Gainesville, FL Area Used Pickups Under $40,000

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now below $39K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$38,590
Est. Payment:	$971.84 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,350
Location:	Alachua, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,590.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,363.34
Avg. DMV Fee	294.00
Cash Sale Price	$42,046.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,715.79
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$971.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT RWD pickup below 33,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$37,484
Est. Payment:	$943.98 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,620
Location:	Chiefland, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,484.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,296.98
Avg. DMV Fee	294.00
Cash Sale Price	$40,873.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$40,520.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$943.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This average mileage used 2023 Ford F-150 Lariat 4x4 pickup below 72,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,984
Est. Payment:	$1,103.92 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	72,202
Location:	Chiefland, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,266.98
Avg. DMV Fee	294.00
Cash Sale Price	$40,343.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,979.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$1,103.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ram 2500 Big Horn

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This low mileage preowned 2023 Ram 2500 Big Horn 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 6.4L gas engine is for sale right now under $39K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$38,684
Est. Payment:	$974.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	42,584
Location:	Alachua, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,684.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,368.98
Avg. DMV Fee	294.00
Cash Sale Price	$42,145.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,817.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$974.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,684.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford F-150 Lightning XLT

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This low mileage preowned 2022 Ford F-150 Lightning XLT AWD pickup below 19,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,884
Est. Payment:	$928.87 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,700
Location:	Chiefland, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,884.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,260.98
Avg. DMV Fee	294.00
Cash Sale Price	$40,237.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,871.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$928.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 47,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Santa Fe Ford in Alachua, FL. ...View More Details

Sales Price:	$38,941
Est. Payment:	$980.68 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	46,754
Location:	Alachua, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,941.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,384.40
Avg. DMV Fee	294.00
Cash Sale Price	$42,418.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,095.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$980.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL 4x4 pickup below 60,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Parks Ford of Gainesville in Gainesville, FL. ...View More Details

Sales Price:	$39,821
Est. Payment:	$1,052.63 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	59,827
Location:	Gainesville, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,821.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,437.20
Avg. DMV Fee	294.00
Cash Sale Price	$43,351.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$43,046.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$1,052.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,821.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage preowned 2025 Ford F-150 STX RWD pickup under 3,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,984
Est. Payment:	$931.39 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2,649
Location:	Chiefland, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,984.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,266.98
Avg. DMV Fee	294.00
Cash Sale Price	$40,343.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,979.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$931.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 52,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$35,084
Est. Payment:	$927.41 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,029
Location:	Chiefland, FL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$35,084.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,152.98
Avg. DMV Fee	294.00
Cash Sale Price	$38,329.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$37,925.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$927.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 39,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $37K at Chiefland Ford in Chiefland, FL. ...View More Details

Sales Price:	$36,584
Est. Payment:	$921.32 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	38,502
Location:	Chiefland, FL
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,584.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,242.98
Avg. DMV Fee	294.00
Cash Sale Price	$39,919.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,547.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$921.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Pickups Priced Below $40,000

2025 Ram 1500 Big Horn

2024 Ford F-150 XLT

2023 Ford F-150 Lariat

2023 Ram 2500 Big Horn

2022 Ford F-150 Lightning XLT

2023 Ford F-150 Lariat

2021 Ford F-150 XL

2025 Ford F-150 STX

2023 Ford F-150 XL

2023 Ford F-150 XLT

Greater Gainesville Area Cities with Used Pickups for Sale Below $40K

Metro Gainesville Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Gainesville Area

Metro Gainesville Secondhand Used Pickups Priced Below $40,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Poor Credit Car Finance Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Poor Credit Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Poor Credit Auto Finance Estimate

2023 Ram 2500 Big Horn

Ram 2500 Big Horn

2023 Ram 2500 Big Horn Poor Credit Car Loan Estimate

2022 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2022 Ford F-150 Lightning XLT Poor Credit Car Finance Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Poor Credit Auto Finance Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Poor Credit Car Finance Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Poor Credit Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Poor Credit Auto Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Loan Estimate

Greater Gainesville Area Cities with Used Pickups for Sale Below $40K

Metro Gainesville Area Counties with Used Pickups for Sale Below $40,000

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