileage preowned 2020 Land Rover Range Rover Sport HSE AWD SUV under 70,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now under $27K at Riverside Hyundai in Riverside, CA. ...View More Details

Sales Price:	$26,991
Est. Payment:	$654.15 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,119
Location:	Riverside, CA

Item	Amount
Used Car Price⁽¹⁾	$26,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,774.78
Avg. DMV Fee	296.00
Cash Sale Price	$30,141.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,141.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$654.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai IONIQ 5 Limited

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This low mileage certified used 2023 Hyundai IONIQ 5 Limited AWD hatchback below 25,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $33K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$32,991
Est. Payment:	$628.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,631
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$32,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,389.78
Avg. DMV Fee	296.00
Cash Sale Price	$36,756.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,756.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$628.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Venza Limited

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This low mileage preowned 2021 Toyota Venza Limited AWD SUV under 36,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $33K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$32,888
Est. Payment:	$627.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,516
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$32,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,379.22
Avg. DMV Fee	296.00
Cash Sale Price	$36,643.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,643.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$627.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i

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This low mileage preowned 2023 BMW 3 Series 330i RWD sedan under 26,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $34K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$33,731
Est. Payment:	$642.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,330
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$33,731.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,465.63
Avg. DMV Fee	296.00
Cash Sale Price	$37,572.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,572.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$642.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,731.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Acura ADX w/A-SPEC

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This low mileage used 2025 Acura ADX w/A-SPEC AWD wagon below 6,000 miles, cvt transmission, and 22 MPG, 1.5L gas engine is for sale right now below $35K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$34,990
Est. Payment:	$666.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,210
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,594.68
Avg. DMV Fee	296.00
Cash Sale Price	$38,960.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,960.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Highlander XLE

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This low mileage used 2022 Toyota Highlander XLE FWD SUV under 51,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $33K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$32,509
Est. Payment:	$665.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,837
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$32,509.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,340.37
Avg. DMV Fee	296.00
Cash Sale Price	$36,225.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,225.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$665.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,509.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 sDrive30i

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This low mileage certified second hand 2023 BMW X3 sDrive30i RWD SUV under 27,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $34K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$33,475
Est. Payment:	$638.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,339
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$33,475.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,439.39
Avg. DMV Fee	296.00
Cash Sale Price	$37,290.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,290.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$638.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage certified second hand 2024 Hyundai PALISADE SEL AWD SUV below 21,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $35K at Laguna Niguel Hyundai in Laguna Niguel, CA. ...View More Details

Sales Price:	$34,888
Est. Payment:	$664.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,188
Location:	Laguna Niguel, CA

Item	Amount
Used Car Price⁽¹⁾	$34,888.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,584.22
Avg. DMV Fee	296.00
Cash Sale Price	$38,848.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,848.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $650 / Month

2020 Honda Odyssey Touring

2026 Hyundai IONIQ 5 SEL

2020 Land Rover Range Rover Sport HSE

2023 Hyundai IONIQ 5 Limited

2021 Toyota Venza Limited

2023 BMW 3 Series 330i

2025 Acura ADX w/A-SPEC

2022 Toyota Highlander XLE

2023 BMW X3 sDrive30i

2024 Hyundai PALISADE SEL

California Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $650 / Month

2020 Honda Odyssey Touring

Honda Odyssey Touring

2020 Honda Odyssey Touring Car Loan Estimate

2026 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2026 Hyundai IONIQ 5 SEL Car Loan Estimate

2020 Land Rover Range Rover Sport HSE

Land Rover Range Rover Sport HSE

2020 Land Rover Range Rover Sport HSE Car Loan Estimate

2023 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2023 Hyundai IONIQ 5 Limited Car Loan Estimate

2021 Toyota Venza Limited

Toyota Venza Limited

2021 Toyota Venza Limited Car Loan Estimate

2023 BMW 3 Series 330i

BMW 3 Series 330i

2023 BMW 3 Series 330i Car Loan Estimate

2025 Acura ADX w/A-SPEC

Acura ADX w/A-SPEC

2025 Acura ADX w/A-SPEC Car Loan Estimate

2022 Toyota Highlander XLE

Toyota Highlander XLE

2022 Toyota Highlander XLE Car Loan Estimate

2023 BMW X3 sDrive30i

BMW X3 sDrive30i

2023 BMW X3 sDrive30i Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

California Areas with Used Cars for Sale Below $650 / Month

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