Minnesota Used Cars Under $650 a Month. Finance Payments Below $650

2025 Kia Sportage SX-Prestige

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This low mileage second hand 2025 Kia Sportage SX-Prestige AWD SUV under 16,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $35K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$34,500
Est. Payment:	$649.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,476
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,897.39
Avg. DMV Fee	464.00
Cash Sale Price	$37,936.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,936.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$649.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 12,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $35K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$34,998
Est. Payment:	$658.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,275
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$34,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,939.12
Avg. DMV Fee	464.00
Cash Sale Price	$38,476.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,476.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$658.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ SEL Activity

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This low mileage certified preowned 2025 Hyundai SANTA CRUZ SEL Activity AWD pickup under 9,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $33K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$33,000
Est. Payment:	$621.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,241
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$33,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,771.69
Avg. DMV Fee	464.00
Cash Sale Price	$36,310.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,310.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$621.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai IONIQ 5 Limited

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This low mileage certified preowned 2023 Hyundai IONIQ 5 Limited AWD hatchback below 17,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $34K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$33,150
Est. Payment:	$624.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,938
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$33,150.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,784.26
Avg. DMV Fee	464.00
Cash Sale Price	$36,473.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,473.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$624.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Plug-in Hybrid Limited

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This low mileage certified preowned 2024 Hyundai TUCSON Plug-in Hybrid Limited AWD SUV below 7,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $34K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$33,990
Est. Payment:	$639.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,498
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,854.65
Avg. DMV Fee	464.00
Cash Sale Price	$37,383.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,383.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$639.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage certified used 2026 Hyundai SANTA FE SE AWD SUV under 4,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $35K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$34,340
Est. Payment:	$646.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,730
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$34,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,883.98
Avg. DMV Fee	464.00
Cash Sale Price	$37,762.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,762.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$646.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage certified preowned 2026 Hyundai TUCSON Hybrid SEL Convenience AWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $35K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$34,998
Est. Payment:	$658.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,268
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$34,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,939.12
Avg. DMV Fee	464.00
Cash Sale Price	$38,476.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,476.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$658.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2022 Hyundai PALISADE Calligraphy AWD SUV under 39,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $35K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$34,340
Est. Payment:	$646.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,090
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$34,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,883.98
Avg. DMV Fee	464.00
Cash Sale Price	$37,762.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,762.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$646.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2023 Hyundai SANTA FE Calligraphy AWD SUV below 25,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $34K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$33,340
Est. Payment:	$627.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,155
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$33,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,800.18
Avg. DMV Fee	464.00
Cash Sale Price	$36,679.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,679.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$627.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage certified used 2026 Hyundai SANTA FE SE AWD SUV below 4,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $35K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$34,340
Est. Payment:	$646.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,737
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$34,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,883.98
Avg. DMV Fee	464.00
Cash Sale Price	$37,762.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,762.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$646.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Sportage SX-Prestige

2026 Hyundai SANTA FE SEL

2025 Hyundai SANTA CRUZ SEL Activity

2023 Hyundai IONIQ 5 Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited

2026 Hyundai SANTA FE SE

2026 Hyundai TUCSON Hybrid SEL Convenience

2022 Hyundai PALISADE Calligraphy

2023 Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE SE

Minnesota Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Sportage SX-Prestige

Kia Sportage SX-Prestige

2025 Kia Sportage SX-Prestige Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2025 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2023 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2023 Hyundai IONIQ 5 Limited Car Loan Estimate

2024 Hyundai TUCSON Plug-in Hybrid Limited

Hyundai TUCSON Plug-in Hybrid Limited

2024 Hyundai TUCSON Plug-in Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2026 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2022 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $650 / Month

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