Gainesville, FL Area Used Cars Under $40,000

2025 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage second hand 2025 Ram 1500 Big Horn 4X4 pickup below 22,000 miles, a transmission, and 23 MPG, 3.6L hybrid engine is for sale right now under $38K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$37,978
Est. Payment:	$708.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,350
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$37,978.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,326.62
Avg. DMV Fee	294.00
Cash Sale Price	$41,397.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,397.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty XLT

⇩ View Seller Description

This above average mileage preowned 2022 Ford F-250 Super Duty XLT 4X4 pickup under 96,000 miles, a transmission, and 23 MPG, 7.3L gas engine is for sale right now below $36K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$35,984
Est. Payment:	$1059.65 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,674
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$35,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,206.98
Avg. DMV Fee	294.00
Cash Sale Price	$39,283.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,283.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1059.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XL 4X2 pickup under 12,000 miles, a transmission, and 23 MPG, 5.0L gas engine is for sale right now below $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,984
Est. Payment:	$690.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,095
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$36,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,266.98
Avg. DMV Fee	294.00
Cash Sale Price	$40,343.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,343.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram ProMaster Tradesman 2500

⇩ View Seller Description

This low mileage used 2026 Ram ProMaster Tradesman 2500 FWD full-size under 6,000 miles, a transmission, and 23 MPG, 3.6L gas engine is for sale right now under $36K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$35,484
Est. Payment:	$663.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,348
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$35,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,176.98
Avg. DMV Fee	294.00
Cash Sale Price	$38,753.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,753.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Power Wagon

⇩ View Seller Description

This average mileage preowned 2020 Ram 2500 Power Wagon 4X4 pickup under 86,000 miles, a transmission, and 23 MPG, 6.4L gas engine is for sale right now under $40K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$39,307
Est. Payment:	$1027.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,772
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$39,307.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,406.36
Avg. DMV Fee	294.00
Cash Sale Price	$42,806.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,806.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1027.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,307.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

⇩ View Seller Description

This below average mileage second hand 2024 Ford Expedition Limited 4X2 SUV below 60,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,545
Est. Payment:	$855.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,495
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$39,545.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,420.64
Avg. DMV Fee	294.00
Cash Sale Price	$43,058.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,058.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$855.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 56,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,911
Est. Payment:	$797.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,974
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$39,911.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,442.60
Avg. DMV Fee	294.00
Cash Sale Price	$43,446.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,446.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$797.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,911.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 1500 LT Trail Boss

⇩ View Seller Description

This low mileage used 2020 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup under 40,000 miles, a transmission, and 23 MPG, 5.3L gas engine is for sale right now under $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,184
Est. Payment:	$675.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,039
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$36,184.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,218.98
Avg. DMV Fee	294.00
Cash Sale Price	$39,495.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,495.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,184.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage used 2022 Ford Bronco Base Advanced 4X4 SUV under 12,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $38K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$37,987
Est. Payment:	$708.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,670
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.16
Avg. DMV Fee	294.00
Cash Sale Price	$41,407.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,407.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 36,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $38K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$37,884
Est. Payment:	$706.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,010
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$37,884.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,320.98
Avg. DMV Fee	294.00
Cash Sale Price	$41,297.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,297.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

2022 Ford F-250 Super Duty XLT

2025 Ford F-150 XL

2026 Ram ProMaster Tradesman 2500

2020 Ram 2500 Power Wagon

2024 Ford Expedition Limited

2024 Ford F-150 XLT

2020 Chevrolet Silverado 1500 LT Trail Boss

2022 Ford Bronco Base Advanced

2023 Ford F-150 XLT

Greater Gainesville Area Cities with Used Cars for Sale Below $40K

Metro Gainesville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2022 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2022 Ford F-250 Super Duty XLT Car Loan Estimate

2025 Ford F-150 XL

Ford F-150 XL

2025 Ford F-150 XL Car Loan Estimate

2026 Ram ProMaster Tradesman 2500

Ram ProMaster Tradesman 2500

2026 Ram ProMaster Tradesman 2500 Car Loan Estimate

2020 Ram 2500 Power Wagon

Ram 2500 Power Wagon

2020 Ram 2500 Power Wagon Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2020 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2020 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $40K

Metro Gainesville Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments