Minnesota Used Cars Under $500 a Month. Finance Payments Below $500

2016 Jeep Wrangler Sahara

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This average mileage preowned 2016 Jeep Wrangler Sahara 4x4 SUV below 71,000 miles, transmission, and 30 MPG, 3.6L gas engine is for sale right now below $20K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$19,999
Est. Payment:	$482.23 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,091
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,682.20
Avg. DMV Fee	464.00
Cash Sale Price	$22,220.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,220.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$482.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Edge SEL

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This high mileage used 2020 Ford Edge SEL AWD SUV below 106,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $15K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$14,500
Est. Payment:	$503.04 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,176
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$14,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,221.39
Avg. DMV Fee	464.00
Cash Sale Price	$16,260.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,260.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$503.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SEL Sport

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This low mileage certified preowned 2026 Hyundai KONA SEL Sport AWD SUV under 4,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $27K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$26,340
Est. Payment:	$497.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,691
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$26,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,213.58
Avg. DMV Fee	464.00
Cash Sale Price	$29,092.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,092.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$497.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sportage S

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This above average mileage preowned 2020 Kia Sportage S FWD SUV below 91,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now below $16K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$15,999
Est. Payment:	$482.43 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,390
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,347.00
Avg. DMV Fee	464.00
Cash Sale Price	$17,885.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,885.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$482.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE SEL

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This below average mileage certified second hand 2022 Hyundai SANTA FE SEL AWD SUV under 66,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $23K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$22,340
Est. Payment:	$491.75 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,930
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$22,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,878.38
Avg. DMV Fee	464.00
Cash Sale Price	$24,757.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,757.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$491.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 SE

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This low mileage certified second hand 2024 Hyundai IONIQ 5 SE AWD hatchback below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $27K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$26,998
Est. Payment:	$510.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,570
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$26,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,268.72
Avg. DMV Fee	464.00
Cash Sale Price	$29,805.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,805.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$510.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid Limited

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This low mileage certified used 2025 Hyundai ELANTRA Hybrid Limited FWD sedan below 5,000 miles, automatic transmission, and 30 MPG, 1.6L hybrid engine is for sale right now under $27K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$27,000
Est. Payment:	$510.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,268
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$27,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,268.89
Avg. DMV Fee	464.00
Cash Sale Price	$29,807.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,807.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$510.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage second hand 2023 Hyundai SANTA FE SEL AWD SUV under 43,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $25K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$24,993
Est. Payment:	$472.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,755
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$24,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,100.70
Avg. DMV Fee	464.00
Cash Sale Price	$27,632.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,632.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$472.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage certified second hand 2025 Hyundai TUCSON SEL AWD SUV under 19,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $27K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$26,500
Est. Payment:	$500.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,081
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$26,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,226.99
Avg. DMV Fee	464.00
Cash Sale Price	$29,265.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,265.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$500.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai SONATA SEL

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This high mileage used 2018 Hyundai SONATA SEL FWD sedan below 145,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now under $10K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$9,340
Est. Payment:	$389.29 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	144,851
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$9,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	788.98
Avg. DMV Fee	464.00
Cash Sale Price	$10,667.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,667.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$389.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $500 / Month

2016 Jeep Wrangler Sahara

2020 Ford Edge SEL

2026 Hyundai KONA SEL Sport

2020 Kia Sportage S

2022 Hyundai SANTA FE SEL

2024 Hyundai IONIQ 5 SE

2025 Hyundai ELANTRA Hybrid Limited

2023 Hyundai SANTA FE SEL

2025 Hyundai TUCSON SEL

2018 Hyundai SONATA SEL

Minnesota Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $500 / Month

2016 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2016 Jeep Wrangler Sahara Car Loan Estimate

2020 Ford Edge SEL

Ford Edge SEL

2020 Ford Edge SEL Car Loan Estimate

2026 Hyundai KONA SEL Sport

Hyundai KONA SEL Sport

2026 Hyundai KONA SEL Sport Car Loan Estimate

2020 Kia Sportage S

Kia Sportage S

2020 Kia Sportage S Car Loan Estimate

2022 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2022 Hyundai SANTA FE SEL Car Loan Estimate

2024 Hyundai IONIQ 5 SE

Hyundai IONIQ 5 SE

2024 Hyundai IONIQ 5 SE Car Loan Estimate

2025 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2025 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2018 Hyundai SONATA SEL

Hyundai SONATA SEL

2018 Hyundai SONATA SEL Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $500 / Month

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