Naperville, IL Used Cars Under $550 a Month

2025 Kia Niro SX Touring

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This low mileage used 2025 Kia Niro SX Touring FWD hatchback under 18,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now under $29K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$28,795
Est. Payment:	$553.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,398
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$28,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,186.04
Avg. DMV Fee	196.00
Cash Sale Price	$32,346.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,346.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$553.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SE

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This low mileage certified preowned 2024 Ford Edge SE AWD SUV below 12,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $28K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$27,895
Est. Payment:	$536.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,493
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$27,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,087.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,347.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,347.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$536.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Sahara 4xe

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This low mileage preowned 2021 Jeep Wrangler Unlimited Sahara 4xe 4x4 SUV below 53,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $27K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$26,855
Est. Payment:	$554.35 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,514
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$26,855.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,972.64
Avg. DMV Fee	196.00
Cash Sale Price	$30,192.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,192.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$554.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Audi Q5 Sportback quattro S line Premium 45 TFSI

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This below average mileage used 2022 Audi Q5 Sportback quattro S line Premium 45 TFSI AWD SUV under 63,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $25K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$24,695
Est. Payment:	$552.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,872
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$24,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,735.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,795.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,795.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$552.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Passport Elite

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This low mileage preowned 2019 Honda Passport Elite AWD SUV under 51,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $28K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$27,272
Est. Payment:	$562.85 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,596
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$27,272.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,018.51
Avg. DMV Fee	196.00
Cash Sale Price	$30,655.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,655.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$562.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,272.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage certified used 2025 Ford Bronco Sport Big Bend AWD SUV under 25,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now below $29K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$28,250
Est. Payment:	$543.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,517
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$28,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,126.09
Avg. DMV Fee	196.00
Cash Sale Price	$31,741.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,741.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$543.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage certified used 2022 Lincoln Corsair Standard AWD SUV below 25,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $29K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$28,983
Est. Payment:	$557.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,249
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$28,983.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,206.72
Avg. DMV Fee	196.00
Cash Sale Price	$32,554.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,554.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$557.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Enclave Avenir

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This average mileage used 2019 Buick Enclave Avenir 4x4 SUV under 78,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $23K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$22,606
Est. Payment:	$552.90 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,153
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$22,606.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,505.25
Avg. DMV Fee	196.00
Cash Sale Price	$25,476.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,476.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$552.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,606.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line Select

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This low mileage certified preowned 2024 Ford Escape ST-Line Select AWD SUV under 4,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $30K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$29,295
Est. Payment:	$562.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,708
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$29,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,241.04
Avg. DMV Fee	196.00
Cash Sale Price	$32,901.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,901.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$562.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $550 / Month

2025 Kia Niro SX Touring

2024 Ford Edge SE

2021 Jeep Wrangler Unlimited Sahara 4xe

2022 Audi Q5 Sportback quattro S line Premium 45 TFSI

2019 Honda Passport Elite

2025 Ford Bronco Sport Big Bend

2022 Lincoln Corsair Standard

2019 Buick Enclave Avenir

2024 Ford Escape ST-Line Select

Used Cars under $550 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $550 / Month

2025 Kia Niro SX Touring

Kia Niro SX Touring

2025 Kia Niro SX Touring Car Loan Estimate

2024 Ford Edge SE

Ford Edge SE

2024 Ford Edge SE Car Loan Estimate

2021 Jeep Wrangler Unlimited Sahara 4xe

Jeep Wrangler Unlimited Sahara 4xe

2021 Jeep Wrangler Unlimited Sahara 4xe Car Loan Estimate

2022 Audi Q5 Sportback quattro S line Premium 45 TFSI

Audi Q5 Sportback quattro S line Premium 45 TFSI

2022 Audi Q5 Sportback quattro S line Premium 45 TFSI Car Loan Estimate

2019 Honda Passport Elite

Honda Passport Elite

2019 Honda Passport Elite Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2019 Buick Enclave Avenir

Buick Enclave Avenir

2019 Buick Enclave Avenir Car Loan Estimate

2024 Ford Escape ST-Line Select

Ford Escape ST-Line Select

2024 Ford Escape ST-Line Select Car Loan Estimate

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