California Used Cars Under $40,000 |with Payments|

2026 Hyundai IONIQ 5 Limited

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This low mileage certified preowned 2026 Hyundai IONIQ 5 Limited RWD hatchback below 1,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Temecula Hyundai in Temecula, CA. ...View More Details

Sales Price:	$37,000
Est. Payment:	$704.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	830
Location:	Temecula, CA

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,800.70
Avg. DMV Fee	296.00
Cash Sale Price	$41,176.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,176.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage used 2023 Genesis GV70 2.5T Standard AWD SUV below 55,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $38K at Folsom Lake Hyundai in Folsom, CA. ...View More Details

Sales Price:	$37,493
Est. Payment:	$766.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,069
Location:	Folsom, CA

Item	Amount
Used Car Price⁽¹⁾	$37,493.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,851.23
Avg. DMV Fee	296.00
Cash Sale Price	$41,720.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,720.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$766.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 54,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $37K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$36,510
Est. Payment:	$746.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,526
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$36,510.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,750.48
Avg. DMV Fee	296.00
Cash Sale Price	$40,636.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,636.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$746.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,510.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified second hand 2025 Hyundai SANTA FE XRT AWD SUV under 4,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $36K at Ontario Hyundai in Ontario, CA. ...View More Details

Sales Price:	$35,273
Est. Payment:	$672.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,930
Location:	Ontario, CA

Item	Amount
Used Car Price⁽¹⁾	$35,273.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,623.68
Avg. DMV Fee	296.00
Cash Sale Price	$39,272.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,272.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,273.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 2500 Big Horn

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This above average mileage used 2021 Ram 2500 Big Horn 4x4 pickup below 93,000 miles, automatic transmission, and 21 MPG, 6.7L diesel engine is for sale right now below $39K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$38,675
Est. Payment:	$1160.52 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,866
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$38,675.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,972.39
Avg. DMV Fee	296.00
Cash Sale Price	$43,023.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,023.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1160.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage certified preowned 2024 Hyundai PALISADE SEL FWD SUV below 8,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $36K at Roseville Hyundai in Roseville, CA. ...View More Details

Sales Price:	$35,083
Est. Payment:	$668.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,066
Location:	Roseville, CA

Item	Amount
Used Car Price⁽¹⁾	$35,083.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,604.21
Avg. DMV Fee	296.00
Cash Sale Price	$39,063.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,063.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,083.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda CR-V Hybrid Sport Touring

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This low mileage preowned 2024 Honda CR-V Hybrid Sport Touring AWD SUV under 11,000 miles, automatic transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $37K at Hyundai of Vacaville in Vacaville, CA. ...View More Details

Sales Price:	$36,797
Est. Payment:	$700.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,580
Location:	Vacaville, CA

Item	Amount
Used Car Price⁽¹⁾	$36,797.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,779.89
Avg. DMV Fee	296.00
Cash Sale Price	$40,952.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride EX X-Line

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This low mileage preowned 2023 Kia Telluride EX X-Line AWD SUV below 33,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Hyundai of El Cajon in El Cajon, CA. ...View More Details

Sales Price:	$37,300
Est. Payment:	$710.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,331
Location:	El Cajon, CA

Item	Amount
Used Car Price⁽¹⁾	$37,300.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,831.45
Avg. DMV Fee	296.00
Cash Sale Price	$41,507.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,507.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 sDrive30i

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This low mileage certified preowned 2023 BMW X3 sDrive30i RWD SUV below 19,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $36K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$35,959
Est. Payment:	$684.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,524
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$35,959.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,694.00
Avg. DMV Fee	296.00
Cash Sale Price	$40,029.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,029.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,959.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Land Rover Range Rover P400 HSE Westminster Edition

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This average mileage second hand 2021 Land Rover Range Rover P400 HSE Westminster Edition AWD SUV below 75,000 miles, automatic transmission, and 21 MPG, 3.0L hybrid engine is for sale right now below $37K at BMW of Monterey in Seaside, CA. ...View More Details

Sales Price:	$36,775
Est. Payment:	$888.25 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,809
Location:	Seaside, CA

Item	Amount
Used Car Price⁽¹⁾	$36,775.00
Avg. Dealer Doc Fee	80.00
CA Sales Tax (10.25%)	3,777.64
Avg. DMV Fee	296.00
Cash Sale Price	$40,928.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,928.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$888.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in California

California Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai IONIQ 5 Limited

2023 Genesis GV70 2.5T Standard

2023 Ford F-150 XLT

2025 Hyundai SANTA FE XRT

2021 Ram 2500 Big Horn

2024 Hyundai PALISADE SEL

2024 Honda CR-V Hybrid Sport Touring

2023 Kia Telluride EX X-Line

2023 BMW X3 sDrive30i

2021 Land Rover Range Rover P400 HSE Westminster Edition

California Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in California

California Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2026 Hyundai IONIQ 5 Limited Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2021 Ram 2500 Big Horn

Ram 2500 Big Horn

2021 Ram 2500 Big Horn Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2024 Honda CR-V Hybrid Sport Touring

Honda CR-V Hybrid Sport Touring

2024 Honda CR-V Hybrid Sport Touring Car Loan Estimate

2023 Kia Telluride EX X-Line

Kia Telluride EX X-Line

2023 Kia Telluride EX X-Line Car Loan Estimate

2023 BMW X3 sDrive30i

BMW X3 sDrive30i

2023 BMW X3 sDrive30i Car Loan Estimate

2021 Land Rover Range Rover P400 HSE Westminster Edition

Land Rover Range Rover P400 HSE Westminster Edition

2021 Land Rover Range Rover P400 HSE Westminster Edition Car Loan Estimate

California Areas with Used Cars for Sale Below $40,000

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