Springfield MO, MO Area Used Cars Under $20,000

2022 Buick Encore GX Preferred

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This below average mileage used 2022 Buick Encore GX Preferred FWD SUV under 64,000 miles, cvt transmission, and 24 MPG, 1.2L gas engine is for sale right now under $18K at Zink Motor Co Inc in Appleton City, MO. ...View More Details

Sales Price:	$17,495
Est. Payment:	$387.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,209
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$17,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,787.09
Avg. DMV Fee	45.00
Cash Sale Price	$19,526.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,526.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$387.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Malibu LT

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This low mileage second hand 2025 Chevrolet Malibu LT FWD sedan below 50,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now under $20K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$19,828
Est. Payment:	$405.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,095
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$19,828.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,022.73
Avg. DMV Fee	45.00
Cash Sale Price	$22,094.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,094.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$405.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,828.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda CR-V EX-L

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This high mileage used 2018 Honda CR-V EX-L AWD SUV below 110,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now under $20K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$19,203
Est. Payment:	$662.25 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,182
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$19,203.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,959.60
Avg. DMV Fee	45.00
Cash Sale Price	$21,406.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,406.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$662.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,203.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Jetta S

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This low mileage preowned 2025 Volkswagen Jetta S FWD sedan below 55,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now under $20K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$19,547
Est. Payment:	$399.99 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,488
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$19,547.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,994.35
Avg. DMV Fee	45.00
Cash Sale Price	$21,785.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,785.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$399.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,547.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Explorer XLT

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This high mileage preowned 2017 Ford Explorer XLT AWD SUV under 127,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $16K at Fugate Motors, Inc. in El Dorado Springs, MO. ...View More Details

Sales Price:	$15,640
Est. Payment:	$638.00 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,683
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$15,640.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,599.74
Avg. DMV Fee	45.00
Cash Sale Price	$17,483.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,483.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$638.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,640.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Expedition XLT

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This high mileage second hand 2018 Ford Expedition XLT 4X4 SUV under 163,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now under $17K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$16,792
Est. Payment:	$684.28 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	162,630
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$16,792.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,716.09
Avg. DMV Fee	45.00
Cash Sale Price	$18,752.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,752.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$684.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Colorado Z71

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This high mileage preowned 2019 Chevrolet Colorado Z71 4X4 pickup under 152,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now under $19K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$18,995
Est. Payment:	$772.79 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	151,834
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,938.59
Avg. DMV Fee	45.00
Cash Sale Price	$21,177.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,177.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$772.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota C-HR XLE

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This average mileage used 2021 Toyota C-HR XLE FWD wagon below 72,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $20K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$19,056
Est. Payment:	$461.06 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,598
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$19,056.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,944.76
Avg. DMV Fee	45.00
Cash Sale Price	$21,244.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,244.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$461.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

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This high mileage second hand 2019 Ram 1500 Classic Tradesman 4X4 pickup below 128,000 miles, a transmission, and 24 MPG, 3.6L flexible engine is for sale right now under $16K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$15,995
Est. Payment:	$652.26 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127,554
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,635.59
Avg. DMV Fee	45.00
Cash Sale Price	$17,874.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,874.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$652.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chrysler Pacifica Touring L

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This high mileage preowned 2021 Chrysler Pacifica Touring L FWD mini-van below 111,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now under $17K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$16,985
Est. Payment:	$586.70 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,892
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$16,985.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,735.58
Avg. DMV Fee	45.00
Cash Sale Price	$18,964.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,964.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$586.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $20,000

2022 Buick Encore GX Preferred

2025 Chevrolet Malibu LT

2018 Honda CR-V EX-L

2025 Volkswagen Jetta S

2017 Ford Explorer XLT

2018 Ford Expedition XLT

2019 Chevrolet Colorado Z71

2021 Toyota C-HR XLE

2019 Ram 1500 Classic Tradesman

2021 Chrysler Pacifica Touring L

Greater Springfield MO Area Cities with Used Cars for Sale Below $20K

Metro Springfield MO Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $20,000

2022 Buick Encore GX Preferred

Buick Encore GX Preferred

2022 Buick Encore GX Preferred Car Loan Estimate

2025 Chevrolet Malibu LT

Chevrolet Malibu LT

2025 Chevrolet Malibu LT Car Loan Estimate

2018 Honda CR-V EX-L

Honda CR-V EX-L

2018 Honda CR-V EX-L Car Loan Estimate

2025 Volkswagen Jetta S

Volkswagen Jetta S

2025 Volkswagen Jetta S Car Loan Estimate

2017 Ford Explorer XLT

Ford Explorer XLT

2017 Ford Explorer XLT Car Loan Estimate

2018 Ford Expedition XLT

Ford Expedition XLT

2018 Ford Expedition XLT Car Loan Estimate

2019 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2019 Chevrolet Colorado Z71 Car Loan Estimate

2021 Toyota C-HR XLE

Toyota C-HR XLE

2021 Toyota C-HR XLE Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Car Loan Estimate

2021 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2021 Chrysler Pacifica Touring L Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $20K

Metro Springfield MO Area Counties with Used Cars for Sale Below $20,000

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