Gainesville, FL Area Used Cars Under $45,000

2023 Dodge Charger Scat Pack

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This low mileage second hand 2023 Dodge Charger Scat Pack RWD sedan under 57,000 miles, automatic transmission, and 6.4L gas engine is for sale right now under $43K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$42,794
Est. Payment:	$853.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,005
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$42,794.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,615.58
Avg. DMV Fee	294.00
Cash Sale Price	$46,502.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,502.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$853.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage certified used 2025 Kia Telluride EX FWD SUV under 12,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $41K at Jenkins Kia of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$40,161
Est. Payment:	$747.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,825
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$40,161.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,457.60
Avg. DMV Fee	294.00
Cash Sale Price	$43,711.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,711.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,161.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 37,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $45K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$44,978
Est. Payment:	$835.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,277
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$44,978.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,746.62
Avg. DMV Fee	294.00
Cash Sale Price	$48,817.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,817.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$835.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This below average mileage second hand 2024 Ford Expedition Limited RWD SUV below 60,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $42K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$41,438
Est. Payment:	$895.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,495
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$41,438.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,534.22
Avg. DMV Fee	294.00
Cash Sale Price	$45,065.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,065.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$895.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,438.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-250 Super Duty XLT

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This low mileage second hand 2024 Ford F-250 Super Duty XLT 4x4 pickup below 45,000 miles, automatic transmission, and 6.8L gas engine is for sale right now below $42K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$41,984
Est. Payment:	$781.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,556
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$41,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,566.98
Avg. DMV Fee	294.00
Cash Sale Price	$45,643.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,643.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$781.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

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This low mileage preowned 2024 Ford Expedition XLT 4x4 SUV below 32,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $45K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$44,266
Est. Payment:	$822.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,456
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$44,266.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,703.90
Avg. DMV Fee	294.00
Cash Sale Price	$48,062.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,062.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,266.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty Limited

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This above average mileage used 2022 Ford F-250 Super Duty Limited 4x4 pickup below 95,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $43K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$42,611
Est. Payment:	$1249.13 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,808
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$42,611.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,604.60
Avg. DMV Fee	294.00
Cash Sale Price	$46,308.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,308.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1249.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,611.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 26,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $44K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$43,375
Est. Payment:	$806.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,215
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$43,375.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,650.44
Avg. DMV Fee	294.00
Cash Sale Price	$47,118.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,118.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$806.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

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This low mileage preowned 2024 Ford Expedition XLT RWD SUV below 30,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $43K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$42,551
Est. Payment:	$791.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,241
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$42,551.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,601.00
Avg. DMV Fee	294.00
Cash Sale Price	$46,245.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,245.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$791.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,551.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Power Wagon

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This average mileage used 2020 Ram 2500 Power Wagon 4x4 pickup under 86,000 miles, automatic transmission, and 6.4L gas engine is for sale right now under $41K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$40,451
Est. Payment:	$1056.75 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,772
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$40,451.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,475.00
Avg. DMV Fee	294.00
Cash Sale Price	$44,019.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,019.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1056.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,451.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $45,000

2023 Dodge Charger Scat Pack

2025 Kia Telluride EX

2025 Ford F-150 XLT

2024 Ford Expedition Limited

2024 Ford F-250 Super Duty XLT

2024 Ford Expedition XLT

2022 Ford F-250 Super Duty Limited

2023 Ford F-150 XL

2024 Ford Expedition XLT

2020 Ram 2500 Power Wagon

Greater Gainesville Area Cities with Used Cars for Sale Below $45K

Metro Gainesville Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles Priced Below $45,000

2023 Dodge Charger Scat Pack

Dodge Charger Scat Pack

2023 Dodge Charger Scat Pack Car Loan Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2024 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2024 Ford F-250 Super Duty XLT Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2022 Ford F-250 Super Duty Limited

Ford F-250 Super Duty Limited

2022 Ford F-250 Super Duty Limited Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2020 Ram 2500 Power Wagon

Ram 2500 Power Wagon

2020 Ram 2500 Power Wagon Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $45K

Metro Gainesville Area Counties with Used Cars for Sale Below $45,000

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