Metro Springfield MO, MO Area Used Cars Under $400 a Month

2025 Chevrolet Malibu LT

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This low mileage used 2025 Chevrolet Malibu LT FWD sedan below 50,000 miles, cvt transmission, and 30 MPG, 1.5L gas engine is for sale right now under $20K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$19,828
Est. Payment:	$405.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,095
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$19,828.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,022.73
Avg. DMV Fee	45.00
Cash Sale Price	$22,094.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,094.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$405.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,828.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta SE

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This low mileage used 2024 Volkswagen Jetta SE FWD sedan under 57,000 miles, a transmission, and 30 MPG, 1.5L gas engine is for sale right now under $20K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$19,892
Est. Payment:	$406.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,599
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$19,892.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,029.19
Avg. DMV Fee	45.00
Cash Sale Price	$22,165.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,165.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$406.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,892.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra SV

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This low mileage preowned 2024 Nissan Sentra SV FWD sedan below 51,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$19,201
Est. Payment:	$392.99 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,976
Location:	Harrison, AR

Item	Amount
Used Car Price⁽¹⁾	$19,201.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,959.40
Avg. DMV Fee	45.00
Cash Sale Price	$21,404.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,404.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$392.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,201.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford Transit Connect XL

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This high mileage used 2014 Ford Transit Connect XL FWD mini-van under 166,000 miles, a transmission, and 30 MPG, 2.5L gas engine is for sale right now below $8K at Fugate Motors, Inc. in El Dorado Springs, MO. ...View More Details

Sales Price:	$7,350
Est. Payment:	$304.94 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	165,935
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$7,350.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	762.45
Avg. DMV Fee	45.00
Cash Sale Price	$8,356.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,356.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$304.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Mazda Mazda3 i Sport

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This above average mileage used 2016 Mazda Mazda3 i Sport FWD sedan under 99,000 miles, m transmission, and 30 MPG, 2.0L gas engine is for sale right now below $14K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$13,314
Est. Payment:	$402.53 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,715
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$13,314.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,364.81
Avg. DMV Fee	45.00
Cash Sale Price	$14,922.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,922.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$402.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,314.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Mazda Mazda6 Touring

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This low mileage used 2019 Mazda Mazda6 Touring FWD sedan under 57,000 miles, a transmission, and 30 MPG, 2.5L gas engine is for sale right now below $20K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$19,995
Est. Payment:	$409.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,776
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,039.59
Avg. DMV Fee	45.00
Cash Sale Price	$22,278.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,278.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$409.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Compass Limited

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This average mileage preowned 2020 Jeep Compass Limited 4X4 SUV below 81,000 miles, a transmission, and 30 MPG, 2.4L gas engine is for sale right now below $15K at Fugate Motors, Inc. in El Dorado Springs, MO. ...View More Details

Sales Price:	$14,500
Est. Payment:	$389.59 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,215
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$14,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,484.60
Avg. DMV Fee	45.00
Cash Sale Price	$16,228.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,228.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$389.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape S

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This average mileage second hand 2022 Ford Escape S FWD SUV under 88,000 miles, a transmission, and 30 MPG, 1.5L gas engine is for sale right now below $15K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$14,999
Est. Payment:	$402.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,419
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$14,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,535.00
Avg. DMV Fee	45.00
Cash Sale Price	$16,778.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,778.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$402.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Corolla LE

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This low mileage used 2024 Toyota Corolla LE FWD sedan under 59,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$19,576
Est. Payment:	$400.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,870
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$19,576.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,997.28
Avg. DMV Fee	45.00
Cash Sale Price	$21,817.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,817.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$400.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,576.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ford Fusion SE

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This high mileage used 2015 Ford Fusion SE FWD sedan under 193,000 miles, a transmission, and 30 MPG, 1.5L gas engine is for sale right now below $8K at Fugate Motors, Inc. in El Dorado Springs, MO. ...View More Details

Sales Price:	$7,500
Est. Payment:	$310.96 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	193,234
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$7,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	777.60
Avg. DMV Fee	45.00
Cash Sale Price	$8,521.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,521.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$310.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $7,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $400 / Month

2025 Chevrolet Malibu LT

2024 Volkswagen Jetta SE

2024 Nissan Sentra SV

2014 Ford Transit Connect XL

2016 Mazda Mazda3 i Sport

2019 Mazda Mazda6 Touring

2020 Jeep Compass Limited

2022 Ford Escape S

2024 Toyota Corolla LE

2015 Ford Fusion SE

Greater Springfield MO Area Cities with Used Cars for Sale Below $400 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $400 / Month

2025 Chevrolet Malibu LT

Chevrolet Malibu LT

2025 Chevrolet Malibu LT Car Loan Estimate

2024 Volkswagen Jetta SE

Volkswagen Jetta SE

2024 Volkswagen Jetta SE Car Loan Estimate

2024 Nissan Sentra SV

Nissan Sentra SV

2024 Nissan Sentra SV Car Loan Estimate

2014 Ford Transit Connect XL

Ford Transit Connect XL

2014 Ford Transit Connect XL Car Loan Estimate

2016 Mazda Mazda3 i Sport

Mazda Mazda3 i Sport

2016 Mazda3 i Sport Car Loan Estimate

2019 Mazda Mazda6 Touring

Mazda Mazda6 Touring

2019 Mazda6 Touring Car Loan Estimate

2020 Jeep Compass Limited

Jeep Compass Limited

2020 Jeep Compass Limited Car Loan Estimate

2022 Ford Escape S

Ford Escape S

2022 Ford Escape S Car Loan Estimate

2024 Toyota Corolla LE

Toyota Corolla LE

2024 Toyota Corolla LE Car Loan Estimate

2015 Ford Fusion SE

Ford Fusion SE

2015 Ford Fusion SE Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $400 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $400 / Month

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