Springfield MO, MO Area Used Cars Under $40,000

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line AWD SUV under 33,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $37K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$36,970
Est. Payment:	$701.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,538
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$36,970.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,754.07
Avg. DMV Fee	45.00
Cash Sale Price	$40,968.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,968.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Mojave

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This low mileage preowned 2022 Jeep Gladiator Mojave 4x4 pickup under 39,000 miles, transmission, and 19 MPG, 3.6L gas engine is for sale right now under $37K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$36,325
Est. Payment:	$688.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,783
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$36,325.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,688.92
Avg. DMV Fee	45.00
Cash Sale Price	$40,257.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,257.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This low mileage second hand 2024 Kia Telluride SX AWD SUV under 45,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $40K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$39,500
Est. Payment:	$748.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,156
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,009.60
Avg. DMV Fee	45.00
Cash Sale Price	$43,753.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,753.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Limited

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This low mileage preowned 2025 Chrysler Pacifica Limited FWD minivan below 39,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now below $35K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$35,000
Est. Payment:	$663.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,827
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,555.10
Avg. DMV Fee	45.00
Cash Sale Price	$38,799.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,799.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Expedition Limited

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This below average mileage second hand 2020 Ford Expedition Limited 4x4 SUV below 66,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $37K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$36,995
Est. Payment:	$814.28 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,165
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,756.59
Avg. DMV Fee	45.00
Cash Sale Price	$40,995.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,995.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$814.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV below 47,000 miles, automatic transmission, and 19 MPG, 2.0L gas engine is for sale right now under $36K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$35,995
Est. Payment:	$682.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,226
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,655.59
Avg. DMV Fee	45.00
Cash Sale Price	$39,894.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,894.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Z71

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This low mileage used 2023 Chevrolet Colorado Z71 4x4 pickup below 58,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $36K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$35,219
Est. Payment:	$716.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,204
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$35,219.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,577.22
Avg. DMV Fee	45.00
Cash Sale Price	$39,040.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,040.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$716.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,219.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage second hand 2022 Ford Mustang GT RWD coupe under 37,000 miles, transmission, and 19 MPG, 5.0L gas engine is for sale right now under $37K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$36,988
Est. Payment:	$701.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,400
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,755.89
Avg. DMV Fee	45.00
Cash Sale Price	$40,987.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,987.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 30,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $36K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$35,300
Est. Payment:	$669.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,974
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,585.40
Avg. DMV Fee	45.00
Cash Sale Price	$39,129.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,129.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$669.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage preowned 2024 Chevrolet Colorado Z71 4x4 pickup under 8,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $39K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$38,999
Est. Payment:	$739.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,218
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,959.00
Avg. DMV Fee	45.00
Cash Sale Price	$43,202.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,202.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

2022 Jeep Gladiator Mojave

2024 Kia Telluride SX

2025 Chrysler Pacifica Limited

2020 Ford Expedition Limited

2023 Lincoln Nautilus Reserve

2023 Chevrolet Colorado Z71

2022 Ford Mustang GT

2023 Ford Explorer XLT

2024 Chevrolet Colorado Z71

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2022 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2022 Jeep Gladiator Mojave Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

2025 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2025 Chrysler Pacifica Limited Car Loan Estimate

2020 Ford Expedition Limited

Ford Expedition Limited

2020 Ford Expedition Limited Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2023 Chevrolet Colorado Z71 Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

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