Minnesota Used Cars Under $400 a Month. Finance Payments Below $400

2019 Hyundai KONA Ultimate

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This low mileage second hand 2019 Hyundai KONA Ultimate AWD SUV under 34,000 miles, automatic transmission, and 21 MPG, 1.6L gas engine is for sale right now below $20K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$19,899
Est. Payment:	$378.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,740
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$19,899.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,673.82
Avg. DMV Fee	464.00
Cash Sale Price	$22,111.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,111.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$378.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Limited

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This low mileage preowned 2020 Hyundai TUCSON Limited AWD SUV under 52,000 miles, automatic transmission, and 21 MPG, 2.4L gas engine is for sale right now under $20K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$19,599
Est. Payment:	$400.01 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,748
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$19,599.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,648.68
Avg. DMV Fee	464.00
Cash Sale Price	$21,786.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,786.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$400.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA N Line

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This low mileage certified preowned 2023 Hyundai KONA N Line AWD SUV under 49,000 miles, automatic transmission, and 21 MPG, 1.6L gas engine is for sale right now below $21K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$20,840
Est. Payment:	$395.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,443
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$20,840.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,752.68
Avg. DMV Fee	464.00
Cash Sale Price	$23,131.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,131.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$395.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Seltos SX

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This low mileage preowned 2022 Kia Seltos SX AWD SUV below 44,000 miles, automatic transmission, and 21 MPG, 1.6L gas engine is for sale right now under $22K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$21,500
Est. Payment:	$408.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,903
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,807.99
Avg. DMV Fee	464.00
Cash Sale Price	$23,846.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,846.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$408.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Buick Encore Leather

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This high mileage second hand 2015 Buick Encore Leather AWD SUV below 109,000 miles, automatic transmission, and 21 MPG, 1.4L gas engine is for sale right now below $11K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$10,340
Est. Payment:	$363.56 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,365
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$10,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	872.78
Avg. DMV Fee	464.00
Cash Sale Price	$11,751.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,751.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$363.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE Limited

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This low mileage certified second hand 2025 Hyundai VENUE Limited FWD hatchback below 4,000 miles, cvt transmission, and 21 MPG, 1.6L gas engine is for sale right now below $22K at Luther Bloomington Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$21,350
Est. Payment:	$405.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,700
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$21,350.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,795.42
Avg. DMV Fee	464.00
Cash Sale Price	$23,684.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,684.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Journey GT

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This above average mileage second hand 2019 Dodge Journey GT AWD SUV below 100,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $13K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$12,990
Est. Payment:	$394.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,648
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,094.85
Avg. DMV Fee	464.00
Cash Sale Price	$14,623.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,623.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$394.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE Limited

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This low mileage second hand 2023 Hyundai VENUE Limited FWD hatchback under 15,000 miles, cvt transmission, and 21 MPG, 1.6L gas engine is for sale right now under $20K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$19,299
Est. Payment:	$367.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,021
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$19,299.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,623.54
Avg. DMV Fee	464.00
Cash Sale Price	$21,461.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,461.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$367.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Malibu Premier

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This above average mileage preowned 2016 Chevrolet Malibu Premier FWD sedan under 91,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $12K at Happy Hyundai of Rochester in Rochester, MN. ...View More Details

Sales Price:	$11,990
Est. Payment:	$365.23 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,824
Location:	Rochester, MN

Item	Amount
Used Car Price⁽¹⁾	$11,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,011.05
Avg. DMV Fee	464.00
Cash Sale Price	$13,540.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,540.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$365.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Hyundai SANTA FE Limited

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This average mileage second hand 2015 Hyundai SANTA FE Limited AWD SUV under 84,000 miles, automatic transmission, and 21 MPG, 3.3L gas engine is for sale right now under $15K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$14,340
Est. Payment:	$386.19 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,381
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$14,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,207.98
Avg. DMV Fee	464.00
Cash Sale Price	$16,086.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,086.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$386.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $400 / Month

2019 Hyundai KONA Ultimate

2020 Hyundai TUCSON Limited

2023 Hyundai KONA N Line

2022 Kia Seltos SX

2015 Buick Encore Leather

2025 Hyundai VENUE Limited

2019 Dodge Journey GT

2023 Hyundai VENUE Limited

2016 Chevrolet Malibu Premier

2015 Hyundai SANTA FE Limited

Minnesota Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Minnesota

Minnesota Secondhand Used Vehicles with Payments Below $400 / Month

2019 Hyundai KONA Ultimate

Hyundai KONA Ultimate

2019 Hyundai KONA Ultimate Car Loan Estimate

2020 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2020 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai KONA N Line

Hyundai KONA N Line

2023 Hyundai KONA N Line Car Loan Estimate

2022 Kia Seltos SX

Kia Seltos SX

2022 Kia Seltos SX Car Loan Estimate

2015 Buick Encore Leather

Buick Encore Leather

2015 Buick Encore Leather Car Loan Estimate

2025 Hyundai VENUE Limited

Hyundai VENUE Limited

2025 Hyundai VENUE Limited Car Loan Estimate

2019 Dodge Journey GT

Dodge Journey GT

2019 Dodge Journey GT Car Loan Estimate

2023 Hyundai VENUE Limited

Hyundai VENUE Limited

2023 Hyundai VENUE Limited Car Loan Estimate

2016 Chevrolet Malibu Premier

Chevrolet Malibu Premier

2016 Chevrolet Malibu Premier Car Loan Estimate

2015 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2015 Hyundai SANTA FE Limited Car Loan Estimate

Minnesota Areas with Used Cars for Sale Below $400 / Month

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