Gainesville, FL Area Used Cars Under $45,000

2023 Dodge Charger Scat Pack

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This low mileage used 2023 Dodge Charger Scat Pack RWD sedan under 57,000 miles, automatic transmission, and 19 MPG, 6.4L gas engine is for sale right now under $43K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,794
Est. Payment:	$853.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,005
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$42,794.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,615.58
Avg. DMV Fee	294.00
Cash Sale Price	$46,502.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,502.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$853.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage certified second hand 2025 Kia Telluride EX FWD SUV under 12,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $41K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,161
Est. Payment:	$747.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,825
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$40,161.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,457.60
Avg. DMV Fee	294.00
Cash Sale Price	$43,711.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,711.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,161.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT RWD pickup under 24,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $43K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$42,608
Est. Payment:	$792.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,193
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$42,608.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,604.42
Avg. DMV Fee	294.00
Cash Sale Price	$46,305.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,305.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$792.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,608.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 SLT

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This low mileage preowned 2025 GMC Sierra 1500 SLT 4x4 pickup under 49,000 miles, automatic transmission, and 19 MPG, 5.3L gas engine is for sale right now under $42K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$41,837
Est. Payment:	$778.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,637
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$41,837.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,558.16
Avg. DMV Fee	294.00
Cash Sale Price	$45,488.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,488.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$778.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage second hand 2025 Ford F-150 STX 4x4 pickup under 25,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $43K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$42,731
Est. Payment:	$794.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,601
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$42,731.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,611.80
Avg. DMV Fee	294.00
Cash Sale Price	$46,435.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,435.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,731.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 24,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $42K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$41,103
Est. Payment:	$765.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,545
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$41,103.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,514.12
Avg. DMV Fee	294.00
Cash Sale Price	$44,710.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,710.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$765.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,103.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Power Wagon

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This average mileage used 2020 Ram 2500 Power Wagon 4x4 pickup under 86,000 miles, automatic transmission, and 19 MPG, 6.4L gas engine is for sale right now under $41K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$40,451
Est. Payment:	$1056.75 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,772
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$40,451.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,475.00
Avg. DMV Fee	294.00
Cash Sale Price	$44,019.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,019.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1056.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,451.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 XL

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This low mileage preowned 2026 Ford F-150 XL RWD pickup below 1,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $42K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$41,984
Est. Payment:	$781.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,420
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$41,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,566.98
Avg. DMV Fee	294.00
Cash Sale Price	$45,643.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,643.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-250 Super Duty XL

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This low mileage used 2024 Ford F-250 Super Duty XL 4x4 pickup under 54,000 miles, automatic transmission, and 19 MPG, 7.3L gas engine is for sale right now under $44K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$43,565
Est. Payment:	$868.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,953
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$43,565.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,661.84
Avg. DMV Fee	294.00
Cash Sale Price	$47,319.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,319.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$868.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,565.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

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This low mileage second hand 2024 Ford Expedition XLT 4x4 SUV under 32,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $45K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$44,266
Est. Payment:	$822.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,456
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$44,266.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,703.90
Avg. DMV Fee	294.00
Cash Sale Price	$48,062.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,062.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,266.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $45,000

2023 Dodge Charger Scat Pack

2025 Kia Telluride EX

2024 Ford F-150 XLT

2025 GMC Sierra 1500 SLT

2025 Ford F-150 STX

2023 Ford F-150 XL

2020 Ram 2500 Power Wagon

2026 Ford F-150 XL

2024 Ford F-250 Super Duty XL

2024 Ford Expedition XLT

Greater Gainesville Area Cities with Used Cars for Sale Below $45K

Metro Gainesville Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $45,000

2023 Dodge Charger Scat Pack

Dodge Charger Scat Pack

2023 Dodge Charger Scat Pack Car Loan Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ram 2500 Power Wagon

Ram 2500 Power Wagon

2020 Ram 2500 Power Wagon Car Loan Estimate

2026 Ford F-150 XL

Ford F-150 XL

2026 Ford F-150 XL Car Loan Estimate

2024 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2024 Ford F-250 Super Duty XL Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $45K

Metro Gainesville Area Counties with Used Cars for Sale Below $45,000

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