Gainesville, FL Area Used Cars Under $40,000

2025 Kia Telluride S

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This low mileage certified second hand 2025 Kia Telluride S FWD SUV below 17,000 miles, automatic transmission, and 107 MPG, 3.8L gas engine is for sale right now below $37K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$36,771
Est. Payment:	$686.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,661
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,771.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,254.20
Avg. DMV Fee	294.00
Cash Sale Price	$40,118.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,118.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$686.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento Hybrid EX

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This low mileage preowned 2025 Kia Sorento Hybrid EX FWD SUV below 13,000 miles, automatic transmission, and 107 MPG, 1.6L hybrid engine is for sale right now under $36K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$35,631
Est. Payment:	$665.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,968
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$35,631.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,185.80
Avg. DMV Fee	294.00
Cash Sale Price	$38,909.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,909.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,631.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 52,000 miles, automatic transmission, and 107 MPG, 2.7L gas engine is for sale right now below $36K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$35,084
Est. Payment:	$703.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,029
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$35,084.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,152.98
Avg. DMV Fee	294.00
Cash Sale Price	$38,329.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,329.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$703.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage used 2024 Ford F-150 XLT 4x4 pickup below 62,000 miles, automatic transmission, and 107 MPG, 3.5L hybrid engine is for sale right now under $37K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$36,846
Est. Payment:	$798.43 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,369
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$36,846.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,258.70
Avg. DMV Fee	294.00
Cash Sale Price	$40,197.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,197.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$798.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,846.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4x4 pickup below 22,000 miles, automatic transmission, and 107 MPG, 3.6L hybrid engine is for sale right now below $39K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$38,590
Est. Payment:	$719.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,350
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$38,590.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,363.34
Avg. DMV Fee	294.00
Cash Sale Price	$42,046.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,046.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This below average mileage used 2024 Jeep Wagoneer L Series II 4x4 SUV under 65,000 miles, automatic transmission, and 107 MPG, 3.0L gas engine is for sale right now under $38K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$37,958
Est. Payment:	$821.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,787
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$37,958.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,325.42
Avg. DMV Fee	294.00
Cash Sale Price	$41,376.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,376.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$821.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 250

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This low mileage second hand 2023 Ford Transit 250 RWD van under 55,000 miles, automatic transmission, and 107 MPG, 3.5L gas engine is for sale right now below $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,841
Est. Payment:	$796.34 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,958
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$39,841.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,438.40
Avg. DMV Fee	294.00
Cash Sale Price	$43,372.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,372.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$796.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,841.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage used 2021 Ram 1500 Laramie 4x4 pickup under 37,000 miles, automatic transmission, and 107 MPG, 5.7L gas engine is for sale right now under $38K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$37,984
Est. Payment:	$708.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,566
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$37,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,326.98
Avg. DMV Fee	294.00
Cash Sale Price	$41,403.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,403.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage second hand 2022 Ford Bronco Base Advanced 4x4 SUV under 29,000 miles, automatic transmission, and 107 MPG, 2.3L gas engine is for sale right now under $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,371
Est. Payment:	$733.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,375
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$39,371.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,410.20
Avg. DMV Fee	294.00
Cash Sale Price	$42,874.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,874.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium RWD SUV under 3,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$35,984
Est. Payment:	$672.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,757
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$35,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,206.98
Avg. DMV Fee	294.00
Cash Sale Price	$39,283.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,283.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

2025 Kia Sorento Hybrid EX

2023 Ford F-150 XL

2024 Ford F-150 XLT

2025 Ram 1500 Big Horn

2024 Jeep Wagoneer L Series II

2023 Ford Transit 250

2021 Ram 1500 Laramie

2022 Ford Bronco Base Advanced

2025 Ford Mustang Mach-E Premium

Greater Gainesville Area Cities with Used Cars for Sale Below $40K

Metro Gainesville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Kia Sorento Hybrid EX

Kia Sorento Hybrid EX

2025 Kia Sorento Hybrid EX Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2024 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2024 Jeep Wagoneer L Series II Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $40K

Metro Gainesville Area Counties with Used Cars for Sale Below $40,000

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