Gainesville, FL Area Used Cars Under $40,000

2019 Ram 1500 Rebel

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This low mileage used 2019 Ram 1500 Rebel 4X4 pickup under 29,000 miles, a transmission, and 20 MPG, 5.7L gas engine is for sale right now below $36K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$35,735
Est. Payment:	$667.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,542
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$35,735.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,192.04
Avg. DMV Fee	294.00
Cash Sale Price	$39,020.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,020.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$667.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 35,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$39,576
Est. Payment:	$737.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,381
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$39,576.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,422.50
Avg. DMV Fee	294.00
Cash Sale Price	$43,091.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,091.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$737.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,576.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage second hand 2022 Ford Bronco Base Advanced 4X4 SUV under 12,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $38K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$37,987
Est. Payment:	$708.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,670
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.16
Avg. DMV Fee	294.00
Cash Sale Price	$41,407.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,407.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV under 1,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $36K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$35,984
Est. Payment:	$672.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	684
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$35,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,206.98
Avg. DMV Fee	294.00
Cash Sale Price	$39,283.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,283.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 3,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$38,984
Est. Payment:	$726.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,150
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$38,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,386.98
Avg. DMV Fee	294.00
Cash Sale Price	$42,463.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,463.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 28,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$35,957
Est. Payment:	$671.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,265
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$35,957.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,205.36
Avg. DMV Fee	294.00
Cash Sale Price	$39,255.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,255.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty XLT

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This high mileage second hand 2020 Ford F-250 Super Duty XLT 4X4 pickup under 101,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $37K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$36,344
Est. Payment:	$1227.12 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,918
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$36,344.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,228.58
Avg. DMV Fee	294.00
Cash Sale Price	$39,665.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,665.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1227.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,344.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage preowned 2021 Ram 1500 Laramie 4X4 pickup under 37,000 miles, a transmission, and 20 MPG, 5.7L gas engine is for sale right now below $38K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$37,484
Est. Payment:	$699.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,566
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$37,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,296.98
Avg. DMV Fee	294.00
Cash Sale Price	$40,873.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,873.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 64,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $36K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$35,522
Est. Payment:	$770.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,522
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$35,522.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,179.26
Avg. DMV Fee	294.00
Cash Sale Price	$38,794.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,794.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$770.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,522.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage second hand 2021 Ford F-150 XL 4X4 pickup under 35,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$36,522
Est. Payment:	$681.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,834
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,522.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,239.26
Avg. DMV Fee	294.00
Cash Sale Price	$39,854.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,854.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$681.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,522.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $40,000

2019 Ram 1500 Rebel

2023 Ford F-150 XLT

2022 Ford Bronco Base Advanced

2025 Ford Explorer Active

2023 Ford F-150 XLT

2025 Ford Explorer ST-Line

2020 Ford F-250 Super Duty XLT

2021 Ram 1500 Laramie

2024 Ford F-150 XLT

2021 Ford F-150 XL

Greater Gainesville Area Cities with Used Cars for Sale Below $40K

Metro Gainesville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $40,000

2019 Ram 1500 Rebel

Ram 1500 Rebel

2019 Ram 1500 Rebel Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2020 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2020 Ford F-250 Super Duty XLT Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $40K

Metro Gainesville Area Counties with Used Cars for Sale Below $40,000

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