California Used Cars Under $650 a Month. Finance Payments Below $650

2022 Lexus NX 350 Base

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This low mileage used 2022 Lexus NX 350 Base AWD wagon below 49,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now below $34K at Valencia BMW in Valencia, CA. ...View More Details

Sales Price:	$33,655
Est. Payment:	$641.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,906
Location:	Valencia, CA

Item	Amount
Used Car Price⁽¹⁾	$33,655.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,457.84
Avg. DMV Fee	296.00
Cash Sale Price	$37,488.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,488.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$641.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,655.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Acura ADX w/A-SPEC

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This low mileage preowned 2025 Acura ADX w/A-SPEC FWD wagon below 6,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now below $33K at K and S Acura Alpha Romeo in San Diego, CA. ...View More Details

Sales Price:	$32,999
Est. Payment:	$629.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,668
Location:	San Diego, CA

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,390.60
Avg. DMV Fee	296.00
Cash Sale Price	$36,765.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,765.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$629.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Touring XT

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This below average mileage preowned 2023 Subaru Outback Touring XT AWD SUV under 63,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now under $29K at Audi Pacific in Torrance, CA. ...View More Details

Sales Price:	$28,900
Est. Payment:	$640.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,757
Location:	Torrance, CA

Item	Amount
Used Car Price⁽¹⁾	$28,900.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,970.45
Avg. DMV Fee	296.00
Cash Sale Price	$32,246.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,246.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$640.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Ascent Limited 8-Passenger

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This low mileage used 2024 Subaru Ascent Limited 8-Passenger AWD SUV below 27,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now under $35K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$34,899
Est. Payment:	$664.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,174
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$34,899.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,585.35
Avg. DMV Fee	296.00
Cash Sale Price	$38,860.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,860.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Accord Hybrid Touring

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This low mileage second hand 2025 Honda Accord Hybrid Touring FWD sedan below 11,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $36K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$35,352
Est. Payment:	$673.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,486
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$35,352.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,631.78
Avg. DMV Fee	296.00
Cash Sale Price	$39,359.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,352.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified used 2025 Hyundai SANTA FE XRT AWD SUV under 8,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $35K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$34,583
Est. Payment:	$659.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,508
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$34,583.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,552.96
Avg. DMV Fee	296.00
Cash Sale Price	$38,511.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,511.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 6,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $36K at Dalton Hyundai National City in National City, CA. ...View More Details

Sales Price:	$35,078
Est. Payment:	$668.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,415
Location:	National City, CA

Item	Amount
Used Car Price⁽¹⁾	$35,078.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,603.70
Avg. DMV Fee	296.00
Cash Sale Price	$39,057.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,057.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,078.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Pilot Touring

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This above average mileage used 2018 Honda Pilot Touring AWD SUV below 90,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $22K at Laguna Niguel Hyundai in Laguna Niguel, CA. ...View More Details

Sales Price:	$21,404
Est. Payment:	$646.90 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,486
Location:	Laguna Niguel, CA

Item	Amount
Used Car Price⁽¹⁾	$21,404.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,202.11
Avg. DMV Fee	296.00
Cash Sale Price	$23,982.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,982.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$646.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,404.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer ST

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This low mileage used 2020 Ford Explorer ST AWD SUV under 53,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $31K at Elk Grove Hyundai in Elk Grove, CA. ...View More Details

Sales Price:	$30,442
Est. Payment:	$623.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,980
Location:	Elk Grove, CA

Item	Amount
Used Car Price⁽¹⁾	$30,442.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,128.51
Avg. DMV Fee	296.00
Cash Sale Price	$33,946.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,946.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$623.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,442.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Odyssey EX-L

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This above average mileage used 2019 Honda Odyssey EX-L FWD minivan below 99,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $22K at Riverside Hyundai in Riverside, CA. ...View More Details

Sales Price:	$21,991
Est. Payment:	$664.35 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,825
Location:	Riverside, CA

Item	Amount
Used Car Price⁽¹⁾	$21,991.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	2,262.28
Avg. DMV Fee	296.00
Cash Sale Price	$24,629.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,629.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$664.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $650 / Month

2022 Lexus NX 350 Base

2025 Acura ADX w/A-SPEC

2023 Subaru Outback Touring XT

2024 Subaru Ascent Limited 8-Passenger

2025 Honda Accord Hybrid Touring

2025 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE Hybrid SE

2018 Honda Pilot Touring

2020 Ford Explorer ST

2019 Honda Odyssey EX-L

California Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in California

California Secondhand Used Vehicles with Payments Below $650 / Month

2022 Lexus NX 350 Base

Lexus NX 350 Base

2022 Lexus NX 350 Base Car Loan Estimate

2025 Acura ADX w/A-SPEC

Acura ADX w/A-SPEC

2025 Acura ADX w/A-SPEC Car Loan Estimate

2023 Subaru Outback Touring XT

Subaru Outback Touring XT

2023 Subaru Outback Touring XT Car Loan Estimate

2024 Subaru Ascent Limited 8-Passenger

Subaru Ascent Limited 8-Passenger

2024 Subaru Ascent Limited 8-Passenger Car Loan Estimate

2025 Honda Accord Hybrid Touring

Honda Accord Hybrid Touring

2025 Honda Accord Hybrid Touring Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2018 Honda Pilot Touring

Honda Pilot Touring

2018 Honda Pilot Touring Car Loan Estimate

2020 Ford Explorer ST

Ford Explorer ST

2020 Ford Explorer ST Car Loan Estimate

2019 Honda Odyssey EX-L

Honda Odyssey EX-L

2019 Honda Odyssey EX-L Car Loan Estimate

California Areas with Used Cars for Sale Below $650 / Month

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