Minnesota Used Cars Under $40,000 |with Payments|

2024 Hyundai IONIQ 5 Limited

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This low mileage certified second hand 2024 Hyundai IONIQ 5 Limited AWD hatchback below 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $36K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$35,998
Est. Payment:	$676.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,571
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,022.92
Avg. DMV Fee	464.00
Cash Sale Price	$39,559.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,559.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$676.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $39K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$38,998
Est. Payment:	$732.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,612
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,274.32
Avg. DMV Fee	464.00
Cash Sale Price	$42,811.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,811.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage second hand 2025 Toyota Tacoma SR5 4x4 pickup below 25,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now under $37K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,906
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 5,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $38K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$37,350
Est. Payment:	$702.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,415
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$37,350.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,136.22
Avg. DMV Fee	464.00
Cash Sale Price	$41,025.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,025.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 2,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $39K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$38,998
Est. Payment:	$732.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,919
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,274.32
Avg. DMV Fee	464.00
Cash Sale Price	$42,811.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,811.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Off-Road

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This low mileage used 2024 Toyota Tacoma TRD Off-Road 4x4 pickup under 40,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now below $40K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$750.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,889
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage second hand 2022 Ford F-150 Lariat 4x4 pickup below 69,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $40K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$871.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,953
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$871.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $38K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$37,350
Est. Payment:	$702.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,370
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$37,350.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,136.22
Avg. DMV Fee	464.00
Cash Sale Price	$41,025.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,025.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$702.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage certified preowned 2024 Hyundai IONIQ 5 Limited AWD hatchback under 5,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$37,850
Est. Payment:	$711.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,757
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$37,850.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,178.12
Avg. DMV Fee	464.00
Cash Sale Price	$41,567.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,567.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$711.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 5,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$38,599
Est. Payment:	$725.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,180
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,240.88
Avg. DMV Fee	464.00
Cash Sale Price	$42,378.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,378.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai IONIQ 5 Limited

2026 Hyundai SANTA FE Hybrid SEL

2025 Toyota Tacoma SR5

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL

2024 Toyota Tacoma TRD Off-Road

2022 Ford F-150 Lariat

2026 Hyundai SANTA FE Hybrid SEL

2024 Hyundai IONIQ 5 Limited

2026 Hyundai SANTA FE SEL

Minnesota Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $40,000

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