Gainesville, FL Area Used Cars Under $45,000

2024 Ford Expedition XLT

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This low mileage used 2024 Ford Expedition XLT 4X4 SUV below 32,000 miles, a transmission, and 3.5L gas engine is for sale right now below $44K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$43,237
Est. Payment:	$803.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,456
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$43,237.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,642.16
Avg. DMV Fee	294.00
Cash Sale Price	$46,972.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,972.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 31,000 miles, a transmission, and 2.7L gas engine is for sale right now under $41K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$40,803
Est. Payment:	$759.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,147
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$40,803.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,496.12
Avg. DMV Fee	294.00
Cash Sale Price	$44,392.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,392.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,803.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 47,000 miles, a transmission, and 5.0L flexible engine is for sale right now below $43K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$42,885
Est. Payment:	$797.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,723
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$42,885.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.04
Avg. DMV Fee	294.00
Cash Sale Price	$46,599.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,599.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$797.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4X4 pickup under 2,000 miles, a transmission, and 2.7L gas engine is for sale right now under $44K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$43,984
Est. Payment:	$817.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,189
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$43,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,686.98
Avg. DMV Fee	294.00
Cash Sale Price	$47,763.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,763.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$817.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This average mileage preowned 2022 Ford F-350 Super Duty XL 4X4 pickup under 78,000 miles, a transmission, and 6.7L diesel engine is for sale right now under $44K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$43,998
Est. Payment:	$1036.92 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,617
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$43,998.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,687.82
Avg. DMV Fee	294.00
Cash Sale Price	$47,778.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,778.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$1036.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4X4 pickup under 51,000 miles, a transmission, and 3.5L gas engine is for sale right now below $45K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$44,305
Est. Payment:	$883.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,231
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$44,305.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,706.24
Avg. DMV Fee	294.00
Cash Sale Price	$48,104.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,104.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$883.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,305.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra Limited

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This above average mileage preowned 2023 Toyota Tundra Limited 4X4 pickup below 92,000 miles, a transmission, and 3.4L gas engine is for sale right now below $41K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$40,449
Est. Payment:	$1187.32 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,421
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$40,449.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,474.88
Avg. DMV Fee	294.00
Cash Sale Price	$44,016.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,016.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1187.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup below 20,000 miles, a transmission, and 3.5L hybrid engine is for sale right now below $41K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$40,984
Est. Payment:	$762.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,302
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$40,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,506.98
Avg. DMV Fee	294.00
Cash Sale Price	$44,583.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,583.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$762.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

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This low mileage preowned 2021 Ford Mustang GT Premium RWD coupe below 12,000 miles, transmission, and 5.0L gas engine is for sale right now under $43K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,610
Est. Payment:	$792.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,771
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$42,610.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,604.54
Avg. DMV Fee	294.00
Cash Sale Price	$46,307.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,307.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$792.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram 2500 Big Horn

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This low mileage second hand 2026 Ram 2500 Big Horn 4X4 pickup below 13,000 miles, a transmission, and 6.4L gas engine is for sale right now below $42K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$41,984
Est. Payment:	$781.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,179
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$41,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,566.98
Avg. DMV Fee	294.00
Cash Sale Price	$45,643.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,643.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$781.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $45,000

2024 Ford Expedition XLT

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2025 Ford F-150 STX

2022 Ford F-350 Super Duty XL

2023 Ford F-150 Lariat

2023 Toyota Tundra Limited

2025 Ford F-150 XLT

2021 Ford Mustang GT Premium

2026 Ram 2500 Big Horn

Greater Gainesville Area Cities with Used Cars for Sale Below $45K

Metro Gainesville Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $45,000

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Toyota Tundra Limited

Toyota Tundra Limited

2023 Toyota Tundra Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Car Loan Estimate

2026 Ram 2500 Big Horn

Ram 2500 Big Horn

2026 Ram 2500 Big Horn Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $45K

Metro Gainesville Area Counties with Used Cars for Sale Below $45,000

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