Metro Springfield MO, MO Area Used Cars Under $400 a Month

2024 Nissan Sentra SV

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This low mileage second hand 2024 Nissan Sentra SV FWD sedan under 51,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now below $20K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$19,541
Est. Payment:	$399.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,976
Location:	Harrison, AR

Item	Amount
Used Car Price⁽¹⁾	$19,541.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,993.74
Avg. DMV Fee	45.00
Cash Sale Price	$21,778.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,778.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$399.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SEL

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This low mileage second hand 2022 Ford Escape SEL AWD SUV under 18,000 miles, automatic transmission, and 37 MPG, 1.5L gas engine is for sale right now under $20K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$20,000
Est. Payment:	$381.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,074
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,040.10
Avg. DMV Fee	45.00
Cash Sale Price	$22,284.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,284.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$381.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford Edge SEL

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This high mileage used 2013 Ford Edge SEL AWD SUV below 144,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now below $8K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$7,665
Est. Payment:	$317.59 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	143,762
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$7,665.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	794.26
Avg. DMV Fee	45.00
Cash Sale Price	$8,703.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,703.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$317.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $7,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Malibu LT

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This low mileage used 2025 Chevrolet Malibu LT FWD sedan below 50,000 miles, cvt transmission, and 37 MPG, 1.5L gas engine is for sale right now below $20K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$19,979
Est. Payment:	$408.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,095
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$19,979.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,037.98
Avg. DMV Fee	45.00
Cash Sale Price	$22,260.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,260.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$408.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Edge SEL

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This average mileage second hand 2017 Ford Edge SEL AWD SUV under 84,000 miles, automatic transmission, and 37 MPG, 2.0L gas engine is for sale right now under $15K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$14,795
Est. Payment:	$397.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,883
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$14,795.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,514.39
Avg. DMV Fee	45.00
Cash Sale Price	$16,553.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,553.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$397.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage preowned 2023 Ford Escape Active FWD SUV below 60,000 miles, automatic transmission, and 37 MPG, 1.5L gas engine is for sale right now below $20K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$19,995
Est. Payment:	$409.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,612
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,039.59
Avg. DMV Fee	45.00
Cash Sale Price	$22,278.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,278.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$409.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Compass Limited

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This average mileage preowned 2020 Jeep Compass Limited 4x4 SUV under 81,000 miles, automatic transmission, and 37 MPG, 2.4L gas engine is for sale right now below $15K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$14,500
Est. Payment:	$389.59 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,211
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$14,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,484.60
Avg. DMV Fee	45.00
Cash Sale Price	$16,228.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,228.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$389.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-150 XL

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This high mileage second hand 2016 Ford F-150 XL RWD pickup under 179,000 miles, automatic transmission, and 37 MPG, 3.5L gas engine is for sale right now under $8K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$7,500
Est. Payment:	$310.96 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	178,869
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$7,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	777.60
Avg. DMV Fee	45.00
Cash Sale Price	$8,521.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,521.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$310.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV AWD sedan below 46,000 miles, cvt transmission, and 37 MPG, 2.5L gas engine is for sale right now below $21K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$20,385
Est. Payment:	$388.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,462
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$20,385.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,078.98
Avg. DMV Fee	45.00
Cash Sale Price	$22,707.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,707.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$388.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,385.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan below 60,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now below $20K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$20,000
Est. Payment:	$409.15 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,807
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,040.10
Avg. DMV Fee	45.00
Cash Sale Price	$22,284.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,284.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$409.15

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $400 / Month

2024 Nissan Sentra SV

2022 Ford Escape SEL

2013 Ford Edge SEL

2025 Chevrolet Malibu LT

2017 Ford Edge SEL

2023 Ford Escape Active

2020 Jeep Compass Limited

2016 Ford F-150 XL

2025 Nissan Altima 2.5 SV

2024 Hyundai ELANTRA SEL

Greater Springfield MO Area Cities with Used Cars for Sale Below $400 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $400 / Month

2024 Nissan Sentra SV

Nissan Sentra SV

2024 Nissan Sentra SV Car Loan Estimate

2022 Ford Escape SEL

Ford Escape SEL

2022 Ford Escape SEL Car Loan Estimate

2013 Ford Edge SEL

Ford Edge SEL

2013 Ford Edge SEL Car Loan Estimate

2025 Chevrolet Malibu LT

Chevrolet Malibu LT

2025 Chevrolet Malibu LT Car Loan Estimate

2017 Ford Edge SEL

Ford Edge SEL

2017 Ford Edge SEL Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2020 Jeep Compass Limited

Jeep Compass Limited

2020 Jeep Compass Limited Car Loan Estimate

2016 Ford F-150 XL

Ford F-150 XL

2016 Ford F-150 XL Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $400 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $400 / Month

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