Metro Gainesville, FL Area Used Cars Under $400 a Month

2023 Kia Soul GT-Line

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This low mileage second hand 2023 Kia Soul GT-Line FWD hatchback under 42,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $21K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$20,245
Est. Payment:	$386.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,713
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$20,245.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,262.64
Avg. DMV Fee	294.00
Cash Sale Price	$22,600.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,600.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,245.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage certified second hand 2025 Kia Soul LX FWD hatchback below 10,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $21K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$20,700
Est. Payment:	$394.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,682
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$20,700.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,289.94
Avg. DMV Fee	294.00
Cash Sale Price	$23,082.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,082.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$394.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Compass Trailhawk

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This low mileage preowned 2022 Jeep Compass Trailhawk 4x4 SUV under 33,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $22K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$21,625
Est. Payment:	$411.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,586
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$21,625.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,345.44
Avg. DMV Fee	294.00
Cash Sale Price	$24,063.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,063.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$411.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Trailblazer LT

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This low mileage preowned 2024 Chevrolet Trailblazer LT FWD SUV below 31,000 miles, cvt transmission, and 29 MPG, 1.3L gas engine is for sale right now under $22K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$21,258
Est. Payment:	$405.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,371
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$21,258.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,323.42
Avg. DMV Fee	294.00
Cash Sale Price	$23,674.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,674.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,258.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ford Fusion Sport

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This high mileage second hand 2012 Ford Fusion Sport FWD sedan under 172,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now below $8K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$7,018
Est. Payment:	$312.95 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	171,689
Location:	Alachua, FL
Estimated Cash Down:	$100

Item	Amount
Used Car Price⁽¹⁾	$7,018.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	469.02
Avg. DMV Fee	294.00
Cash Sale Price	$8,580.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	100.00
Factory Rebate Incentive	0.00
Total Down Payment	$100.00
Total Loan Amount	$8,576.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$312.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,018.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue SV

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This low mileage used 2024 Nissan Rogue SV FWD SUV under 57,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now below $20K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$19,406
Est. Payment:	$398.63 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,292
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$19,406.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,212.30
Avg. DMV Fee	294.00
Cash Sale Price	$21,711.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,711.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$398.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,406.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Taos S

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This low mileage second hand 2024 Volkswagen Taos S FWD SUV below 19,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $20K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$19,771
Est. Payment:	$378.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,123
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$19,771.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,234.20
Avg. DMV Fee	294.00
Cash Sale Price	$22,098.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,098.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$378.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Envista Preferred

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This low mileage used 2024 Buick Envista Preferred FWD SUV under 19,000 miles, automatic transmission, and 29 MPG, 1.2L gas engine is for sale right now under $22K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$21,484
Est. Payment:	$409.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,324
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$21,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,336.98
Avg. DMV Fee	294.00
Cash Sale Price	$23,913.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,913.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$409.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage used 2023 Ford Escape ST-Line FWD SUV under 26,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $21K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$20,345
Est. Payment:	$388.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,190
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$20,345.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,268.64
Avg. DMV Fee	294.00
Cash Sale Price	$22,706.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,706.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$388.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage second hand 2023 Ford Escape ST-Line AWD SUV under 39,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $20K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$19,984
Est. Payment:	$382.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,742
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$19,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,246.98
Avg. DMV Fee	294.00
Cash Sale Price	$22,323.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,323.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$382.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Soul GT-Line

2025 Kia Soul LX

2022 Jeep Compass Trailhawk

2024 Chevrolet Trailblazer LT

2012 Ford Fusion Sport

2024 Nissan Rogue SV

2024 Volkswagen Taos S

2024 Buick Envista Preferred

2023 Ford Escape ST-Line

2023 Ford Escape ST-Line

Greater Gainesville Area Cities with Used Cars for Sale Below $400 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Soul GT-Line

Kia Soul GT-Line

2023 Kia Soul GT-Line Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2022 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2022 Jeep Compass Trailhawk Car Loan Estimate

2024 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2024 Chevrolet Trailblazer LT Car Loan Estimate

2012 Ford Fusion Sport

Ford Fusion Sport

2012 Ford Fusion Sport Car Loan Estimate

2024 Nissan Rogue SV

Nissan Rogue SV

2024 Nissan Rogue SV Car Loan Estimate

2024 Volkswagen Taos S

Volkswagen Taos S

2024 Volkswagen Taos S Car Loan Estimate

2024 Buick Envista Preferred

Buick Envista Preferred

2024 Buick Envista Preferred Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $400 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $400 / Month

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