Springfield MO, MO Area Used Cars Under $40,000

2022 Ram 1500 Laramie

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This average mileage second hand 2022 Ram 1500 Laramie 4x4 pickup below 79,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $36K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$35,969
Est. Payment:	$865.19 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,015
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$35,969.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,652.97
Avg. DMV Fee	45.00
Cash Sale Price	$39,865.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,865.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$865.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,969.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX

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This low mileage second hand 2024 Kia Telluride EX FWD SUV under 33,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $36K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$35,130
Est. Payment:	$666.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,684
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$35,130.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,568.23
Avg. DMV Fee	45.00
Cash Sale Price	$38,942.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,942.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$666.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,130.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup below 19,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $39K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$38,620
Est. Payment:	$732.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,928
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$38,620.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,920.72
Avg. DMV Fee	45.00
Cash Sale Price	$42,784.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,784.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy FWD SUV under 29,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $38K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$37,988
Est. Payment:	$720.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,409
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,856.89
Avg. DMV Fee	45.00
Cash Sale Price	$42,088.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,088.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV under 27,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $39K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$38,176
Est. Payment:	$723.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,172
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$38,176.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,875.88
Avg. DMV Fee	45.00
Cash Sale Price	$42,295.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,295.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,176.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified second hand 2025 Ford Explorer ST-Line AWD SUV below 40,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $38K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$37,933
Est. Payment:	$719.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,232
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$37,933.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,851.33
Avg. DMV Fee	45.00
Cash Sale Price	$42,028.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,028.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$719.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup under 48,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $38K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$37,244
Est. Payment:	$706.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,514
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$37,244.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,781.74
Avg. DMV Fee	45.00
Cash Sale Price	$41,269.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,269.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,244.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage used 2021 Ford F-150 XLT 4x4 pickup below 53,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $36K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$35,795
Est. Payment:	$728.44 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,101
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$35,795.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,635.39
Avg. DMV Fee	45.00
Cash Sale Price	$39,674.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,674.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$728.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sport

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This low mileage preowned 2025 Jeep Wrangler Sport 4x4 SUV under 18,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $38K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$37,240
Est. Payment:	$706.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,505
Location:	Harrison, AR

Item	Amount
Used Car Price⁽¹⁾	$37,240.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,781.34
Avg. DMV Fee	45.00
Cash Sale Price	$41,265.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,265.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,240.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage preowned 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 41,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $39K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$38,866
Est. Payment:	$736.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,049
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$38,866.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,945.57
Avg. DMV Fee	45.00
Cash Sale Price	$43,055.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,055.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,866.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Laramie

2024 Kia Telluride EX

2024 Ford Ranger XLT

2024 Hyundai PALISADE Calligraphy

2025 Ford Explorer ST-Line

2025 Ford Explorer ST-Line

2023 Ford F-150 King Ranch

2021 Ford F-150 XLT

2025 Jeep Wrangler Sport

2025 Chevrolet Silverado 1500 LT

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2024 Kia Telluride EX

Kia Telluride EX

2024 Kia Telluride EX Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2025 Jeep Wrangler Sport

Jeep Wrangler Sport

2025 Jeep Wrangler Sport Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $40K

Metro Springfield MO Area Counties with Used Cars for Sale Below $40,000

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