Metro Gainesville, FL Area Used Cars Under $550 a Month

2025 Hyundai SANTA CRUZ SEL Activity

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This low mileage used 2025 Hyundai SANTA CRUZ SEL Activity AWD pickup under 15,000 miles, a transmission, and 49 MPG, 2.5L gas engine is for sale right now below $30K at Parks Hyundai of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$29,393
Est. Payment:	$552.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,390
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$29,393.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,811.52
Avg. DMV Fee	294.00
Cash Sale Price	$32,297.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,297.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$552.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,393.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger XLT

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This low mileage preowned 2021 Ford Ranger XLT 4X4 pickup under 31,000 miles, a transmission, and 49 MPG, 2.3L gas engine is for sale right now below $29K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$28,984
Est. Payment:	$545.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,297
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$28,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,786.98
Avg. DMV Fee	294.00
Cash Sale Price	$31,863.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,863.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$545.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Select

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This low mileage used 2025 Ford Mustang Mach-E Select RWD SUV under 18,000 miles, a transmission, and 0.0L electric engine is for sale right now under $28K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$27,384
Est. Payment:	$516.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,594
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$27,384.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,690.98
Avg. DMV Fee	294.00
Cash Sale Price	$30,167.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,167.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$516.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Blazer RS

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This low mileage preowned 2023 Chevrolet Blazer RS FWD SUV under 34,000 miles, a transmission, and 49 MPG, 3.6L gas engine is for sale right now under $30K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$29,384
Est. Payment:	$552.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,512
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$29,384.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,810.98
Avg. DMV Fee	294.00
Cash Sale Price	$32,287.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,287.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$552.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT RWD SUV below 39,000 miles, a transmission, and 49 MPG, 2.3L gas engine is for sale right now under $28K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$27,484
Est. Payment:	$518.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,081
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$27,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,696.98
Avg. DMV Fee	294.00
Cash Sale Price	$30,273.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,273.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$518.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain SLT

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This average mileage used 2024 GMC Terrain SLT AWD SUV under 70,000 miles, a transmission, and 49 MPG, 1.5L gas engine is for sale right now under $22K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$21,535
Est. Payment:	$520.16 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,303
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$21,535.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,340.04
Avg. DMV Fee	294.00
Cash Sale Price	$23,968.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,968.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$520.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,535.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This low mileage preowned 2024 Ford Maverick XLT FWD pickup under 34,000 miles, a transmission, and 49 MPG, 2.5L hybrid engine is for sale right now below $29K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$28,781
Est. Payment:	$541.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,604
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$28,781.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,774.80
Avg. DMV Fee	294.00
Cash Sale Price	$31,648.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,648.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$541.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz C-Class C 300

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This below average mileage preowned 2020 Mercedes-Benz C-Class C 300 RWD coupe under 62,000 miles, a transmission, and 49 MPG, 2.0L gas engine is for sale right now below $25K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$24,935
Est. Payment:	$547.65 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,694
Location:	Gainesville, FL

Item	Amount
Used Car Price⁽¹⁾	$24,935.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,544.04
Avg. DMV Fee	294.00
Cash Sale Price	$27,572.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,572.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$547.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4X2 pickup under 45,000 miles, a transmission, and 49 MPG, 2.7L gas engine is for sale right now below $30K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$29,484
Est. Payment:	$554.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,518
Location:	Chiefland, FL

Item	Amount
Used Car Price⁽¹⁾	$29,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,816.98
Avg. DMV Fee	294.00
Cash Sale Price	$32,393.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,393.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$554.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Sahara 4xe

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This low mileage preowned 2022 Jeep Wrangler Unlimited Sahara 4xe 4X4 SUV below 20,000 miles, a transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $28K at Santa Fe Ford Inc. in Alachua, FL. ...View More Details

Sales Price:	$27,964
Est. Payment:	$526.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,958
Location:	Alachua, FL

Item	Amount
Used Car Price⁽¹⁾	$27,964.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,725.78
Avg. DMV Fee	294.00
Cash Sale Price	$30,782.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,782.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$526.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,964.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $550 / Month

2025 Hyundai SANTA CRUZ SEL Activity

2021 Ford Ranger XLT

2025 Ford Mustang Mach-E Select

2023 Chevrolet Blazer RS

2023 Ford Explorer XLT

2024 GMC Terrain SLT

2024 Ford Maverick XLT

2020 Mercedes-Benz C-Class C 300

2023 Ford F-150 XL

2022 Jeep Wrangler Unlimited Sahara 4xe

Greater Gainesville Area Cities with Used Cars for Sale Below $550 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Vehicles with Payments Under $550 / Month

2025 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2025 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2021 Ford Ranger XLT

Ford Ranger XLT

2021 Ford Ranger XLT Car Loan Estimate

2025 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2025 Ford Mustang Mach-E Select Car Loan Estimate

2023 Chevrolet Blazer RS

Chevrolet Blazer RS

2023 Chevrolet Blazer RS Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 GMC Terrain SLT

GMC Terrain SLT

2024 GMC Terrain SLT Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2020 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2020 Mercedes-Benz C-Class C 300 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Jeep Wrangler Unlimited Sahara 4xe

Jeep Wrangler Unlimited Sahara 4xe

2022 Jeep Wrangler Unlimited Sahara 4xe Car Loan Estimate

Greater Gainesville Area Cities with Used Cars for Sale Below $550 / Month

Metro Gainesville Area Counties with Used Cars for Sale Below $550 / Month

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