Minnesota Used Cars Under $500 a Month. Finance Payments Below $500

2025 Hyundai ELANTRA Limited

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This low mileage certified preowned 2025 Hyundai ELANTRA Limited FWD sedan below 11,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now under $25K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$25,000
Est. Payment:	$472.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,688
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,101.29
Avg. DMV Fee	464.00
Cash Sale Price	$27,640.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,640.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$472.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA CRUZ SEL

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This average mileage second hand 2022 Hyundai SANTA CRUZ SEL AWD pickup under 76,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $21K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$20,993
Est. Payment:	$505.61 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,895
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$20,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,765.50
Avg. DMV Fee	464.00
Cash Sale Price	$23,297.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,297.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$505.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chrysler Pacifica Hybrid Touring

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This below average mileage used 2021 Chrysler Pacifica Hybrid Touring FWD minivan under 68,000 miles, automatic transmission, and 23 MPG, 3.6L hybrid engine is for sale right now under $23K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$22,993
Est. Payment:	$505.80 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,048
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$22,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,933.10
Avg. DMV Fee	464.00
Cash Sale Price	$25,465.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,465.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$505.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox LT

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This above average mileage used 2020 Chevrolet Equinox LT 4x4 SUV below 97,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now under $16K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$15,993
Est. Payment:	$482.26 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,795
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$15,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,346.50
Avg. DMV Fee	464.00
Cash Sale Price	$17,878.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,878.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$482.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox Premier

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This average mileage used 2020 Chevrolet Equinox Premier 4x4 SUV below 84,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now under $18K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$17,993
Est. Payment:	$481.24 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,355
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$17,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,514.10
Avg. DMV Fee	464.00
Cash Sale Price	$20,046.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,046.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$481.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SE

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This low mileage certified preowned 2026 Hyundai KONA SE AWD SUV below 3,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now below $26K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$25,499
Est. Payment:	$482.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,023
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$25,499.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,143.10
Avg. DMV Fee	464.00
Cash Sale Price	$28,181.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,181.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$482.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SE

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This low mileage used 2025 Hyundai SONATA SE FWD sedan under 7,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $26K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$25,500
Est. Payment:	$482.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,267
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,143.19
Avg. DMV Fee	464.00
Cash Sale Price	$28,182.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,182.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$482.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified used 2023 Hyundai TUCSON SEL AWD SUV under 35,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $27K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$26,340
Est. Payment:	$497.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,945
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$26,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,213.58
Avg. DMV Fee	464.00
Cash Sale Price	$29,092.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,092.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$497.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV below 17,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $27K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$26,840
Est. Payment:	$507.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,455
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$26,840.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,255.48
Avg. DMV Fee	464.00
Cash Sale Price	$29,634.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,634.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$507.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Sportage S

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This low mileage preowned 2021 Kia Sportage S AWD SUV under 19,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now below $25K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$24,940
Est. Payment:	$471.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,126
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$24,940.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,096.26
Avg. DMV Fee	464.00
Cash Sale Price	$27,575.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,575.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$471.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $500 / Month

2025 Hyundai ELANTRA Limited

2022 Hyundai SANTA CRUZ SEL

2021 Chrysler Pacifica Hybrid Touring

2020 Chevrolet Equinox LT

2020 Chevrolet Equinox Premier

2026 Hyundai KONA SE

2025 Hyundai SONATA SE

2023 Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL

2021 Kia Sportage S

Minnesota Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $500 / Month

2025 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2025 Hyundai ELANTRA Limited Car Loan Estimate

2022 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2022 Hyundai SANTA CRUZ SEL Car Loan Estimate

2021 Chrysler Pacifica Hybrid Touring

Chrysler Pacifica Hybrid Touring

2021 Chrysler Pacifica Hybrid Touring Car Loan Estimate

2020 Chevrolet Equinox LT

Chevrolet Equinox LT

2020 Chevrolet Equinox LT Car Loan Estimate

2020 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2020 Chevrolet Equinox Premier Car Loan Estimate

2026 Hyundai KONA SE

Hyundai KONA SE

2026 Hyundai KONA SE Car Loan Estimate

2025 Hyundai SONATA SE

Hyundai SONATA SE

2025 Hyundai SONATA SE Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2021 Kia Sportage S

Kia Sportage S

2021 Kia Sportage S Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $500 / Month

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