Springfield MO, MO Area Used Cars Under $40,000

2021 GMC Sierra 1500 AT4

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This above average mileage preowned 2021 GMC Sierra 1500 AT4 4x4 pickup below 96,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now below $37K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$36,339
Est. Payment:	$1086.34 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,360
Location:	Harrison, AR

Item	Amount
Used Car Price⁽¹⁾	$36,339.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,690.34
Avg. DMV Fee	45.00
Cash Sale Price	$40,273.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,273.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1086.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,339.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This average mileage second hand 2018 Ford F-150 Raptor 4x4 pickup below 84,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1063.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,297
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,059.59
Avg. DMV Fee	45.00
Cash Sale Price	$44,298.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,298.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1063.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy FWD SUV below 29,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $38K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$37,988
Est. Payment:	$720.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,409
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,856.89
Avg. DMV Fee	45.00
Cash Sale Price	$42,088.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,088.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 36,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $36K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$35,933
Est. Payment:	$681.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,282
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$35,933.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,649.33
Avg. DMV Fee	45.00
Cash Sale Price	$39,826.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,826.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Tacoma TRD Off-Road

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This average mileage preowned 2021 Toyota Tacoma TRD Off-Road 4x4 pickup under 89,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$36,995
Est. Payment:	$984.16 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,911
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,756.59
Avg. DMV Fee	45.00
Cash Sale Price	$40,995.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,995.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$984.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XLT

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This low mileage preowned 2024 Ford Transit 350 XLT RWD van under 51,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$39,422
Est. Payment:	$801.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,746
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$39,422.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,001.72
Avg. DMV Fee	45.00
Cash Sale Price	$43,667.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,667.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$801.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sport

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This low mileage preowned 2025 Jeep Wrangler Sport 4x4 SUV under 1,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $37K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$36,599
Est. Payment:	$694.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	548
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$36,599.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,716.60
Avg. DMV Fee	45.00
Cash Sale Price	$40,559.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,559.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$694.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Touring

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This low mileage preowned 2025 Honda Odyssey Touring FWD minivan under 59,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$39,993
Est. Payment:	$813.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,142
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,059.39
Avg. DMV Fee	45.00
Cash Sale Price	$44,296.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,296.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$813.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified preowned 2025 Ford Explorer ST-Line AWD SUV under 41,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $37K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$36,970
Est. Payment:	$701.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,252
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$36,970.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,754.07
Avg. DMV Fee	45.00
Cash Sale Price	$40,968.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,968.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee Laredo

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This low mileage second hand 2025 Jeep Grand Cherokee Laredo 4x4 SUV below 9,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $37K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$36,844
Est. Payment:	$698.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,953
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$36,844.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,741.34
Avg. DMV Fee	45.00
Cash Sale Price	$40,829.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,829.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$698.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,844.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 AT4

2018 Ford F-150 Raptor

2024 Hyundai PALISADE Calligraphy

2023 Ford F-150 XL

2021 Toyota Tacoma TRD Off-Road

2024 Ford Transit 350 XLT

2025 Jeep Wrangler Sport

2025 Honda Odyssey Touring

2025 Ford Explorer ST-Line

2025 Jeep Grand Cherokee Laredo

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2021 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Ford Transit 350 XLT

Ford Transit 350 XLT

2024 Ford Transit 350 XLT Car Loan Estimate

2025 Jeep Wrangler Sport

Jeep Wrangler Sport

2025 Jeep Wrangler Sport Car Loan Estimate

2025 Honda Odyssey Touring

Honda Odyssey Touring

2025 Honda Odyssey Touring Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2025 Jeep Grand Cherokee Laredo Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

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