Minnesota Used Cars Under $400 a Month. Finance Payments Below $400

2018 Hyundai TUCSON Limited

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This below average mileage second hand 2018 Hyundai TUCSON Limited AWD SUV below 66,000 miles, automatic transmission, and 1.6L gas engine is for sale right now under $18K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$17,990
Est. Payment:	$398.10 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,807
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,513.85
Avg. DMV Fee	464.00
Cash Sale Price	$20,042.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,042.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$398.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified preowned 2023 Hyundai KONA SEL FWD SUV under 22,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $22K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$21,340
Est. Payment:	$405.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,685
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$21,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,794.58
Avg. DMV Fee	464.00
Cash Sale Price	$23,673.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,673.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Volvo XC60 T5 Inscription

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This average mileage preowned 2017 Volvo XC60 T5 Inscription AWD SUV under 78,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $17K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$16,340
Est. Payment:	$396.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,983
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$16,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,375.58
Avg. DMV Fee	464.00
Cash Sale Price	$18,254.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,254.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$396.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Seltos SX

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This low mileage used 2022 Kia Seltos SX AWD SUV below 44,000 miles, automatic transmission, and 1.6L gas engine is for sale right now below $22K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$21,500
Est. Payment:	$408.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,909
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,807.99
Avg. DMV Fee	464.00
Cash Sale Price	$23,846.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,846.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$408.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified second hand 2023 Hyundai SONATA SEL FWD sedan under 52,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $20K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$19,590
Est. Payment:	$399.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,070
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$19,590.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,647.93
Avg. DMV Fee	464.00
Cash Sale Price	$21,776.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,776.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$399.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SE

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This low mileage preowned 2022 Hyundai KONA SE AWD SUV under 18,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $21K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$20,998
Est. Payment:	$398.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,775
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,765.92
Avg. DMV Fee	464.00
Cash Sale Price	$23,302.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,302.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$398.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai IONIQ Hybrid Limited

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This low mileage second hand 2020 Hyundai IONIQ Hybrid Limited FWD hatchback under 59,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $20K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$19,998
Est. Payment:	$407.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,015
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,682.12
Avg. DMV Fee	464.00
Cash Sale Price	$22,219.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,219.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$407.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 40,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$19,150
Est. Payment:	$364.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,673
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$19,150.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,611.06
Avg. DMV Fee	464.00
Cash Sale Price	$21,300.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,300.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Hybrid Blue

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This low mileage preowned 2023 Hyundai ELANTRA Hybrid Blue FWD sedan below 58,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $20K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$19,790
Est. Payment:	$403.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,907
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$19,790.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,664.69
Avg. DMV Fee	464.00
Cash Sale Price	$21,993.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,993.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$403.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage used 2025 Hyundai ELANTRA SE FWD sedan under 27,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $19K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$19,000
Est. Payment:	$361.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,249
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,598.49
Avg. DMV Fee	464.00
Cash Sale Price	$21,137.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,137.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$361.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $400 / Month

2018 Hyundai TUCSON Limited

2023 Hyundai KONA SEL

2017 Volvo XC60 T5 Inscription

2022 Kia Seltos SX

2023 Hyundai SONATA SEL

2022 Hyundai KONA SE

2020 Hyundai IONIQ Hybrid Limited

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA Hybrid Blue

2025 Hyundai ELANTRA SE

Minnesota Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $400 / Month

2018 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2018 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2017 Volvo XC60 T5 Inscription

Volvo XC60 T5 Inscription

2017 Volvo XC60 T5 Inscription Car Loan Estimate

2022 Kia Seltos SX

Kia Seltos SX

2022 Kia Seltos SX Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2022 Hyundai KONA SE

Hyundai KONA SE

2022 Hyundai KONA SE Car Loan Estimate

2020 Hyundai IONIQ Hybrid Limited

Hyundai IONIQ Hybrid Limited

2020 Hyundai IONIQ Hybrid Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA Hybrid Blue

Hyundai ELANTRA Hybrid Blue

2023 Hyundai ELANTRA Hybrid Blue Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $400 / Month

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