Metro Gainesville, FL Area Used Cars Under $400 a Month

2021 Hyundai ELANTRA SEL

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This below average mileage preowned 2021 Hyundai ELANTRA SEL FWD sedan under 61,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $18K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$17,786
Est. Payment:	$397.13 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,975
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$17,786.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,115.10
Avg. DMV Fee	294.00
Cash Sale Price	$19,994.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,994.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$397.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,786.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage used 2023 Hyundai ELANTRA SEL FWD sedan under 18,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $21K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$20,887
Est. Payment:	$398.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,228
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$20,887.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,301.16
Avg. DMV Fee	294.00
Cash Sale Price	$23,281.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,281.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$398.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

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This low mileage second hand 2024 Hyundai KONA SEL AWD SUV under 53,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $20K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$19,477
Est. Payment:	$400.01 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,152
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$19,477.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,216.56
Avg. DMV Fee	294.00
Cash Sale Price	$21,786.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,786.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$400.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage used 2025 Ford Escape Active FWD SUV below 20,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $21K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$20,975
Est. Payment:	$399.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,708
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$20,975.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,306.44
Avg. DMV Fee	294.00
Cash Sale Price	$23,374.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,374.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$399.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Big Bend

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This low mileage second hand 2021 Ford Bronco Sport Big Bend AWD SUV below 40,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $20K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$19,984
Est. Payment:	$382.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,477
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$19,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,246.98
Avg. DMV Fee	294.00
Cash Sale Price	$22,323.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,323.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$382.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This low mileage used 2024 Nissan Altima 2.5 SV FWD sedan below 52,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $19K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$18,293
Est. Payment:	$376.97 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,272
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$18,293.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,145.52
Avg. DMV Fee	294.00
Cash Sale Price	$20,531.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,531.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$376.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,293.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Edge ST Line

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This low mileage used 2020 Ford Edge ST Line FWD SUV below 52,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $19K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$18,888
Est. Payment:	$388.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,672
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,181.22
Avg. DMV Fee	294.00
Cash Sale Price	$21,162.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,162.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$388.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Mazda CX-9 Touring

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This below average mileage second hand 2019 Mazda CX-9 Touring FWD SUV under 60,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $18K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$17,957
Est. Payment:	$400.73 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,414
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$17,957.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,125.36
Avg. DMV Fee	294.00
Cash Sale Price	$20,175.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,175.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$400.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Mazda CX-9 Touring

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This average mileage used 2016 Mazda CX-9 Touring AWD SUV below 84,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $14K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$13,484
Est. Payment:	$370.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,653
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$13,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	856.98
Avg. DMV Fee	294.00
Cash Sale Price	$15,433.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,433.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$370.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This below average mileage second hand 2020 Ford Explorer XLT RWD SUV below 60,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now under $20K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$19,984
Est. Payment:	$443.41 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,000
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$19,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,246.98
Avg. DMV Fee	294.00
Cash Sale Price	$22,323.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,323.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$443.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $400 / Month

2021 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2024 Hyundai KONA SEL

2025 Ford Escape Active

2021 Ford Bronco Sport Big Bend

2024 Nissan Altima 2.5 SV

2020 Ford Edge ST Line

2019 Mazda CX-9 Touring

2016 Mazda CX-9 Touring

2020 Ford Explorer XLT

Greater Gainesville Area Cities with Used Cars for Sale Below $400 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $400 / Month

2021 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2021 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2021 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2021 Ford Bronco Sport Big Bend Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2020 Ford Edge ST Line

Ford Edge ST Line

2020 Ford Edge ST Line Car Loan Estimate

2019 Mazda CX-9 Touring

Mazda CX-9 Touring

2019 Mazda CX-9 Touring Car Loan Estimate

2016 Mazda CX-9 Touring

Mazda CX-9 Touring

2016 Mazda CX-9 Touring Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $400 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $400 / Month

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