Metro Gainesville, FL Area Used Cars Under $400 a Month

2022 Hyundai ELANTRA SEL

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This average mileage second hand 2022 Hyundai ELANTRA SEL FWD sedan under 83,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $15K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$14,976
Est. Payment:	$408.48 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,085
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$14,976.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	946.50
Avg. DMV Fee	294.00
Cash Sale Price	$17,015.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,015.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$408.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 43,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$19,456
Est. Payment:	$372.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,041
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$19,456.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,215.30
Avg. DMV Fee	294.00
Cash Sale Price	$21,764.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,764.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$372.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage certified used 2025 Kia Soul LX FWD hatchback under 10,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$21,541
Est. Payment:	$410.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,669
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$21,541.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,340.40
Avg. DMV Fee	294.00
Cash Sale Price	$23,974.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,974.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$410.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai SANTA FE Sport 2.0T Ultimate

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This low mileage used 2018 Hyundai SANTA FE Sport 2.0T Ultimate FWD SUV below 58,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $18K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$17,643
Est. Payment:	$364.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,375
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$17,643.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,106.52
Avg. DMV Fee	294.00
Cash Sale Price	$19,842.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,842.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$364.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 S

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This average mileage used 2022 Nissan Altima 2.5 S FWD sedan under 83,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $14K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$13,933
Est. Payment:	$381.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,052
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$13,933.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	883.92
Avg. DMV Fee	294.00
Cash Sale Price	$15,909.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,909.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$381.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV under 58,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$19,998
Est. Payment:	$410.15 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,873
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,247.82
Avg. DMV Fee	294.00
Cash Sale Price	$22,338.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,338.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$410.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active FWD SUV under 8,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $22K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$21,584
Est. Payment:	$411.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,373
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$21,584.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,342.98
Avg. DMV Fee	294.00
Cash Sale Price	$24,019.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,019.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$411.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Corolla LE

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This low mileage preowned 2024 Toyota Corolla LE FWD sedan below 57,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $19K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$18,870
Est. Payment:	$388.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,067
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$18,870.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,180.14
Avg. DMV Fee	294.00
Cash Sale Price	$21,143.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,143.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$388.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage used 2024 Ford Escape Active FWD SUV under 32,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $21K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$20,545
Est. Payment:	$392.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,771
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$20,545.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,280.64
Avg. DMV Fee	294.00
Cash Sale Price	$22,918.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,918.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$392.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage used 2024 Ford Escape Active AWD SUV under 19,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $21K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$20,784
Est. Payment:	$396.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,539
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$20,784.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,294.98
Avg. DMV Fee	294.00
Cash Sale Price	$23,171.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,171.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$396.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,784.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $400 / Month

2022 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2025 Kia Soul LX

2018 Hyundai SANTA FE Sport 2.0T Ultimate

2022 Nissan Altima 2.5 S

2024 Ford Edge SEL

2023 Ford Escape Active

2024 Toyota Corolla LE

2024 Ford Escape Active

2024 Ford Escape Active

Greater Gainesville Area Cities with Used Cars for Sale Below $400 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $400 / Month

2022 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2022 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2018 Hyundai SANTA FE Sport 2.0T Ultimate

Hyundai SANTA FE Sport 2.0T Ultimate

2018 Hyundai SANTA FE Sport 2.0T Ultimate Car Loan Estimate

2022 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2022 Nissan Altima 2.5 S Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2024 Toyota Corolla LE

Toyota Corolla LE

2024 Toyota Corolla LE Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $400 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $400 / Month

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