Chicago, IL Area Used SUVs Under $45,000

2026 Hyundai PALISADE XRT Pro

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This low mileage certified preowned 2026 Hyundai PALISADE XRT Pro AWD SUV under 9,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at Michigan City Hyundai in Michigan City, IN. ...View More Details

Sales Price:	$44,512
Est. Payment:	$852.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,311
Location:	Michigan City, IN

Item	Amount
Used Car Price⁽¹⁾	$44,512.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,914.91
Avg. DMV Fee	196.00
Cash Sale Price	$49,791.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,791.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$852.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,512.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 10,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $41K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$40,999
Est. Payment:	$785.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,233
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,528.48
Avg. DMV Fee	196.00
Cash Sale Price	$45,892.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,892.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$785.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 19,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $45K at Karl Knauz Motors in Lake Bluff, IL. ...View More Details

Sales Price:	$44,995
Est. Payment:	$861.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,509
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,968.04
Avg. DMV Fee	196.00
Cash Sale Price	$50,328.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,328.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$861.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model Y Long Range

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This low mileage second hand 2025 Tesla Model Y Long Range AWD SUV under 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $41K at Genesis of Aurora in Aurora, IL. ...View More Details

Sales Price:	$40,777
Est. Payment:	$781.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,962
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$40,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,504.06
Avg. DMV Fee	196.00
Cash Sale Price	$45,646.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,646.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$781.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV80 2.5T

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This low mileage used 2024 Genesis GV80 2.5T AWD SUV below 22,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $44K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$43,350
Est. Payment:	$829.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,383
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$43,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,787.09
Avg. DMV Fee	196.00
Cash Sale Price	$48,502.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,502.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$829.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Mercedes-Benz GLB GLB 250 4MATIC

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This low mileage second hand 2026 Mercedes-Benz GLB GLB 250 4MATIC AWD SUV under 1,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $45K at Karl Knauz Motors in Lake Bluff, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$861.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	568
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$861.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage certified second hand 2026 Hyundai PALISADE XRT Pro AWD SUV under 8,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$861.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,611
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$861.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura MDX SH-AWD w/Tech

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This low mileage used 2024 Acura MDX SH-AWD w/Tech AWD SUV below 22,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $42K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$41,750
Est. Payment:	$799.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,151
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$41,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,611.09
Avg. DMV Fee	196.00
Cash Sale Price	$46,726.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,726.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$799.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Limited

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid Limited AWD SUV below 5,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $45K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$44,444
Est. Payment:	$850.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,114
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$44,444.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,907.43
Avg. DMV Fee	196.00
Cash Sale Price	$49,716.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,716.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$850.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV below 28,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $43K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$42,500
Est. Payment:	$813.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,362
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,693.59
Avg. DMV Fee	196.00
Cash Sale Price	$47,558.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,558.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$813.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used SUVs Priced Below $45,000

2026 Hyundai PALISADE XRT Pro

2025 Ford Explorer ST-Line

2024 BMW X3 xDrive30i

2025 Tesla Model Y Long Range

2024 Genesis GV80 2.5T

2026 Mercedes-Benz GLB GLB 250 4MATIC

2026 Hyundai PALISADE XRT Pro

2024 Acura MDX SH-AWD w/Tech

2026 Hyundai SANTA FE Hybrid Limited

2024 Hyundai PALISADE Calligraphy Night Edition

Greater Chicago Area Cities with Used SUVs for Sale Below $45K

Metro Chicago Area Counties with Used SUVs for Sale Below $45,000

Used SUVs under $45,000 for Sale in the Greater Chicago Area

Metro Chicago Secondhand Used SUVs Priced Below $45,000

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2025 Tesla Model Y Long Range

Tesla Model Y Long Range

2025 Tesla Model Y Long Range Car Loan Estimate

2024 Genesis GV80 2.5T

Genesis GV80 2.5T

2024 Genesis GV80 2.5T Car Loan Estimate

2026 Mercedes-Benz GLB GLB 250 4MATIC

Mercedes-Benz GLB GLB 250 4MATIC

2026 Mercedes-Benz GLB 250 4MATIC Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2024 Acura MDX SH-AWD w/Tech

Acura MDX SH-AWD w/Tech

2024 Acura MDX SH-AWD w/Tech Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

Greater Chicago Area Cities with Used SUVs for Sale Below $45K

Metro Chicago Area Counties with Used SUVs for Sale Below $45,000

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