Metro Springfield MO, MO Area Used Cars Under $400 a Month

2025 Chevrolet Trax LT

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This low mileage second hand 2025 Chevrolet Trax LT FWD SUV below 16,000 miles, automatic transmission, and 26 MPG, 1.2L gas engine is for sale right now below $22K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$21,542
Est. Payment:	$410.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,097
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$21,542.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,195.84
Avg. DMV Fee	45.00
Cash Sale Price	$23,981.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,981.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$410.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,542.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage second hand 2023 Ford Escape Active FWD SUV under 32,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $22K at Ultimate Ford in Mountain Home, AR. ...View More Details

Sales Price:	$21,500
Est. Payment:	$409.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,756
Location:	Mountain Home, AR

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,191.60
Avg. DMV Fee	45.00
Cash Sale Price	$23,935.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,935.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$409.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan under 60,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $20K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$19,424
Est. Payment:	$397.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,807
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$19,424.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,981.92
Avg. DMV Fee	45.00
Cash Sale Price	$21,649.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,649.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$397.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,424.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Malibu LT

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This low mileage second hand 2025 Chevrolet Malibu LT FWD sedan below 50,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now below $20K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$19,979
Est. Payment:	$408.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,095
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$19,979.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,037.98
Avg. DMV Fee	45.00
Cash Sale Price	$22,260.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,260.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$408.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Trax LS

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This high mileage second hand 2016 Chevrolet Trax LS FWD SUV under 131,000 miles, automatic transmission, and 26 MPG, 1.4L gas engine is for sale right now below $7K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$6,854
Est. Payment:	$285.01 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	130,971
Location:	Harrison, AR

Item	Amount
Used Car Price⁽¹⁾	$6,854.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	712.35
Avg. DMV Fee	45.00
Cash Sale Price	$7,810.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,810.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$285.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,854.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SEL

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This low mileage used 2022 Ford Escape SEL AWD SUV below 18,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $20K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$20,000
Est. Payment:	$381.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,071
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,040.10
Avg. DMV Fee	45.00
Cash Sale Price	$22,284.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,284.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$381.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Taos SE

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This low mileage second hand 2024 Volkswagen Taos SE FWD SUV below 54,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $20K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$19,948
Est. Payment:	$408.09 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,553
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$19,948.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,034.85
Avg. DMV Fee	45.00
Cash Sale Price	$22,226.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,226.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$408.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,948.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Fusion Hybrid SE

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This average mileage used 2020 Ford Fusion Hybrid SE FWD sedan below 78,000 miles, cvt transmission, and 26 MPG, 2.0L hybrid engine is for sale right now under $15K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$14,995
Est. Payment:	$364.03 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,940
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$14,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,534.59
Avg. DMV Fee	45.00
Cash Sale Price	$16,773.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,773.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$364.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mercedes-Benz C-Class C 300

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This average mileage used 2018 Mercedes-Benz C-Class C 300 RWD sedan below 88,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $15K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$14,991
Est. Payment:	$402.57 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,129
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$14,991.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,534.19
Avg. DMV Fee	45.00
Cash Sale Price	$16,769.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,769.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$402.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Compass Limited

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This average mileage second hand 2020 Jeep Compass Limited 4x4 SUV under 81,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $15K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$14,500
Est. Payment:	$389.59 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,211
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$14,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,484.60
Avg. DMV Fee	45.00
Cash Sale Price	$16,228.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,228.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$389.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $400 / Month

2025 Chevrolet Trax LT

2023 Ford Escape Active

2024 Hyundai ELANTRA SEL

2025 Chevrolet Malibu LT

2016 Chevrolet Trax LS

2022 Ford Escape SEL

2024 Volkswagen Taos SE

2020 Ford Fusion Hybrid SE

2018 Mercedes-Benz C-Class C 300

2020 Jeep Compass Limited

Greater Springfield MO Area Cities with Used Cars for Sale Below $400 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $400 / Month

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Chevrolet Malibu LT

Chevrolet Malibu LT

2025 Chevrolet Malibu LT Car Loan Estimate

2016 Chevrolet Trax LS

Chevrolet Trax LS

2016 Chevrolet Trax LS Car Loan Estimate

2022 Ford Escape SEL

Ford Escape SEL

2022 Ford Escape SEL Car Loan Estimate

2024 Volkswagen Taos SE

Volkswagen Taos SE

2024 Volkswagen Taos SE Car Loan Estimate

2020 Ford Fusion Hybrid SE

Ford Fusion Hybrid SE

2020 Ford Fusion Hybrid SE Car Loan Estimate

2018 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2018 Mercedes-Benz C-Class C 300 Car Loan Estimate

2020 Jeep Compass Limited

Jeep Compass Limited

2020 Jeep Compass Limited Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $400 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $400 / Month

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