Minnesota Used Cars Under $700 a Month. Finance Payments Below $700

2025 Toyota Tacoma SR5

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This low mileage used 2025 Toyota Tacoma SR5 4x4 pickup under 25,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $37K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,906
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SANTA FE SEL

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This high mileage used 2021 Hyundai SANTA FE SEL AWD SUV under 106,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $20K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$20,000
Est. Payment:	$687.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,548
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,682.29
Avg. DMV Fee	464.00
Cash Sale Price	$22,221.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,221.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$687.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 13,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$35,998
Est. Payment:	$676.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,289
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,022.92
Avg. DMV Fee	464.00
Cash Sale Price	$39,559.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,559.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 7,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $37K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,792
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage certified second hand 2024 Hyundai IONIQ 5 Limited AWD hatchback under 5,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $38K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$37,850
Est. Payment:	$711.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,757
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$37,850.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,178.12
Avg. DMV Fee	464.00
Cash Sale Price	$41,567.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,567.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage certified preowned 2024 Hyundai IONIQ 5 Limited AWD hatchback under 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $37K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$36,340
Est. Payment:	$683.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,406
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$36,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,051.58
Avg. DMV Fee	464.00
Cash Sale Price	$39,930.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,930.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 4,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$36,340
Est. Payment:	$683.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,500
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$36,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,051.58
Avg. DMV Fee	464.00
Cash Sale Price	$39,930.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,930.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV under 12,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$35,998
Est. Payment:	$676.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,275
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,022.92
Avg. DMV Fee	464.00
Cash Sale Price	$39,559.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,559.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.93

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Limited

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This average mileage second hand 2023 Hyundai SANTA FE Limited AWD SUV below 81,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $26K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$25,500
Est. Payment:	$676.56 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,103
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,143.19
Avg. DMV Fee	464.00
Cash Sale Price	$28,182.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,182.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$676.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride SX

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This below average mileage preowned 2022 Kia Telluride SX AWD SUV under 60,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $33K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$32,500
Est. Payment:	$710.46 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,061
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$32,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,729.79
Avg. DMV Fee	464.00
Cash Sale Price	$35,768.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,768.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$710.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $700 / Month

2025 Toyota Tacoma SR5

2021 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SE

2024 Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2023 Hyundai SANTA FE Limited

2022 Kia Telluride SX

Minnesota Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $700 / Month

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2021 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2021 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2023 Hyundai SANTA FE Limited Car Loan Estimate

2022 Kia Telluride SX

Kia Telluride SX

2022 Kia Telluride SX Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $700 / Month

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