Springfield MO, MO Area Used Cars Under $20,000

2022 Nissan Altima 2.5 S

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This high mileage preowned 2022 Nissan Altima 2.5 S FWD sedan below 107,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $16K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$15,500
Est. Payment:	$613.00 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	106,787
Location:	Aurora, MO
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$15,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,585.60
Avg. DMV Fee	45.00
Cash Sale Price	$17,329.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$16,755.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$613.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Volkswagen Jetta SE

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This low mileage preowned 2024 Volkswagen Jetta SE FWD sedan under 57,000 miles, a transmission, and 32 MPG, 1.5L gas engine is for sale right now under $20K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$19,892
Est. Payment:	$525.83 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	56,599
Location:	Aurora, MO
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$19,892.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,029.19
Avg. DMV Fee	45.00
Cash Sale Price	$22,165.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$21,503.25
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$525.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,892.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Mazda Mazda6 Touring

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This low mileage used 2019 Mazda Mazda6 Touring FWD sedan under 57,000 miles, a transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$19,995
Est. Payment:	$528.55 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	56,776
Location:	Republic, MO
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,039.59
Avg. DMV Fee	45.00
Cash Sale Price	$22,278.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$21,614.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$528.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Toyota Corolla LE

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This low mileage second hand 2024 Toyota Corolla LE FWD sedan below 59,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$19,576
Est. Payment:	$517.47 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	58,870
Location:	Republic, MO
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$19,576.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,997.28
Avg. DMV Fee	45.00
Cash Sale Price	$21,817.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$21,161.66
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$517.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,576.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Transit 150

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This high mileage second hand 2023 Ford Transit 150 RWD full-size under 277,000 miles, a transmission, and 32 MPG, 3.5L flexible engine is for sale right now below $19K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$18,810
Est. Payment:	$855.30 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	276,621
Location:	Aurora, MO
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$18,810.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,919.91
Avg. DMV Fee	45.00
Cash Sale Price	$20,973.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$20,333.61
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$855.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,810.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Nissan Sentra SV

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This low mileage preowned 2024 Nissan Sentra SV FWD sedan under 51,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$19,201
Est. Payment:	$507.56 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	50,976
Location:	Harrison, AR
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$19,201.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,959.40
Avg. DMV Fee	45.00
Cash Sale Price	$21,404.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$20,756.28
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$507.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,201.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford EcoSport SES

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This average mileage preowned 2022 Ford EcoSport SES AWD wagon below 78,000 miles, a transmission, and 32 MPG, 2.0L gas engine is for sale right now under $17K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$16,648
Est. Payment:	$496.92 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	77,746
Location:	Republic, MO
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$16,648.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,701.55
Avg. DMV Fee	45.00
Cash Sale Price	$18,593.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$17,996.49
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$496.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,648.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Jeep Renegade Latitude

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This low mileage used 2019 Jeep Renegade Latitude 4X4 SUV below 52,000 miles, a transmission, and 32 MPG, 2.4L gas engine is for sale right now under $16K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$15,637
Est. Payment:	$413.35 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,400
Location:	Aurora, MO
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$15,637.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,599.44
Avg. DMV Fee	45.00
Cash Sale Price	$17,480.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$16,903.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$413.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,637.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Jeep Grand Cherokee Limited

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This high mileage second hand 2018 Jeep Grand Cherokee Limited 4X4 SUV below 103,000 miles, a transmission, and 32 MPG, 3.6L gas engine is for sale right now under $16K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$15,741
Est. Payment:	$622.54 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	102,788
Location:	Branson, MO
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$15,741.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,609.94
Avg. DMV Fee	45.00
Cash Sale Price	$17,594.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$17,016.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$622.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Chevrolet Malibu LT

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This low mileage preowned 2025 Chevrolet Malibu LT FWD sedan under 50,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $20K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$19,828
Est. Payment:	$524.14 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	50,095
Location:	Aurora, MO
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$19,828.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,022.73
Avg. DMV Fee	45.00
Cash Sale Price	$22,094.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$21,434.07
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$524.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,828.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $20,000

2022 Nissan Altima 2.5 S

2024 Volkswagen Jetta SE

2019 Mazda Mazda6 Touring

2024 Toyota Corolla LE

2023 Ford Transit 150

2024 Nissan Sentra SV

2022 Ford EcoSport SES

2019 Jeep Renegade Latitude

2018 Jeep Grand Cherokee Limited

2025 Chevrolet Malibu LT

Greater Springfield MO Area Cities with Used Cars for Sale Below $20K

Metro Springfield MO Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $20,000

2022 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2022 Nissan Altima 2.5 S Poor Credit Car Loan Estimate

2024 Volkswagen Jetta SE

Volkswagen Jetta SE

2024 Volkswagen Jetta SE Poor Credit Car Loan Estimate

2019 Mazda Mazda6 Touring

Mazda Mazda6 Touring

2019 Mazda6 Touring Poor Credit Car Finance Estimate

2024 Toyota Corolla LE

Toyota Corolla LE

2024 Toyota Corolla LE Poor Credit Auto Finance Estimate

2023 Ford Transit 150

Ford Transit 150

2023 Ford Transit 150 Poor Credit Car Loan Estimate

2024 Nissan Sentra SV

Nissan Sentra SV

2024 Nissan Sentra SV Poor Credit Auto Loan Estimate

2022 Ford EcoSport SES

Ford EcoSport SES

2022 Ford EcoSport SES Poor Credit Auto Loan Estimate

2019 Jeep Renegade Latitude

Jeep Renegade Latitude

2019 Jeep Renegade Latitude Poor Credit Auto Loan Estimate

2018 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2018 Jeep Grand Cherokee Limited Poor Credit Auto Finance Estimate

2025 Chevrolet Malibu LT

Chevrolet Malibu LT

2025 Chevrolet Malibu LT Poor Credit Car Finance Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $20K

Metro Springfield MO Area Counties with Used Cars for Sale Below $20,000

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