Metro Gainesville, FL Area Used Cars Under $700 a Month

2025 Ford F-150 XL

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This low mileage used 2025 Ford F-150 XL 4X2 pickup below 12,000 miles, a transmission, and 17 MPG, 5.0L gas engine is for sale right now below $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,984
Est. Payment:	$690.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,095
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$36,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,266.98
Avg. DMV Fee	294.00
Cash Sale Price	$40,343.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,343.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Rebel

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This low mileage used 2019 Ram 1500 Rebel 4X4 pickup under 29,000 miles, a transmission, and 17 MPG, 5.7L gas engine is for sale right now under $36K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$35,735
Est. Payment:	$667.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,542
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$35,735.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,192.04
Avg. DMV Fee	294.00
Cash Sale Price	$39,020.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,020.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage used 2022 Ford Bronco Base Advanced 4X4 SUV below 12,000 miles, a transmission, and 17 MPG, 2.3L gas engine is for sale right now below $38K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$37,987
Est. Payment:	$708.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,670
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,327.16
Avg. DMV Fee	294.00
Cash Sale Price	$41,407.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,407.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Telluride EX

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This high mileage preowned 2020 Kia Telluride EX FWD SUV under 114,000 miles, a transmission, and 17 MPG, 3.8L gas engine is for sale right now below $20K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$19,488
Est. Payment:	$674.36 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,338
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$19,488.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,217.22
Avg. DMV Fee	294.00
Cash Sale Price	$21,798.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,798.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$674.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active RWD SUV under 1,000 miles, a transmission, and 17 MPG, 2.3L gas engine is for sale right now below $36K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$35,984
Est. Payment:	$672.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	684
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$35,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,206.98
Avg. DMV Fee	294.00
Cash Sale Price	$39,283.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,283.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Big Horn

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This average mileage used 2020 Ram 1500 Big Horn 4X4 pickup under 84,000 miles, a transmission, and 17 MPG, 5.7L gas engine is for sale right now below $26K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$25,582
Est. Payment:	$678.38 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,126
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$25,582.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,582.86
Avg. DMV Fee	294.00
Cash Sale Price	$28,257.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,257.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$678.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Mojave

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This low mileage second hand 2023 Jeep Gladiator Mojave 4X4 pickup below 21,000 miles, transmission, and 17 MPG, 3.6L gas engine is for sale right now below $38K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$37,658
Est. Payment:	$702.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,229
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$37,658.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,307.42
Avg. DMV Fee	294.00
Cash Sale Price	$41,058.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,058.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,658.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 1500 LT Trail Boss

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This low mileage used 2020 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup under 40,000 miles, a transmission, and 17 MPG, 5.3L gas engine is for sale right now below $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,184
Est. Payment:	$675.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,039
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$36,184.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,218.98
Avg. DMV Fee	294.00
Cash Sale Price	$39,495.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,495.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,184.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage used 2022 Ford Explorer ST AWD SUV under 57,000 miles, a transmission, and 17 MPG, 3.0L gas engine is for sale right now below $34K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$33,484
Est. Payment:	$672.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,889
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$33,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,056.98
Avg. DMV Fee	294.00
Cash Sale Price	$36,633.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,633.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$672.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Colorado ZR2

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This low mileage preowned 2021 Chevrolet Colorado ZR2 4X4 pickup under 30,000 miles, a transmission, and 17 MPG, 3.6L gas engine is for sale right now below $38K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$37,414
Est. Payment:	$698.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,229
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$37,414.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,292.78
Avg. DMV Fee	294.00
Cash Sale Price	$40,799.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,799.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,414.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $700 / Month

2025 Ford F-150 XL

2019 Ram 1500 Rebel

2022 Ford Bronco Base Advanced

2020 Kia Telluride EX

2025 Ford Explorer Active

2020 Ram 1500 Big Horn

2023 Jeep Gladiator Mojave

2020 Chevrolet Silverado 1500 LT Trail Boss

2022 Ford Explorer ST

2021 Chevrolet Colorado ZR2

Greater Gainesville Area Cities with Used Cars for Sale Below $700 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $700 / Month

2025 Ford F-150 XL

Ford F-150 XL

2025 Ford F-150 XL Car Loan Estimate

2019 Ram 1500 Rebel

Ram 1500 Rebel

2019 Ram 1500 Rebel Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2020 Kia Telluride EX

Kia Telluride EX

2020 Kia Telluride EX Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2020 Ram 1500 Big Horn

Ram 1500 Big Horn

2020 Ram 1500 Big Horn Car Loan Estimate

2023 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2023 Jeep Gladiator Mojave Car Loan Estimate

2020 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2020 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2021 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2021 Chevrolet Colorado ZR2 Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $700 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $700 / Month

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