Springfield MO, MO Area Used Cars Under $40,000

2024 Kia Telluride EX

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This low mileage used 2024 Kia Telluride EX FWD SUV below 33,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now below $36K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$35,130
Est. Payment:	$666.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,684
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$35,130.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,568.23
Avg. DMV Fee	45.00
Cash Sale Price	$38,942.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,942.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$666.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,130.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line AWD SUV below 31,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $38K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$37,986
Est. Payment:	$720.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,727
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$37,986.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,856.69
Avg. DMV Fee	45.00
Cash Sale Price	$42,086.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,086.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage used 2024 Ford Ranger XLT 4x4 pickup under 19,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $39K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$38,620
Est. Payment:	$732.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,928
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$38,620.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,920.72
Avg. DMV Fee	45.00
Cash Sale Price	$42,784.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,784.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup below 54,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $39K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$38,995
Est. Payment:	$793.13 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,289
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,958.59
Avg. DMV Fee	45.00
Cash Sale Price	$43,197.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,197.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$793.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sport

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This low mileage preowned 2025 Jeep Wrangler Sport 4x4 SUV below 1,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now below $37K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$36,599
Est. Payment:	$694.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	548
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$36,599.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,716.60
Avg. DMV Fee	45.00
Cash Sale Price	$40,559.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,559.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line AWD SUV below 23,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $40K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$39,498
Est. Payment:	$748.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,260
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$39,498.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,009.40
Avg. DMV Fee	45.00
Cash Sale Price	$43,751.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,751.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This high mileage preowned 2021 Ford F-150 XL 4x4 pickup below 104,000 miles, automatic transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $38K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$37,789
Est. Payment:	$1295.31 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,645
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$37,789.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,836.79
Avg. DMV Fee	45.00
Cash Sale Price	$41,869.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,869.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1295.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,789.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage second hand 2025 Ford Bronco Sport Heritage AWD SUV under 0,000 miles, automatic transmission, and 18 MPG, 1.5L gas engine is for sale right now below $37K at Don Vance Ford in Marshfield, MO. ...View More Details

Sales Price:	$36,385
Est. Payment:	$690.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127
Location:	Marshfield, MO

Item	Amount
Used Car Price⁽¹⁾	$36,385.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,694.98
Avg. DMV Fee	45.00
Cash Sale Price	$40,323.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,323.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,385.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Limited

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This low mileage used 2025 Chrysler Pacifica Limited FWD minivan below 42,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now under $36K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$35,094
Est. Payment:	$665.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,668
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$35,094.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,564.59
Avg. DMV Fee	45.00
Cash Sale Price	$38,902.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,902.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$665.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,094.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series II Carbide

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This average mileage second hand 2022 Jeep Wagoneer Series II Carbide 4x4 SUV below 83,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $36K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$35,988
Est. Payment:	$957.55 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,649
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,654.89
Avg. DMV Fee	45.00
Cash Sale Price	$39,886.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,886.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$957.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2024 Kia Telluride EX

2025 Ford Explorer ST-Line

2024 Ford Ranger XLT

2023 Ford F-150 Platinum

2025 Jeep Wrangler Sport

2025 Ford Explorer ST-Line

2021 Ford F-150 XL

2025 Ford Bronco Sport Heritage

2025 Chrysler Pacifica Limited

2022 Jeep Wagoneer Series II Carbide

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2024 Kia Telluride EX

Kia Telluride EX

2024 Kia Telluride EX Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Jeep Wrangler Sport

Jeep Wrangler Sport

2025 Jeep Wrangler Sport Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2025 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2025 Chrysler Pacifica Limited Car Loan Estimate

2022 Jeep Wagoneer Series II Carbide

Jeep Wagoneer Series II Carbide

2022 Jeep Wagoneer Series II Carbide Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

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