Minnesota Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 3,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $39K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$38,998
Est. Payment:	$732.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,612
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,274.32
Avg. DMV Fee	464.00
Cash Sale Price	$42,811.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,811.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai IONIQ 5 SEL

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This low mileage certified preowned 2025 Hyundai IONIQ 5 SEL AWD hatchback below 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$35,340
Est. Payment:	$664.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,590
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$35,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,967.78
Avg. DMV Fee	464.00
Cash Sale Price	$38,846.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,846.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$664.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 Pro

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This low mileage used 2025 GMC Sierra 1500 Pro 4x4 pickup under 4,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $39K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$38,990
Est. Payment:	$732.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,847
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,273.65
Avg. DMV Fee	464.00
Cash Sale Price	$42,802.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,802.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Off-Road

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This low mileage second hand 2024 Toyota Tacoma TRD Off-Road 4x4 pickup below 40,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $40K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$750.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,889
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage certified preowned 2024 Hyundai IONIQ 5 Limited AWD hatchback below 5,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $38K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$37,850
Est. Payment:	$711.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,757
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$37,850.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,178.12
Avg. DMV Fee	464.00
Cash Sale Price	$41,567.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,567.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$711.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid Limited

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This low mileage certified second hand 2026 Hyundai TUCSON Hybrid Limited AWD SUV below 9,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $39K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$38,500
Est. Payment:	$723.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,684
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,232.59
Avg. DMV Fee	464.00
Cash Sale Price	$42,271.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,271.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 3,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $38K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$37,350
Est. Payment:	$702.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,370
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$37,350.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,136.22
Avg. DMV Fee	464.00
Cash Sale Price	$41,025.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,025.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$702.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 7,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $37K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,792
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 3,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $36K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$35,340
Est. Payment:	$664.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,451
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$35,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,967.78
Avg. DMV Fee	464.00
Cash Sale Price	$38,846.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,846.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage second hand 2025 Toyota Tacoma SR5 4x4 pickup below 25,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $37K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,906
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai IONIQ 5 SEL

2025 GMC Sierra 1500 Pro

2024 Toyota Tacoma TRD Off-Road

2024 Hyundai IONIQ 5 Limited

2026 Hyundai TUCSON Hybrid Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE SEL

2025 Toyota Tacoma SR5

Minnesota Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2025 Hyundai IONIQ 5 SEL Car Loan Estimate

2025 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2025 GMC Sierra 1500 Pro Car Loan Estimate

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2026 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2026 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $40,000

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